22/12/2023
𝑾𝒉𝒚 𝒊𝒔 𝒊𝒕 “𝒏𝒐𝒕 𝒐𝒌𝒂𝒚” 𝒕𝒐 𝑫𝑬𝑳𝑨𝒀 𝒚𝒐𝒖𝒓 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆?
1. 𝑰𝒕 𝒈𝒆𝒕𝒔 𝒎𝒐𝒓𝒆 𝒆𝒙𝒑𝒆𝒏𝒔𝒊𝒗𝒆
The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.
𝘗𝘢𝘳𝘢𝘯𝘨 𝘴𝘢 𝘬𝘰𝘵𝘴𝘦 𝘭𝘢𝘯𝘨 𝘥𝘪𝘯, 𝘬𝘢𝘱𝘢𝘨 𝘮𝘢𝘴 𝘭𝘶𝘮𝘢 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘤𝘢𝘳, 𝘮𝘢𝘴 𝘮𝘢𝘭𝘪𝘪𝘵 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘣𝘦𝘯𝘦𝘧𝘪𝘵𝘴 𝘯𝘢 𝘱𝘦𝘥𝘦 𝘮𝘰 𝘮𝘢𝘬𝘶𝘩𝘢 𝘴𝘢 𝘤𝘢𝘳 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘮𝘰. 𝘚𝘰 𝘬𝘶𝘯𝘨 𝘨𝘶𝘴𝘵𝘰 𝘮𝘰 𝘮𝘢𝘬𝘢𝘵𝘪𝘱𝘪𝘥, 𝘨𝘦𝘵 𝘪𝘵 𝘢𝘴 𝘦𝘢𝘳𝘭𝘺 𝘢𝘴 𝘯𝘰𝘸.
2. 𝒀𝒐𝒖 𝒘𝒊𝒍𝒍 𝒉𝒂𝒗𝒆 𝒂 𝒍𝒆𝒔𝒔𝒆𝒓 𝒄𝒉𝒂𝒏𝒄𝒆 𝒐𝒇 𝒂𝒑𝒑𝒓𝒐𝒗𝒂𝒍.
Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.
As we age, parang makina din ang health natin, may "depreciation".
Kaya most likely kapag mas matatanda na and then may pre existing illness na like hypertension, diabetes, thyroid prob, fatty liver, etc....nagrerequire na ng medical examinations and all.
𝘞𝘦 𝘢𝘳𝘦 𝘣𝘶𝘺𝘪𝘯𝘨 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘸𝘪𝘵𝘩 𝘩𝘦𝘢𝘭𝘵𝘩, 𝘯𝘰𝘵 𝘸𝘪𝘵𝘩 𝘮𝘰𝘯𝘦𝘺. 𝘒𝘢𝘩𝘪𝘵 𝘨𝘢𝘢𝘯𝘰 𝘱𝘢 𝘬𝘢𝘭𝘢𝘬𝘪 𝘺𝘶𝘯𝘨 𝘬𝘢𝘺𝘢 𝘮𝘰 𝘪𝘣𝘪𝘨𝘢𝘺 𝘱𝘢𝘳𝘢 𝘭𝘢𝘯𝘨 𝘮𝘢𝘪𝘯𝘴𝘶𝘳𝘦 𝘬𝘢, 𝘪𝘧 𝘩𝘪𝘯𝘥𝘪 𝘬𝘢 𝘯𝘢 𝘩𝘦𝘢𝘭𝘵𝘩𝘺, 𝘩𝘪𝘯𝘥𝘪 𝘯𝘢 𝘵𝘢𝘭𝘢𝘨𝘢 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦 𝘮𝘢𝘬𝘢𝘬𝘶𝘩𝘢 𝘱𝘢.
3. 𝑾𝒆 𝒎𝒊𝒈𝒉𝒕 𝒏𝒆𝒗𝒆𝒓 𝒈𝒆𝒕 𝒂 𝒄𝒉𝒂𝒏𝒄𝒆.
We prepare for 2 things in life:
1. Predictable events- Pagcocollege ng anak natin, pagbili natin ng bahay, retirement, etc.
2. Unpredictable things- Sickness, accident, death, and disability.
LIFE IS UNPREDICTABLE.
Everyday, madaming pwede mangyari — accident, disability, illness and even death. Hindi natin alam kung kailan to mangyayari sa atin.
Hopefully, kapag dumating man ito, ready tayo - financially.
𝘗𝘢𝘳𝘢𝘯𝘨 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳 𝘭𝘢𝘯𝘨. 𝘕𝘢𝘨𝘭𝘢𝘭𝘢𝘨𝘢𝘺 𝘵𝘢𝘺𝘰 𝘯𝘦𝘵𝘰 𝘴𝘢 𝘩𝘰𝘶𝘴𝘦 𝘱𝘢𝘳𝘢 𝘪𝘧 𝘦𝘷𝘦𝘳 𝘮𝘢𝘨𝘬𝘢𝘴𝘶𝘯𝘰𝘨, 𝘮𝘦𝘳𝘰𝘯 𝘵𝘢𝘺𝘰 𝘮𝘢𝘨𝘢𝘨𝘢𝘮𝘪𝘵. 𝘏𝘪𝘯𝘥𝘪 𝘯𝘢𝘮𝘢𝘯 𝘵𝘢𝘺𝘰 𝘣𝘪𝘣𝘪𝘭𝘪 𝘯𝘨 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳 𝘩𝘢𝘣𝘢𝘯𝘨 𝘯𝘢𝘴𝘶𝘴𝘶𝘯𝘰𝘨 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘣𝘢𝘩𝘢𝘺 𝘥𝘪𝘣𝘢?
I hope before 2023 ends, insured ka na 🙂
Message ka lang. 😊🤍
