The Budgetarian Consultant

The Budgetarian Consultant Let me help u achieve ur financial goals that will provide security & stability for u & ur family

14/06/2026

A meaningful appointment today ๐Ÿคโœจ

I had the opportunity to sit down with a father and self-employed businessman who shared his dreams, responsibilities, and hopes for his family.

During our conversation, he realized that preparing for lifeโ€™s uncertainties is not just about building a business โ€” itโ€™s also about protecting the people who matter most.

Because a true provider doesnโ€™t only create a futureโ€ฆ he also secures it. โค๏ธ

Thank you for trusting me to be part of this important step. ๐Ÿ™

Another Policy Delivered! ๐Ÿ“•Thank you for trusting me and Prulife UK Sir Emil with your protection and investment journey...
11/06/2026

Another Policy Delivered! ๐Ÿ“•

Thank you for trusting me and Prulife UK Sir Emil with your protection and investment journey. One decision today can make a lifetime of difference tomorrow.

Your future is now protected. โค๏ธ

PS: Happy Birthday again! ๐Ÿฅณ

08/06/2026

When it matters most, you can to be there for you!

Although our customer hubs are closed, June 8-9, because of the earthquake, we're ready to serve you in other channels.

Use PruServices (pru.ph/pruservices) for change requests like change payment frequency, policy information update, partial withdrawal or change beneficiary.

For your other policy needs, reach out to us at these domestic toll-free numbers: P1-800-10-7785465 (PLDT) or 1-800-82-785465 (Globe) or email us at [email protected]. Go to pru.ph/ContactUs for more information.

Let's all stay safe!

๐—•๐—ฒ๐˜€๐˜ ๐—ด๐—ถ๐—ณ๐˜ ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ต๐—ถ๐—น๐—ฑ? ๐—ฃ๐—ฅ๐—จ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ with ๐—˜๐——๐—จ๐—–๐—”๐—ง๐—œ๐—ข๐—ก๐—”๐—Ÿ ๐—™๐—จ๐—ก๐——! ๐Ÿคฉ๐ŸคHello, proud parents! ๐Ÿ‘‹Sharing to you our ๐—ฃ๐—ฅ๐—จ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—ฃ...
21/05/2026

๐—•๐—ฒ๐˜€๐˜ ๐—ด๐—ถ๐—ณ๐˜ ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ต๐—ถ๐—น๐—ฑ? ๐—ฃ๐—ฅ๐—จ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ with ๐—˜๐——๐—จ๐—–๐—”๐—ง๐—œ๐—ข๐—ก๐—”๐—Ÿ ๐—™๐—จ๐—ก๐——! ๐Ÿคฉ๐Ÿค
Hello, proud parents! ๐Ÿ‘‹

Sharing to you our ๐—ฃ๐—ฅ๐—จ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ, PRU Life UK's ๐—ฏ๐—ฒ๐˜€๐˜-๐˜€๐—ฒ๐—น๐—น๐—ถ๐—ป๐—ด health protection plan with investment component for your kids.

What makes it a ๐—ฏ๐—ฒ๐˜€๐˜-๐˜€๐—ฒ๐—น๐—น๐—ถ๐—ป๐—ด product?

๐Ÿ“Œ Let me know your availability and I'll explain why.

PROTECT TOMORROW, BUILD FOR THE FUTURE.

Feel free to message me.

๐Ÿ”ฅ Simple Truth:Hindi mahal ang insuranceโ€ฆang mahal ay ang paghihintay.Habang tumatagal, tumataas ang presyoโ€”pero hindi a...
26/03/2026

๐Ÿ”ฅ Simple Truth:

Hindi mahal ang insuranceโ€ฆ
ang mahal ay ang paghihintay.
Habang tumatagal, tumataas ang presyoโ€”pero hindi ang proteksyon, hindi na nadadagdagan.

โณ Kapag pinatagal mo:

๐Ÿ“ˆ Mas mahal na ang premium
๐Ÿฅ Posibleng ma-disqualify dahil sa health issues
๐Ÿ’” Walang sasalo sa biglaang gastos
๐Ÿ“‰ Sayang ang panahon para magpalago ng pera

๐Ÿ—ฃ๏ธReal Talk:

Mas mahal ang paghihintay kaysa sa pagsisimula ngayon.

Huwag hintayin na huli na ang lahat bago mag-decide.
Simulan mo na habang kaya pa at mas mura pa.

๐Ÿ“ฉ Message me to get started!

19/03/2026

A Meaningful Long Convo with a Retired Salesman and a Father Sir sa Mcdo Magellanโ€™s Cross kuyog si hubbsโ˜บ๏ธ

Nangeta mig space available seats then here comes nakatapad namu si Sir na wako katuo chickador pa man kaysa akoa hahaha ๐Ÿ˜‚

Me: Sir naa kay kuyog?
Him: wala Maam lingkuri lang ninyo
Me: Cge Sir salamat
Start na chicka si Sir ๐Ÿ˜€
Him: Asa man mu gikan?
Husband: Gikan mi work Sir nya hapit mi attend Mass dre Basilica
Him: Ahw maau.. Ako retired salesman ko sa Tanduay and Iโ€™m 70 y/o while my wife is 73 y/o og ga rent mi for 22yrs then pag retire nako dle ko makatuo na gitagaan pakog chance na magkabalay mi og amoa kaugalingon. (Pakita si Sir sa iyang pics sa balay) nice jud kaau 3storey house ๐Ÿฅฐ
Him: Naa nakoy mga sakit like diabetis, arthritis etc. pero good thing kay nakakuha mi insurance atong nanrabaho pamis akong asawa.
Him: asking kamu asa man mo nagtrabaho?
Me: chika pud ko gamay about my work background and with PruLife Uk og si hubby
Him: maau kay naa mo duha trabaho
Me: Uo Sir kaloy-an tawn kay natagaan sad mig trabaho.
unya Sir unsa naman imong lingaw this time? ikaw ra isa Sir naglaag karon?
Him: naa rako sa balay og ako asawa pud kami ra duha nagpuyo ron sa among balay.
Among mga anak dagku naa na mga tagsa2 ka pamilya naa sa gawas namuyo. Then karon naglaag rako kay gilaay ko sa balay ako asawa naa sa balay bilin.
Him: Maam mentras bata pamu kuha mo insurance jud kay ako sauna sa batan-on pamis akong asawa mao na among goal jud bahalag gaabang pami kaniadto.
Sa bata pasad akong mga anak amo nasad sila pud gikuhaan kay para dle mi maglisod sa ilang pagpa eskwela.
Karon sa dagko na sila, naa napud silay laen2 nga insurance maski naa sila sa laen nasud nagpuyo ilang anak nga akong mga apo naa napoy kaugalingon insurance.

Me: mao ba Sir maau kay open minded kaau mo sa insurance Sir. If u donโ€™t mind asa mo na insurance company?

wala na cya nakatubag kay pagbalik nako gikan ni ask og additional gravy nilakaw naman si Sir pero as per hubby sa Manu og Prulife daw

POV (my Realization)
1st: Dle pajud late na makab-ot nmu ang imong mga damgo og pangandoy basta sakto sa plano og aksyon. Dle lang kay plano ubanan sa paningkamot og ampo pud.
Like ni Sir for 22yrs sila nag rent and wa damha naka own rajud silag balay. โ˜บ๏ธ

2nd: Kanindot unta if tanan engon ani ka responsible parents. Iโ€™m not saying sa katong wala pay insurance na dle sila responsible hapss but from Sir mentras bata pamu sugdi ninyo ang insurance kay puhon makatabang jud ni cya like educational, retirement, endowment/pamana โ˜บ๏ธ

3rd/Last: Mas maayong mangandam (financially) mentras bata pa. Like ni Sir sa batan-on pa sila ilang goals is to have savings and policy maski lisod kay gaabang sila but they retire comfortably. โ˜บ๏ธ

PS: Mas grabe ang chika ni Sir kaysa nako ๐Ÿ˜‚

5 ๐‘บ๐’Š๐’ˆ๐’๐’” ๐’๐’‚ ๐‘ด๐’‚๐’•๐’Š๐’‘๐’Š๐’… ๐‘ฒ๐’‚ ๐’”๐’‚ ๐‘ท๐’†๐’“๐’‚โ€ฆ๐™ฅ๐™š๐™ง๐™ค ๐™ข๐™–๐™ฎ ๐™ ๐™ช๐™ก๐™–๐™ฃ๐™œ ๐™ฅ๐™–. ๐Ÿ’ญ1๏ธโƒฃ ๐‡๐ข๐ง๐๐ข ๐ค๐š ๐ข๐ฆ๐ฉ๐ฎ๐ฅ๐ฌ๐ข๐ฏ๐ž ๐›๐ฎ๐ฒ๐ž๐ซ.Pinag-iisipan mo muna ng ilang beses bag...
14/03/2026

5 ๐‘บ๐’Š๐’ˆ๐’๐’” ๐’๐’‚ ๐‘ด๐’‚๐’•๐’Š๐’‘๐’Š๐’… ๐‘ฒ๐’‚ ๐’”๐’‚ ๐‘ท๐’†๐’“๐’‚โ€ฆ๐™ฅ๐™š๐™ง๐™ค ๐™ข๐™–๐™ฎ ๐™ ๐™ช๐™ก๐™–๐™ฃ๐™œ ๐™ฅ๐™–. ๐Ÿ’ญ

1๏ธโƒฃ ๐‡๐ข๐ง๐๐ข ๐ค๐š ๐ข๐ฆ๐ฉ๐ฎ๐ฅ๐ฌ๐ข๐ฏ๐ž ๐›๐ฎ๐ฒ๐ž๐ซ.
Pinag-iisipan mo muna ng ilang beses bago bumili.

2๏ธโƒฃ ๐Œ๐š๐ก๐ข๐ฅ๐ข๐  ๐ค๐š ๐ฌ๐š ๐๐ข๐ฌ๐œ๐จ๐ฎ๐ง๐ญ๐ฌ ๐š๐ญ ๐ฉ๐ซ๐จ๐ฆ๐จ๐ฌ.
Yung feeling na naka-sale ang nabili mo? Panalo na. ๐Ÿ˜…

3๏ธโƒฃ ๐Œ๐š๐ซ๐ฎ๐ง๐จ๐ง๐  ๐ค๐š๐ง๐  ๐ฆ๐š๐ -๐›๐ฎ๐๐ ๐ž๐ญ ๐ง๐  ๐ฌ๐ฐ๐ž๐ฅ๐๐จ.
May naka-assign para sa bills, pagkain, at kaunting ipon.

4๏ธโƒฃ ๐‡๐ข๐ง๐๐ข ๐ค๐š ๐ฆ๐š๐ก๐ข๐ฅ๐ข๐  ๐ฆ๐š๐ง๐ ๐ฎ๐ญ๐š๐ง๐ .
Hanggaโ€™t kaya, sariling pera muna.

5๏ธโƒฃ ๐Œ๐š๐ฒ ๐ง๐š๐ข๐ญ๐š๐ญ๐š๐›๐ข ๐ค๐š ๐ค๐š๐ก๐ข๐ญ ๐ฉ๐š๐ฎ๐ง๐ญ๐ข-๐ฎ๐ง๐ญ๐ข.

๐๐ž๐ซ๐จ ๐ซ๐ž๐š๐ฅ ๐ญ๐š๐ฅ๐คโ€ฆ

Kahit gaano ka katipid,
๐ข๐ฌ๐š๐ง๐  ๐—ฒ๐—บ๐—ฒ๐—ฟ๐—ด๐—ฒ๐—ป๐—ฐ๐˜† ๐ฅ๐š๐ง๐  ๐ฆ๐ข๐ง๐ฌ๐š๐ง ๐ฎ๐›๐จ๐ฌ ๐ฅ๐š๐ก๐š๐ญ ๐ง๐  ๐ข๐ฉ๐จ๐ง.

Hospital bills.
Accidents.
Biglaang pagkawala ng income.

Kaya ang tanong hindi lang:
โ€œ๐Œ๐š๐ญ๐ข๐ฉ๐ข๐ ๐›๐š ๐š๐ค๐จ?โ€

Mas importanteng tanong:
โ€œ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ž๐ ๐›๐š ๐š๐ง๐  ๐ฉ๐ž๐ซ๐š ๐ง๐š ๐ฉ๐ข๐ง๐š๐ ๐ก๐ข๐ซ๐š๐ฉ๐š๐ง ๐ค๐จ?โ€

Diyan pumapasok ang ๐’Š๐’๐’”๐’–๐’“๐’‚๐’๐’„๐’† + ๐’”๐’‚๐’—๐’Š๐’๐’ˆ๐’” ๐’‘๐’๐’‚๐’ โ€” para kung may mangyari, hindi mawawala lahat ng pinaghirapan mo.

Kung gusto mong malaman kung ๐ฉ๐š๐š๐ง๐จ ๐ ๐š๐ฐ๐ข๐ง๐  ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ž๐ ๐š๐ง๐  ๐ข๐ฉ๐จ๐ง ๐ฆ๐จ, message lang.

Iโ€™ll gladly explain. ๐Ÿ˜Š

The Cost of Getting Uninsuredโ€ข ๐Ÿ’ธ Hospital bills paid out-of-pocketOne emergency can wipe out years of savings.โ€ข โณ Delaye...
13/03/2026

The Cost of Getting Uninsured

โ€ข ๐Ÿ’ธ Hospital bills paid out-of-pocket
One emergency can wipe out years of savings.

โ€ข โณ Delayed treatment due to lack of funds
Health should never wait for money.

โ€ข ๐Ÿ  Assets at risk
Savings, car, even property may be sold to cover expenses.

โ€ข ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Financial burden on family
Your loved ones carry the stress when youโ€™re not prepared.

โ€ข ๐Ÿ“‰ Lost income during recovery
Who pays the bills when you canโ€™t work?

Sometimes the most expensive decision is staying uninsured.

One hospital emergency can wipe out years of savings.
One accident can put your family under financial stress.

Insurance is not for when life is easy.
Itโ€™s for when life becomes unexpected.

If you want to know how you can protect yourself and your family, Iโ€™m here to help.

๐Ÿ“ฉ Message me to learn how to start your protection plan today.

Getting life insurance is a simple and affordable way to make sure the ones you love are protected financially if youโ€™re...
13/03/2026

Getting life insurance is a simple and affordable way to make sure the ones you love are protected financially if youโ€™re no longer there.

Address

Lapu-Lapu City
6015

Website

Alerts

Be the first to know and let us send you an email when The Budgetarian Consultant posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The Budgetarian Consultant:

Shortcuts

Share

Category