25/03/2026
๐ช๐ต๐ ๐ถ๐ ๐ถ๐ "๐ก๐ข๐ง ๐ข๐๐๐ฌ" ๐๐ผ ๐ฑ๐ฒ๐น๐ฎ๐ ๐๐ผ๐๐ฟ ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ?
๐ญ. ๐๐ ๐ด๐ฒ๐๐ ๐บ๐ผ๐ฟ๐ฒ ๐ฒ๐
๐ฝ๐ฒ๐ป๐๐ถ๐๐ฒ
As we grow older, kasabay nito yung pagtaas ng risk natin as an individual para iinsure ng insurance companies. The older we get, the higher the risk, therefore the higher the insurance premium.
๐ฎ. ๐ฌ๐ผ๐ ๐๐ถ๐น๐น ๐ต๐ฎ๐๐ฒ ๐ฎ ๐น๐ฒ๐๐๐ฒ๐ฟ ๐ฐ๐ต๐ฎ๐ป๐ฐ๐ฒ ๐ผ๐ณ ๐ฎ๐ฝ๐ฝ๐ฟ๐ผ๐๐ฎ๐น
The insurance company kung saan tayo mag-aapply ng insurance plan wants to make sure na healthy tayo since they are giving millions of pesos.
And as we age, nagdedeteriorate din yung health natin. Kaya most likely, kapag matanda na tayong nag-apply ng insurance plan, they will require medical examinations and other tests to check our state of health.
We are buying insurance with health, not with money. Kahit gaano pa kalaki yung kaya mong ibigay para lang ma-insure ka, if hindi ka na healthy, hindi na talaga posible na makakuha pa.
๐ฏ. ๐ช๐ฒ ๐บ๐ถ๐ด๐ต๐ ๐ป๐ฒ๐๐ฒ๐ฟ ๐ด๐ฒ๐ ๐ฎ ๐ฐ๐ต๐ฎ๐ป๐ฐ๐ฒ
Life is unpredictable. Everyday, maraming pwede mangyari -- sickness, accident, disability and even death. Hindi natin alam kung kailan 'to mangyayari sa atin.
Hopefully, kapag dumating man 'to, ready tayo -- financially.
Parang fire extinguisher lang yan. Naglalagay tayo nito sa bahay para if ever magkasunog, meron tayong magagamit. Hindi naman tayo bibili ng fire extinguisher habang nasusunog na yung bahay 'di ba?
I hope this 2026, makapagstart ka na rin ng insurance plan mo. ๐ค
