FWP - Michaela Perez

FWP - Michaela Perez Financial Wealth Planner
Registered Electrical Engineer

An umbrella can’t stop the storm, but it can keep you safe and dry. Just like insurance — it can’t stop life’s uncertain...
26/09/2025

An umbrella can’t stop the storm, but it can keep you safe and dry. Just like insurance — it can’t stop life’s uncertainties, but it helps shield you and your loved ones from the impact.

Stay safe and dry, and let’s make sure you’re protected too.


Planning to travel soon? ✈️🌍Visa requirements like proof of financial stability? ✅Get your insurance or investment certi...
18/09/2025

Planning to travel soon? ✈️🌍
Visa requirements like proof of financial stability? ✅

Get your insurance or investment certificate in under a minute via the FWD Omne app — perfect for your US, Schengen, or Japan visa! 💼📄

Everything you need, just a few taps away.

👉 Message me if you’re ready to start your policy with a trusted advisor.

Overcoming the disease is possible. Overcoming the costs can be too. Introducing FWD Set for Health — affordable Critica...
16/09/2025

Overcoming the disease is possible. Overcoming the costs can be too.

Introducing FWD Set for Health — affordable Critical Illness Insurance that protects you and your family from life’s biggest health challenges.

Message me for a free quote!



Ready to build a rewarding career in insurance? Join our team and help protect futures. Send your resume to fwd.michaela...
15/09/2025

Ready to build a rewarding career in insurance? Join our team and help protect futures.

Send your resume to [email protected] today! 📥

From “I don’t need insurance.” to “Thank you for convincing me!” is my greatest honor. Salamat sa tiwala 🥹🤗
14/09/2025

From “I don’t need insurance.” to “Thank you for convincing me!” is my greatest honor.

Salamat sa tiwala 🥹🤗

Because family means everything — life insurance helps you continue providing love and security, even in your absence. 🧡...
11/09/2025

Because family means everything — life insurance helps you continue providing love and security, even in your absence. 🧡

Message me to know your options 📥

Your career shouldn’t just pay the bills—it should make an impact. 🌍This is Your Best Move: Become a Financial Wealth Pl...
09/09/2025

Your career shouldn’t just pay the bills—it should make an impact. 🌍

This is Your Best Move: Become a Financial Wealth Planner with FWD and help people live better today and plan for tomorrow.

Message us now to secure your slot! 🚀

Life moves fast — your insurance should too.Check out FWD Fast Lane, our new 2-year pay investment-linked plan made for ...
05/09/2025

Life moves fast — your insurance should too.
Check out FWD Fast Lane, our new 2-year pay investment-linked plan made for people who value both time and growth. With premiums starting at just PHP 200K/year, you get higher life coverage and more time for your money to grow — so you can enjoy the rewards sooner.
Let’s talk and see if this fits your goals.

Success moves fast — your insurance should keep up.

Introducing FWD Fast Lane Investment-linked Insurance, a new 2-year pay plan designed for those who value time and growth. With premiums starting at just PHP 200K per year, enjoy higher life coverage and more time for your account value to grow — so you can enjoy better benefits, faster.

Learn more at bit.ly/FWD-FastLane


From being the  #3 Life Insurer in the Philippines last year, we are now the  #2 as of H1. 🔥Congratulations FWD and to o...
04/09/2025

From being the #3 Life Insurer in the Philippines last year, we are now the #2 as of H1. 🔥

Congratulations FWD and to our dear clients! 💯

We’re the top 2 Life Insurer in the Philippines! 🇵🇭

According to the latest report from the Insurance Commission, FWD Philippines ranks #2 in New Business Annual Premium Equivalent as of H1 2025, a testament to our continued growth and meaningful impact.

This achievement fuels our drive to reach even more Filipinos across the country. With regional hubs designed to serve communities wherever they may be, we continue our unwavering commitment to nation-building—empowering lives through accessible and innovative products and financial literacy.

Maraming salamat, Pilipinas. Let’s keep building our best futures together. 🧡✨


“𝘞𝘦 𝘢𝘵 𝘍𝘞𝘋 𝘢𝘳𝘦 𝘦𝘹𝘤𝘪𝘵𝘦𝘥 𝘵𝘰 𝘭𝘢𝘶𝘯𝘤𝘩 𝘵𝘩𝘪𝘴 𝘱𝘢𝘳𝘵𝘯𝘦𝘳𝘴𝘩𝘪𝘱 𝘵𝘰 𝘩𝘦𝘭𝘱 𝘱𝘳𝘰𝘷𝘪𝘥𝘦 𝘣𝘦𝘵𝘵𝘦𝘳 𝘰𝘱𝘱𝘰𝘳𝘵𝘶𝘯𝘪𝘵𝘪𝘦𝘴 𝘧𝘰𝘳 𝘮𝘰𝘳𝘦 𝘺𝘰𝘶𝘯𝘨 𝘍𝘪𝘭𝘪𝘱𝘪𝘯𝘰𝘴 𝘵𝘰 𝘢𝘤𝘩𝘪𝘦...
15/08/2025

“𝘞𝘦 𝘢𝘵 𝘍𝘞𝘋 𝘢𝘳𝘦 𝘦𝘹𝘤𝘪𝘵𝘦𝘥 𝘵𝘰 𝘭𝘢𝘶𝘯𝘤𝘩 𝘵𝘩𝘪𝘴 𝘱𝘢𝘳𝘵𝘯𝘦𝘳𝘴𝘩𝘪𝘱 𝘵𝘰 𝘩𝘦𝘭𝘱 𝘱𝘳𝘰𝘷𝘪𝘥𝘦 𝘣𝘦𝘵𝘵𝘦𝘳 𝘰𝘱𝘱𝘰𝘳𝘵𝘶𝘯𝘪𝘵𝘪𝘦𝘴 𝘧𝘰𝘳 𝘮𝘰𝘳𝘦 𝘺𝘰𝘶𝘯𝘨 𝘍𝘪𝘭𝘪𝘱𝘪𝘯𝘰𝘴 𝘵𝘰 𝘢𝘤𝘩𝘪𝘦𝘷𝘦 𝘵𝘩𝘦𝘪𝘳 𝘥𝘳𝘦𝘢𝘮𝘴. 𝘈𝘴 𝘵𝘩𝘦 𝘪𝘯𝘴𝘶𝘳𝘦𝘳 𝘰𝘧 𝘵𝘩𝘦 𝘯𝘦𝘹𝘵 𝘨𝘦𝘯𝘦𝘳𝘢𝘵𝘪𝘰𝘯, 𝘸𝘦 𝘣𝘦𝘭𝘪𝘦𝘷𝘦 𝘵𝘩𝘢𝘵 𝘣𝘺 𝘵𝘰𝘶𝘤𝘩𝘪𝘯𝘨 𝘮𝘰𝘳𝘦 𝘭𝘪𝘷𝘦𝘴 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘦𝘥𝘶𝘤𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘭𝘪𝘵𝘦𝘳𝘢𝘤𝘺, 𝘸𝘦 𝘤𝘢𝘯 𝘦𝘮𝘱𝘰𝘸𝘦𝘳 𝘢𝘴𝘱𝘪𝘳𝘪𝘯𝘨 𝘭𝘦𝘢𝘥𝘦𝘳𝘴 𝘵𝘰 𝘣𝘶𝘪𝘭𝘥 𝘵𝘩𝘦𝘪𝘳 𝘣𝘦𝘴𝘵 𝘧𝘶𝘵𝘶𝘳𝘦𝘴,” said FWD Philippines President and CEO Soon Liang Lau.

𝐅𝐖𝐃 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞𝐬 𝐚𝐧𝐝 𝐒𝐞𝐜𝐮𝐫𝐢𝐭𝐲 𝐁𝐚𝐧𝐤 𝐅𝐨𝐮𝐧𝐝𝐚𝐭𝐢𝐨𝐧 𝐋𝐚𝐮𝐧𝐜𝐡 𝐒𝐜𝐡𝐨𝐥𝐚𝐫𝐬𝐡𝐢𝐩 𝐏𝐫𝐨𝐠𝐫𝐚𝐦 𝐭𝐨 𝐒𝐮𝐩𝐩𝐨𝐫𝐭 𝐏𝐫𝐨𝐦𝐢𝐬𝐢𝐧𝐠 𝐍𝐞𝐱𝐭-𝐆𝐞𝐧 𝐋𝐞𝐚𝐝𝐞𝐫𝐬

𝑴𝑨𝑵𝑰𝑳𝑨, 𝑷𝑯𝑰𝑳𝑰𝑷𝑷𝑰𝑵𝑬𝑺, 15 𝑨𝑼𝑮𝑼𝑺𝑻 2025 – FWD Life Insurance (FWD Philippines), in partnership with Security Bank Foundation, Inc. (SBFI), has launched the FWD-Security Bank Future Leaders College Scholarship Program, where FWD annually provides tuition and stipend support to 10 deserving children of Security Bank agency personnel covering academic years 2024-2025 to 2027-2028.

According to the 2020 Census of Population and Housing published by the Philippine Statistics Authority, the total household population aged five to twenty-four years stands at 42,776,570. Of this number, 10.7 million individuals (~25%) are classified as out-of-school children or youth (OSCY).

“𝘞𝘦 𝘢𝘵 𝘍𝘞𝘋 𝘢𝘳𝘦 𝘦𝘹𝘤𝘪𝘵𝘦𝘥 𝘵𝘰 𝘭𝘢𝘶𝘯𝘤𝘩 𝘵𝘩𝘪𝘴 𝘱𝘢𝘳𝘵𝘯𝘦𝘳𝘴𝘩𝘪𝘱 𝘵𝘰 𝘩𝘦𝘭𝘱 𝘱𝘳𝘰𝘷𝘪𝘥𝘦 𝘣𝘦𝘵𝘵𝘦𝘳 𝘰𝘱𝘱𝘰𝘳𝘵𝘶𝘯𝘪𝘵𝘪𝘦𝘴 𝘧𝘰𝘳 𝘮𝘰𝘳𝘦 𝘺𝘰𝘶𝘯𝘨 𝘍𝘪𝘭𝘪𝘱𝘪𝘯𝘰𝘴 𝘵𝘰 𝘢𝘤𝘩𝘪𝘦𝘷𝘦 𝘵𝘩𝘦𝘪𝘳 𝘥𝘳𝘦𝘢𝘮𝘴. 𝘈𝘴 𝘵𝘩𝘦 𝘪𝘯𝘴𝘶𝘳𝘦𝘳 𝘰𝘧 𝘵𝘩𝘦 𝘯𝘦𝘹𝘵 𝘨𝘦𝘯𝘦𝘳𝘢𝘵𝘪𝘰𝘯, 𝘸𝘦 𝘣𝘦𝘭𝘪𝘦𝘷𝘦 𝘵𝘩𝘢𝘵 𝘣𝘺 𝘵𝘰𝘶𝘤𝘩𝘪𝘯𝘨 𝘮𝘰𝘳𝘦 𝘭𝘪𝘷𝘦𝘴 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘦𝘥𝘶𝘤𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘭𝘪𝘵𝘦𝘳𝘢𝘤𝘺, 𝘸𝘦 𝘤𝘢𝘯 𝘦𝘮𝘱𝘰𝘸𝘦𝘳 𝘢𝘴𝘱𝘪𝘳𝘪𝘯𝘨 𝘭𝘦𝘢𝘥𝘦𝘳𝘴 𝘵𝘰 𝘣𝘶𝘪𝘭𝘥 𝘵𝘩𝘦𝘪𝘳 𝘣𝘦𝘴𝘵 𝘧𝘶𝘵𝘶𝘳𝘦𝘴,” said FWD Philippines President and CEO Soon Liang Lau.

SBFI Chairman Rafael F. Simpao, Jr. shared, “𝘞𝘦 𝘣𝘦𝘭𝘪𝘦𝘷𝘦 𝘵𝘩𝘢𝘵 𝘸𝘪𝘵𝘩 𝘱𝘳𝘰𝘱𝘦𝘳 𝘦𝘥𝘶𝘤𝘢𝘵𝘪𝘰𝘯, 𝘰𝘯𝘦 𝘴𝘩𝘰𝘶𝘭𝘥 𝘣𝘦 𝘢𝘣𝘭𝘦 𝘵𝘰 𝘴𝘶𝘤𝘤𝘦𝘦𝘥 𝘪𝘯 𝘭𝘪𝘧𝘦 𝘯𝘰 𝘮𝘢𝘵𝘵𝘦𝘳 𝘸𝘩𝘢𝘵 𝘴𝘰𝘤𝘪𝘢𝘭 𝘰𝘳 𝘦𝘤𝘰𝘯𝘰𝘮𝘪𝘤 𝘣𝘢𝘤𝘬𝘨𝘳𝘰𝘶𝘯𝘥 𝘵𝘩𝘦𝘺 𝘮𝘢𝘺 𝘩𝘢𝘷𝘦. 𝘚𝘦𝘤𝘶𝘳𝘪𝘵𝘺 𝘉𝘢𝘯𝘬 𝘍𝘰𝘶𝘯𝘥𝘢𝘵𝘪𝘰𝘯 𝘪𝘴 𝘪𝘯𝘤𝘳𝘦𝘥𝘪𝘣𝘭𝘺 𝘨𝘳𝘢𝘵𝘦𝘧𝘶𝘭 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘨𝘦𝘯𝘦𝘳𝘰𝘶𝘴 𝘴𝘶𝘱𝘱𝘰𝘳𝘵 𝘰𝘧 𝘍𝘞𝘋 𝘵𝘰𝘸𝘢𝘳𝘥𝘴 𝘰𝘶𝘳 𝘤𝘰𝘮𝘮𝘶𝘯𝘪𝘵𝘪𝘦𝘴 𝘢𝘯𝘥 𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨 𝘵𝘰 𝘤𝘳𝘦𝘢𝘵𝘦 𝘧𝘶𝘵𝘶𝘳𝘦 𝘭𝘦𝘢𝘥𝘦𝘳𝘴.”

SBFI is the corporate social responsibility arm of Security Bank. It is heavily invested in education programs including scholarships for high potential but underprivileged students.

Sharing a commitment to nation-building and inspiring the next generation to create a positive impact in their communities, this partnership also commemorates the tenth anniversary collaboration between FWD Philippines and Security Bank.

Security Bank President and CEO Sanjiv Vohra, highlighted how the program aligns with the Bank’s mission to enrich lives, empower businesses, and build communities sustainably. "𝘞𝘦’𝘳𝘦 𝘱𝘳𝘰𝘶𝘥 𝘰𝘧 𝘚𝘦𝘤𝘶𝘳𝘪𝘵𝘺 𝘉𝘢𝘯𝘬 𝘍𝘰𝘶𝘯𝘥𝘢𝘵𝘪𝘰𝘯 𝘧𝘰𝘳 𝘤𝘰𝘯𝘵𝘪𝘯𝘶𝘪𝘯𝘨 𝘵𝘰 𝘤𝘩𝘢𝘮𝘱𝘪𝘰𝘯 𝘦𝘥𝘶𝘤𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘨𝘳𝘢𝘵𝘦𝘧𝘶𝘭 𝘵𝘰 𝘍𝘞𝘋 𝘧𝘰𝘳 𝘵𝘩𝘦𝘪𝘳 𝘨𝘦𝘯𝘦𝘳𝘰𝘶𝘴 𝘴𝘶𝘱𝘱𝘰𝘳𝘵. 𝘛𝘰𝘨𝘦𝘵𝘩𝘦𝘳, 𝘸𝘦’𝘳𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨 𝘪𝘯 𝘵𝘩𝘦 𝘯𝘦𝘹𝘵 𝘨𝘦𝘯𝘦𝘳𝘢𝘵𝘪𝘰𝘯, 𝘦𝘲𝘶𝘪𝘱𝘱𝘪𝘯𝘨 𝘵𝘩𝘦𝘮 𝘵𝘰 𝘴𝘩𝘢𝘱𝘦 𝘢 𝘮𝘰𝘳𝘦 𝘪𝘯𝘤𝘭𝘶𝘴𝘪𝘷𝘦 𝘢𝘯𝘥 𝘱𝘳𝘰𝘴𝘱𝘦𝘳𝘰𝘶𝘴 𝘵𝘰𝘮𝘰𝘳𝘳𝘰𝘸."

Learn more about FWD’s partnerships that empower Filipinos and provide equal access to opportunities by visiting FWD’s Community Care page.

To know more about Security Bank Foundation’s education programs, visit www.securitybank.com/foundation.

Payday Friday again? 👀Don’t let it slip away. It’s not about how much you earn, it’s about how much you save. Break the ...
15/08/2025

Payday Friday again? 👀

Don’t let it slip away.

It’s not about how much you earn, it’s about how much you save.

Break the cycle,
learn smart budgeting,
and start celebrating life.

Book your free 30-minute consultation today,
it could change the way you see money forever. 🧡

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