15/08/2026
🚗 CAR INSURANCE FACTS EVERY CAR OWNER SHOULD KNOW
✅ CTPL is required for vehicle registration, but it only covers bodily injury or death of third parties.
✅ Comprehensive Car Insurance may cover:
• Accidental damage
• Theft or carnapping
• Fire and explosion
• Third-party property damage
• Bodily injury
• Acts of Nature, if included
• Roadside assistance, depending on the provider
✅ Acts of Nature coverage protects against insured events such as floods, typhoons, earthquakes, and landslides.
✅ Insurance should be renewed before the expiration date. Accidents that happen after the policy expires are not covered.
✅ Always report an accident immediately and submit complete documents to avoid delays in processing the claim.
✅ Never authorize major repairs before receiving approval or a Letter of Authority from the insurance company.
✅ Comprehensive insurance is not only an expense—it protects you from potentially costly repairs and unexpected financial losses.
Policy benefits, exclusions, deductibles, and coverage limits may vary depending on the insurance provider.
For quotations and assistance, please contact:
EVER-BEST INSURANCE AGENCY
“We don’t just sell insurance; we provide peace of mind.”
