Invest like a Warrior

02/02/2022

Want to know your fortune this year? Claim your angpao now and let's make it come true! 😉

17/10/2021

Scenario:

Friend 1: Gipit ako ngayon. Stop na ako. Pwede ko ba makuha lahat ng dineposit ko? (After paying his regular-pay VUL for a few months)

Friend 2: Bakit, pag nag-claim ka ng coverage for death or sickness, pwede ba bawiin ng insurance company?

Hehe! Kidding aside... bakit nga ba usually walang nakukuha kapag a few months old pa lang ang policy mo?

1.) It's not a bank deposit account.
A regular-pay VUL policy po is NOT a bank deposit account, where you can "park" your money and withdraw whenever you want. It is a protection contract between a client and an insurance company. Hindi sya fair for the insurance company kasi malaking risk ang tinataya nila. Milyones ang kapalit ng binabayad mong premium. The only time na may makukuha ka po from your policy is kapag may tubo na ito from your investment (fund value), which is only possible kapag matagal na ang policy (at least three years).

2.) It's like hiring the services of a bodyguard.
Think of a VUL policy as your BODYGUARD. Regardless po kung may mangyari sa iyo o wala, kailangan nyo po syang sweldohan, kasi you were protected during the time na ni-hire nyo sya. Plain and simple.

3.) You are buying an asset.
Sa insurance or VUL po kasi, you are basically buying an asset with the choice to do it by "installment." Example, you are buying 1M coverage for 3k a month. If you were saving sa bank, it will take you nearly 30 years bago yan makumpleto. Pero sa insurance, agad-agad. Ownership was effective since Day 1 (for as long as you keep paying your premium). Same with buying a house. If you stop paying for the mortgage, wala kang makukuha. Hindi mo pwede bawiin ang downpayment mo. At lalong di mo rin magiging pagmamay-ari yung property kahit partially paid na. Subject for foreclosure.

Kaya for as long as binabayaran mo ang premium mo, mananatili ang promise ng insurance company to give that big amount if something bad happens to you. Once you stop, the company will also stop with its responsibility with you.. Ang delikado dyan is kung may mangyari sayo at cancelled na ang policy mo, hindi ka talaga maka-cover. Kaya if I were you, continue mo lang no matter what. I understand mahirap situation nyo now pero di hamak na mas mahihirapan kayo kapag nagka-emergency at ikaw mismo at sumabay ka to an already existing financial problem. Tandaan mo, maraming pwedeng mangyari sa isang minuto at hindi ka dun exempted. Even in your sleep, something could happen.

10/05/2021

Ask a Financial Advisor for consultations and further questions📧

06/05/2021

Mahirap ba tumanda ng walang anak? 👪

You have to be financially stable to support a family, ka-Investa.

Agree ka ba sa sinabi ni Donnalyn?
Comment below!

05/04/2021

21/03/2021

Protect yourself first🛡

Sana all sasakyan 😅

Mga sasakyan may insurance, pero ang may-ari walang health and/or life insurance.

Kung ang car nga protected in case of emergencies, lalo na dapat sa health at sa sarili natin protected tayo. You might see insurance as "additional expenses" but it will save your from debt when the unexpected time comes.

Mas mabuting prepared tayo, ka-Investa 💙
Ikaw, insured ka na ba?

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11/02/2021

3 lives secured❤️ Congrats and welcome to a brighter life! Send a personal message for free quotations and inquiries ✉️

05/02/2021

Let’s stop the sandwich generation and prepare for our golden years and we can only do that if we will take action ahead of time not when we are already retired. Get protection from insurance🛡and have investments that will generate passive income💰. Talk to a financial advisor now!📩

𝗡𝗮𝗸𝗶𝗸𝗶𝘁𝗮 𝗺𝗼 𝗯𝗮 𝗮𝗻𝗴 𝗺𝗴𝗮 𝗮𝗻𝗮𝗸 𝗺𝗼 𝗮𝘀 𝗬𝗢𝗨𝗥 𝗥𝗘𝗧𝗜𝗥𝗘𝗠𝗘𝗡𝗧 𝗙𝗨𝗡𝗗?

Dito sa Pilipinas, isa sa burden na nabibigay sa isang anak pag nag ta-trabaho na is to become their parents' retirement getaway.

Madaming older generations walang investment, walang insurance, at savings kasi andyan naman daw ang mga anak nila para buhayin at bumawi.

IT'S TIME TO STOP THAT MINDSET.

Ito man ay NORMAL sa generation nila, this should be a lesson for us. We should prepare for our retirement years as early as we can. Wag tayong umasa sa mga anak natin, let them focus on their families and their happiness.

We can learn about investments now para maging prepared sa 60s+ life natin 🙂

And it doesn't mean na hindi tutulong sa pamilya, dapat tutulong pa din lalo na kung talagang kailangan. Ang HINDI OKAY ay pag REQUIRED na at ginawa na itong OBILGATION na kumayod para sa magulang dahil hindi nag-prepare para sa retirement years.

You can use your extra time to learn about investments and insurance to prepare for the future. Meron tayong na may FREE COURSE on Stock Market Investing: www.investagrams.com/learn.

NO EXCUSES NA.
Ikaw, nakikita mo bang retirement plan ang mga anak mo or KIKILOS KA NGAYON para hindi ka na umasa sa iba? 🙂

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03/02/2021

Hi ka-ILAW! Friendly reminders❤️ Let’s make 2021 a productive and progressive year despite the challenges we are facing right now 💪.

31/01/2021

https://www.philstar.com/business/2021/01/28/2073489/sun-life-assets-under-management-grows-p127-billion?fbclid=IwAR0VWAeoESUNXY-_6O641zms4Ld1-39xiLXg4ZsxWkGBTAxQFnmnVB4i6BQ

Assets under the management of Sun Life Asset Management Company Inc. rose to P127 billion by the end of 2020 despite the uncertainties and market volatility caused by the coronavirus pandemic.