Pru Life Uk-Financial Advisor Raiza Teodosio

05/09/2025

Pruducation Friday with mami Izay 101

"Under the law, the IC may put an insurance firm under conservatorship if it finds that it is in a state of continuing inability or unwillingness to comply with its obligations to policyholders."

Nakakapanatag ng loob, knowing that our law protects consumers and clients who put their trusts in insurances.

Dito natin maappreciate ang concept ng risk based capital ratio.

Risk Based Capital Ratio, What is it?

Under current IC regulations, risk-based capital ratios are used to compare a financial institution's level of capital to its level of risk. These ratios help regulators to determine whether a financial institution is holding sufficient capital to cover the risks associated with its assets.

Did you know?

Pru Life UK's yearly RBC ratio has remained significantly above the minimum threshold of 125% at 628% based on 2022 annual reposrt. This indicates the Company's very strong solvency position and the ability to cushion financial and operational risks.

Related articles:

https://www.philstar.com/business/2024/06/07/2360842/non-life-insurance-firms-placed-under-conservatorship

To know more on Pru Life UKs Market performance and RBC Ratio over the years: https://www.prulifeuk.com.ph/en/know-more-about-pru/our-growth/

Buti ng may alam. ❤️🫰

The Insurance Commission has placed two non-life insurance firms under conservatorship amid their inability to comply with certain rules and regulations mandated by the law.

07/08/2025

A Daughter’s Wish for the Future 🌸

"Don’t just work for money. Work for the life you want to build, and the retirement you deserve." – Michelle Obama

Big congrats to my 38-year-old Senior HR client from the UAE for securing her Elite 5 Plan from Pru Life UK! 🙌👏

Matagal ko na siyang kaibigan — since college pa. Isa siya sa mga taong tinitingala ko talaga. Siya yung tipong kayang tapusin ang exam then lilipad pa ng Manila para lang manuod ng concert ni Sarah G. 😂
Yung exam niya? Topnotcher pa rin. 🎓

She always reminds me na hindi atin ang lahat ng meron tayo ngayon. Pwedeng mawala, pwedeng magbago. Kaya habang may chance pa, mag-ipon, magplano, at mag-secure. Kasi, ‘di natin alam hanggang kailan tayo may kakayahang magtrabaho. 🙏

So, what is Elite 5?
Ito ay isang premium protection and investment plan from Pru Life UK na perfect para sa mga professionals na gusto ng peace of mind today, and a secure future tomorrow. Protected ka na, may potential pang lumaki ang fund mo for retirement.

Here’s what she got: ✔️ Death Benefit – ₱3.5M
✔️ Total & Permanent Disability – ₱1M
✔️ Critical Illness Benefit – ₱1.5M
✔️ Accidental Death & Disablement – ₱1M
✔️ Hospitalization Benefit – ₱3K per illness
✔️ 2 Waivers – kahit may sakit, tuloy ang coverage

📊 Projected Fund Value
After 5 years: ₱1.25M
After 10 years: ₱1.84M
At retirement: ₱6.83M 💰

Sabi nga niya, she’s doing this not just for herself, but for her future family. 🩷 Kaya saludo ako sa mga babaeng tulad niya—madiskarte, responsable, at hindi basta-basta nagpapadala sa “bahala na si Batman.”

👉 Gusto mo rin bang i-secure ang future mo? Let’s talk! Book a Financial Wellness Planning session with me.

07/07/2025

𝙏𝙝𝙚 𝙣𝙪𝙢𝙗𝙚𝙧 𝟭 𝙠𝙞𝙡𝙡𝙚𝙧 𝙝𝙚𝙖𝙡𝙩𝙝 𝙞𝙡𝙡𝙣𝙚𝙨𝙨 𝙞𝙣 𝙩𝙝𝙚 𝙋𝙝𝙞𝙡𝙞𝙥𝙥𝙞𝙣𝙚𝙨 𝙞𝙨 𝙞𝙨𝙘𝙝𝙖𝙚𝙢𝙞𝙘 (𝙘𝙤𝙧𝙤𝙣𝙖𝙧𝙮) 𝙝𝙚𝙖𝙧𝙩 𝙙𝙞𝙨𝙚𝙖𝙨𝙚, 𝙖𝙘𝙘𝙤𝙪𝙣𝙩𝙞𝙣𝙜 𝙛𝙤𝙧 𝙖𝙗𝙤𝙪𝙩 𝟭𝟵 % 𝙤𝙛 𝙖𝙡𝙡 𝙙𝙚𝙖𝙩𝙝𝙨—𝙞𝙣 𝟮𝟬𝟮𝟯, 𝙩𝙝𝙖𝙩 𝙢𝙚𝙖𝙣𝙩 𝙧𝙤𝙪𝙜𝙝𝙡𝙮 𝟭𝟭𝟮,𝟳𝟴𝟵 𝙙𝙚𝙖𝙩𝙝𝙨, 𝙣𝙚𝙖𝙧𝙡𝙮 𝙤𝙣𝙚 𝙞𝙣 𝙛𝙞𝙫𝙚 𝙛𝙖𝙩𝙖𝙡𝙞𝙩𝙞𝙚𝙨 (𝙥𝙨𝙖.𝙜𝙤𝙫.𝙥𝙝).

As a Financial Advisor, it is truly saddening to know this fact. 𝐓𝐡𝐚𝐭’𝐬 𝐰𝐡𝐲 𝐥𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐢𝐬 𝐞𝐬𝐬𝐞𝐧𝐭𝐢𝐚𝐥—𝐢𝐭 𝐞𝐧𝐬𝐮𝐫𝐞𝐬 𝐭𝐡𝐚𝐭 𝐞𝐯𝐞𝐧 𝐢𝐧 𝐭𝐡𝐞 𝐟𝐚𝐜𝐞 𝐨𝐟 𝐥𝐢𝐟𝐞’𝐬 𝐮𝐧𝐜𝐞𝐫𝐭𝐚𝐢𝐧𝐭𝐢𝐞𝐬, 𝐲𝐨𝐮𝐫 𝐟𝐚𝐦𝐢𝐥𝐲’𝐬 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐟𝐮𝐭𝐮𝐫𝐞 𝐫𝐞𝐦𝐚𝐢𝐧𝐬 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐞𝐝 𝐚𝐧𝐝 𝐬𝐭𝐚𝐛𝐥𝐞. It’s not just about preparing for the worst; it’s about showing your love by planning ahead.

𝗟𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝘀 𝗹𝗼𝘃𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲.

“𝐴 𝑝𝑜𝑙𝑖𝑐𝑦 𝑜𝑓 𝑙𝑖𝑓𝑒 𝑖𝑛𝑠𝑢𝑟𝑎𝑛𝑐𝑒 𝑖𝑠 𝑡ℎ𝑒 𝑐ℎ𝑒𝑎𝑝𝑒𝑠𝑡 𝑎𝑛𝑑 𝑠𝑎𝑓𝑒𝑠𝑡 𝑚𝑜𝑑𝑒 𝑜𝑓 𝑚𝑎𝑘𝑖𝑛𝑔 𝑎 𝑐𝑒𝑟𝑡𝑎𝑖𝑛 𝑝𝑟𝑜𝑣𝑖𝑠𝑖𝑜𝑛 𝑓𝑜𝑟 𝑜𝑛𝑒’𝑠 𝑓𝑎𝑚𝑖𝑙𝑦.” — 𝐵𝑒𝑛𝑗𝑎𝑚𝑖𝑛 𝐹𝑟𝑎𝑛𝑘𝑙𝑖𝑛

06/07/2025

𝗧𝗼𝗱𝗮𝘆 𝗶𝘀 𝗥𝗮𝗶𝗻𝗲’𝘀 𝗳𝗶𝗿𝘀𝘁 𝗱𝗮𝘆 𝗼𝗳 𝘀𝗰𝗵𝗼𝗼𝗹! 🎒📚

We’re truly excited for the days ahead—excited for Raine’s growth, learning, and new adventures. Last year, we had our worries—afraid she might not like school or decide to stop.

But through God’s grace, Raine has shown such resilience. She’s always happy, curious, and eager to learn. She loves mingling with her classmates and forming new friendships.

𝗔𝘀 𝗮 𝘄𝗼𝗿𝗸-𝗳𝗿𝗼𝗺-𝗵𝗼𝗺𝗲 𝗺𝗼𝗺, 𝗜 𝗰𝗼𝘂𝗹𝗱𝗻’𝘁 𝗯𝗲 𝗺𝗼𝗿𝗲 𝗽𝗿𝗼𝘂𝗱.I’m ready to wear my badge as her stage mom with pride—cheering her on every step of the way. So many exciting things to come, Raine. We’re always here for you. 💖

Also, a big thank you to Raine’s loving grandparents—your support and love mean the world to us. Shout out to our cool, ever-present, and ever-supportive Lolo and Lola! 🙌❤️

𝑯𝒆𝒓𝒆’𝒔 𝒕𝒐 𝒂 𝒈𝒓𝒆𝒂𝒕 𝒔𝒄𝒉𝒐𝒐𝒍 𝒚𝒆𝒂𝒓 𝒂𝒉𝒆𝒂𝒅! 🌈📖✨

06/07/2025

Sunday is one of the days I am most eager to come. Why?

Because it is the Sabbath day. I try my best not to work on Sundays and dedicate it to God and family—a time for worship, rest, and reflection.

Do you know that Sunday was named after the Sun, and in many cultures, it represents new beginnings and light?

In Christianity, it is also the day Jesus rose from the dead, making it a powerful symbol of hope and renewal.

"𝙎𝙪𝙣𝙙𝙖𝙮 𝙘𝙡𝙚𝙖𝙧𝙨 𝙖𝙬𝙖𝙮 𝙩𝙝𝙚 𝙧𝙪𝙨𝙩 𝙤𝙛 𝙩𝙝𝙚 𝙬𝙝𝙤𝙡𝙚 𝙬𝙚𝙚𝙠." – 𝙅𝙤𝙨𝙚𝙥𝙝 𝘼𝙙𝙙𝙞𝙨𝙤𝙣

05/07/2025

As a Financial Advisor, I firmly believe that 𝗶𝗻 𝗼𝗿𝗱𝗲𝗿 𝘁𝗼 𝘀𝗲𝗿𝘃𝗲 𝗺𝘆 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 𝗲𝗳𝗳𝗲𝗰𝘁𝗶𝘃𝗲𝗹𝘆, 𝗜 𝗺𝘂𝘀𝘁 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗼𝘂𝘀𝗹𝘆 𝘀𝗵𝗮𝗿𝗽𝗲𝗻 𝗺𝘆 𝗸𝗻𝗼𝘄𝗹𝗲𝗱𝗴𝗲—especially when it comes to aftersales services and the latest product updates.

𝑰𝒕’𝒔 𝒏𝒐𝒕 𝒆𝒏𝒐𝒖𝒈𝒉 𝒕𝒐 𝒔𝒊𝒎𝒑𝒍𝒚 𝒄𝒍𝒐𝒔𝒆 𝒂 𝒔𝒂𝒍𝒆; 𝒕𝒉𝒆 𝒕𝒓𝒖𝒆 𝒗𝒂𝒍𝒖𝒆 𝒐𝒇 𝒐𝒖𝒓 𝒔𝒆𝒓𝒗𝒊𝒄𝒆 𝒄𝒐𝒎𝒆𝒔 𝒊𝒏 𝒐𝒖𝒓 𝒂𝒃𝒊𝒍𝒊𝒕𝒚 𝒕𝒐 𝒑𝒓𝒐𝒗𝒊𝒅𝒆 𝒍𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒈𝒖𝒊𝒅𝒂𝒏𝒄𝒆 𝒂𝒏𝒅 𝒔𝒖𝒑𝒑𝒐𝒓𝒕.

𝘽𝙚𝙞𝙣𝙜 𝙚𝙦𝙪𝙞𝙥𝙥𝙚𝙙 𝙬𝙞𝙩𝙝 𝙖𝙘𝙘𝙪𝙧𝙖𝙩𝙚, 𝙪𝙥𝙙𝙖𝙩𝙚𝙙 𝙞𝙣𝙛𝙤𝙧𝙢𝙖𝙩𝙞𝙤𝙣 𝙖𝙡𝙡𝙤𝙬𝙨 𝙢𝙚 𝙩𝙤 𝙜𝙞𝙫𝙚 𝙨𝙤𝙪𝙣𝙙 𝙖𝙙𝙫𝙞𝙘𝙚, 𝙩𝙖𝙞𝙡𝙤𝙧-𝙛𝙞𝙩 𝙨𝙤𝙡𝙪𝙩𝙞𝙤𝙣𝙨, 𝙖𝙣𝙙 𝙚𝙣𝙨𝙪𝙧𝙚 𝙩𝙝𝙖𝙩 𝙚𝙖𝙘𝙝 𝙘𝙡𝙞𝙚𝙣𝙩’𝙨 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙜𝙤𝙖𝙡𝙨 𝙧𝙚𝙢𝙖𝙞𝙣 𝙤𝙣 𝙩𝙧𝙖𝙘𝙠.

Without ongoing learning, I risk falling behind, and that’s something I cannot afford when clients are entrusting their future to me. In a fast-changing industry like ours, staying relevant means staying committed to growth.

𝑻𝒉𝒊𝒔 𝒊𝒔 𝒘𝒉𝒚 𝑰 𝒂𝒎 𝒕𝒓𝒖𝒍𝒚 𝒈𝒓𝒂𝒕𝒆𝒇𝒖𝒍 𝒕𝒐 𝑷𝒓𝒖 𝑳𝒊𝒇𝒆 𝑼𝑲, 𝑶𝑮𝑺𝑳𝑰𝑨 𝑩𝒓𝒂𝒏𝒄𝒉, 𝒂𝒏𝒅 𝑻𝒆𝒂𝒎 𝑮𝒍𝒂𝒅𝒚𝒔 𝒇𝒐𝒓 𝒈𝒐𝒊𝒏𝒈 𝒕𝒉𝒆 𝒆𝒙𝒕𝒓𝒂 𝒎𝒊𝒍𝒆 𝒊𝒏 𝒑𝒓𝒐𝒗𝒊𝒅𝒊𝒏𝒈 𝒇𝒓𝒆𝒆 𝒕𝒓𝒂𝒊𝒏𝒊𝒏𝒈𝒔 𝒂𝒏𝒅 𝒔𝒆𝒎𝒊𝒏𝒂𝒓𝒔 𝒇𝒐𝒓 𝒇𝒖𝒍𝒍-𝒕𝒊𝒎𝒆 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑨𝒅𝒗𝒊𝒔𝒐𝒓𝒔 𝒍𝒊𝒌𝒆 𝒎𝒚𝒔𝒆𝒍𝒇.

Their dedication to empowering advisors reflects a genuine commitment not just to the company’s success, but to the clients we all serve. 𝗧𝗵𝗲𝘀𝗲 𝗹𝗲𝗮𝗿𝗻𝗶𝗻𝗴 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 𝗻𝗼𝘁 𝗼𝗻𝗹𝘆 𝗯𝘂𝗶𝗹𝗱 𝗺𝘆 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲, 𝗯𝘂𝘁 𝗮𝗹𝘀𝗼 𝗱𝗲𝗲𝗽𝗲𝗻 𝗺𝘆 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗼𝗳 𝗯𝗼𝘁𝗵 𝘁𝗵𝗲 𝘁𝗲𝗰𝗵𝗻𝗶𝗰𝗮𝗹 𝗮𝗻𝗱 𝗵𝘂𝗺𝗮𝗻 𝘀𝗶𝗱𝗲𝘀 𝗼𝗳 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝗱𝘃𝗶𝘀𝗶𝗻𝗴.

It’s in these trainings that I find fresh insights, new strategies, and stronger connections with fellow advisors.

𝙄 𝙖𝙢 𝙥𝙧𝙤𝙪𝙙 𝙩𝙤 𝙗𝙚 𝙥𝙖𝙧𝙩 𝙤𝙛 𝙖 𝙩𝙚𝙖𝙢 𝙩𝙝𝙖𝙩 𝙞𝙣𝙫𝙚𝙨𝙩𝙨 𝙞𝙣 𝙜𝙧𝙤𝙬𝙩𝙝 𝙖𝙣𝙙 𝙚𝙭𝙘𝙚𝙡𝙡𝙚𝙣𝙘𝙚—𝙛𝙤𝙧 𝙩𝙝𝙚 𝙗𝙚𝙣𝙚𝙛𝙞𝙩 𝙤𝙛 𝙚𝙫𝙚𝙧𝙮 𝙁𝙞𝙡𝙞𝙥𝙞𝙣𝙤 𝙛𝙖𝙢𝙞𝙡𝙮 𝙬𝙚 𝙝𝙤𝙥𝙚 𝙩𝙤 𝙥𝙧𝙤𝙩𝙚𝙘𝙩.

15/08/2024

𝙎𝘼𝙃𝙊𝘿 𝘿𝘼𝙔, 𝙎𝘼𝙃𝙊𝘿 𝙒𝙀𝙀𝙆!
Breadwinner or not deserve mo to besh! 💚

𝘽𝙀𝙎𝙏 𝙎𝙀𝙇𝙇𝙀𝙍 and 𝘼𝙁𝙁𝙊𝙍𝘿𝘼𝘽𝙇𝙀 plans for you and your 𝙇𝙊𝙑𝙀𝙊𝙉𝙀𝙎!

For as low as 84-167 PESOS PER DAY you can now start your Life Insurance, Savings and Investment plan with Pru Life UK! 💓

📌If may mangyare sayo (wag naman sana 🙏🏼), may makukuha ka benefits sa insurance company mo.

📌If walang mangyare sayo (yes please!), mawiwithdraw mo investment fund value mo.

Feel free to message me to know more 💌

11/06/2024

Pruducation Tuesday with mami Izay 101

"Under the law, the IC may put an insurance firm under conservatorship if it finds that it is in a state of continuing inability or unwillingness to comply with its obligations to policyholders."

Nakakapanatag ng loob, knowing that our law protects consumers and clients who put their trusts in insurances.

Dito natin maappreciate ang concept ng risk based capital ratio.

Risk Based Capital Ratio, What is it?

Under current IC regulations, risk-based capital ratios are used to compare a financial institution's level of capital to its level of risk. These ratios help regulators to determine whether a financial institution is holding sufficient capital to cover the risks associated with its assets.

Did you know?

Pru Life UK's yearly RBC ratio has remained significantly above the minimum threshold of 125% at 628% based on 2022 annual reposrt. This indicates the Company's very strong solvency position and the ability to cushion financial and operational risks.

Related articles:

https://www.philstar.com/business/2024/06/07/2360842/non-life-insurance-firms-placed-under-conservatorship

To know more on Pru Life UKs Market performance and RBC Ratio over the years: https://www.prulifeuk.com.ph/en/know-more-about-pru/our-growth/

Buti ng may alam. ❤️🫰

The Insurance Commission has placed two non-life insurance firms under conservatorship amid their inability to comply with certain rules and regulations mandated by the law.

19/05/2024

2024 YACHT INCENTIVE (SUBIC)

Congratulations to my teammate, AUM FO2 Jiezel Equipado for your achievements here in Pru Life UK. Your dedication to secure lives and their future have paid off.

Client turned teammate kita and nagpapasalamat ako sa tiwala na binigay mo sa akin magpahanggang sa ngaun. Super nakakaproud ang growth mo. Napakahumble and God Fearing Financial Advisor.

I am praying to God for his continued guidance esp with the subteam I am trying to make and lead.

Soon, maisshare ninyo na din ang journey ninyo here with Pru Life Uk-Financial Advisor Raiza Teodosio

Jashsen Mea Saquita
Danica Sumcad
Earl Laurence Teodosio
Raymund Malapad Martesano
Sarah Jean Gonzaga
Jen Nie Gamarcha

Looking forward to your own successes.

29/03/2024

Good Friday Learnings

Grateful and honored na makasama ka namin for a talkmentorship today habang nagninilay nilay, MDRT Glen Lopez

09/02/2024

"Finish the week strong by setting end-of-the-week goals. Reflect on what you've accomplished so far, identify areas for improvement, and commit to achieving your objectives. Let's end the week on a high note! 💪🎯

Thank you Lord God, for touching the lives of my clients and for guiding them always. I pray for their future as well as each of their respecrive families. Yours is the honor and Glory. Lord Jesus Christ. Amen!

Thank you to my clients last January 2024 for trusting Pru Life UK and me as your lifetime Financial Advisor.

Life is uncertain. We really do not know what will happen tonight, today, tomorrow, next week, or the months or years to come. But one thing is for sure, we will meet our creator. Before that, let's prepare and plan your path as well as your families path so that your future will have a smooth certainty.

CONGRATULATIONS TO MY CLIENTS:

✅️NHS NURSE from London, 35
✅️NURSE from Abu Dhabi, 37
✅️Admin Fire Officer, 25
✅️Clerk, 27
✅️Soon to be Nurse, 24

Listening. Understanding. Delivering.

07/02/2024

Own your Wednesday like a champion! Embrace challenges, conquer obstacles, and let your determination fuel your success. Every step forward is a victory in the making. Keep winning, keep pushing! 💪🏆

Beyond grateful.

Lord God, thank you for teaching me everyday. For using Pru Life UK and me to geniuney help people esp in securing their benefits and insuring their future. Yours is the honor and glory.

Clients, thank you for the continued trust and confidence you put in Pru Life UK and me as your lifetime Financial Advisor. These achievements are for you. 😇❤️

Apart from the recognitions I get from ensuring the future of my clients, it is the fulfillment I get when I help people that really matter to me.

Looking forward to helping more people.

Team Gladys, thank you so much kasi malaking parte kau ng success ko dito. My healthy environment encourages me to do better and to be the best FA I could be.

UM Gladys Joy Dimandal Dellomas , thank you sa life mo ❤️ . Truly grateful sa tulong mo sakin since 2023. Will pay it forward, UM..