Publica Financial & Insurance Services

26/05/2026

I know that I am for this type of service as I enjoy answering questions such as this.

This is one of the many questions I got almost daily for

I am at your service!

25/05/2026

We all hope for a life free from accidents and health concerns. However, the reality is that life is unpredictable, and unexpected situations can happen at any time. That is why having protection through insurance is one of the most caring and responsible decisions we can make for ourselves and for the people we love.

Insurance provides peace of mind and financial support during the times when help is needed the most, allowing us to focus on recovery and moving forward instead of worrying about the burden of expenses. Protecting yourself today can make a big difference tomorrow.

One of the students from our school client recently encountered an accident and has already received the reimbursement assistance.

23/05/2026

For your Ph999.00 you already have the following benefits and more!!!

Enjoy unlimited consultations with the following specialists at participating Maxicare Primary Care Clinics (PCC):

General Practitioner (GP)
Internal Medicine (IM)
Family Medicine (FM)
Pediatrician
Ear, Nose, and Throat (ENT) Specialist
Obstetrician-Gynecologist (OB-GYN)
Medical Dermatologist
Ophthalmologist
Cardiologist
Endocrinologist
Pulmonologist
Gastroenterologist
Rheumatologist
Nephrologist
Infectious Disease Specialist
General Surgeon
Urologist
Orthopedic Specialist
Rehabilitation Medicine Specialist

In addition, members are entitled to an Annual Physical Examination (Basic 5) which includes:

Physical Examination
Complete Blood Count (CBC)
Routine Urinalysis
Routine Fecalysis
Chest X-ray (PA View)

Stay protected with accessible and comprehensive healthcare designed to support your health and wellness needs all year round.

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Healthcare software

19/05/2026

Thank you SDO DepEd City of Carcar for the opportunity to share our HMO services to cater our teachers in your city.

19/05/2026

What are the benefits of investing in insurance and protection?

Investing in insurance and protection is not only about preparing for uncertainties — it is also about building financial stability, preserving wealth, and protecting the people who matter most to you.

Financial Protection Against Unexpected Events
Insurance helps cover major financial losses caused by accidents, illness, disability, critical illness, property damage, or death. Instead of draining your savings, insurance provides a financial safety net during difficult times.

Income Protection for Your Family
Life insurance can provide your loved ones with financial support if something happens to you. It helps ensure that daily expenses, education, loans, and future plans can still continue even in your absence.

Peace of Mind
Knowing that you and your family are financially protected reduces stress and anxiety. You can focus more on your goals and daily life with greater confidence.

Wealth Preservation
Without insurance, one major hospitalization, accident, or emergency can wipe out years of hard-earned savings and investments. Protection plans help preserve your assets and financial progress.

12/05/2026

Here’s a simple and balanced comparison of the differences between a pre-need educational plan, investing in mutual funds, and simply saving in the bank for a child’s education:

Key Difference in Simple Terms
A Pre-Need educational plan is more like a structured and protected education package with insurance benefits and scheduled payouts.

Mutual funds are more like a growth-focused investment strategy. They carry market risk, but over a long period, they generally have better chances of outperforming inflation and bank savings.

Bank savings are the safest but usually the weakest in terms of long-term growth because education costs rise faster than savings interest rates.

Practical Perspective

A balanced approach is often the most effective:

Use an educational plan for guaranteed structure and protection
Use mutual funds for growth
Keep some bank savings for emergency tuition needs and liquidity

08/05/2026

Let's look at the Global Technology Feeder Funds. The Fund seeks to achieve long-term capital appreciation by investing all or substantially all of its assets in a collective investment scheme that invests principally in equity securities of companies throughout the world that derive or benefit significantly from technological advances and improvements.

06/05/2026

We carefully plan every detail of a one-week vacation—yet fail to plan for the decades that shape our lives and future. Shouldn’t that concern us?

03/05/2026

Sunday trip!