Kaiser International Healthcare / Trm-IMG

Kaiser International Healthcare / Trm-IMG Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kaiser International Healthcare / Trm-IMG, Investment Management Company, Imus.

Kaiser is a 3 in 1 savings that includes lifetime HEALTHCARE & MUTUAL FUND INVESTMENTS plus an insurance that guarantees instant money for YOUR family in case SOMETHING HAPPENS TO YOU.

Memorial Plan na Pwedeng Pambayad sa Hospital Bill at Mura Lang ang Premium ba ang Gusto Mo?Get Your Everest Memorial Pl...
04/01/2026

Memorial Plan na Pwedeng Pambayad sa Hospital Bill at Mura Lang ang Premium ba ang Gusto Mo?

Get Your Everest Memorial Plan Now!
Is a comprehensive and flexible life insurance program with Free concierge services through Everest Memorial Services.

✅Up to 64 Years Old (Open for Seniors)
✅Plan starts 416 Pesos/Month
✅5 Years to Pay Plan
✅Up to 700,000 Face Amount ❤
✅Easy to Apply
✅One call Away for immediate concierge
✅Nationwide Network of mortuaries
✅Repatriation Assistance
✅Family Assistance Officer 24/7

Message Me for more Details. 😊

BAKIT MAHALAGA ANG KAISER 3-IN-1?Hindi lang ito healthcare.Ito ay proteksyon, seguridad, at ipon—lahat sa iisang plano.✨...
03/01/2026

BAKIT MAHALAGA ANG KAISER 3-IN-1?
Hindi lang ito healthcare.
Ito ay proteksyon, seguridad, at ipon—lahat sa iisang plano.

✨ KAISER 3-IN-1 PROGRAM ✨

🟢 Healthcare Coverage
✔ May pondo ka kapag nagkasakit
✔ Hindi ka aasa sa utang o tulong ng iba

🔵 Life Insurance
✔ Protektado ang pamilya mo kapag may nangyari sa’yo
✔ May peace of mind ka araw-araw

🟠 Long-Term Savings
✔ May naipon ka para sa pagtanda
✔ May pondo ka kahit wala ka nang trabaho

💡 Magbayad lang ng ilang taon, pero pangmatagalang benepisyo ang kapalit.
Proteksyon ngayon. Ipon sa kinabukasan.
Ito ang matalinong plano para sa pamilya mo.

📩 Message me now para sa simple at malinaw na explanation ng Kaiser 3-in-1.

"Yung mura na lang kunin ko, para may sukli pa""Ang kunin ko yung 999 lang or 3k lang mahigit na HMO para may pambili pa...
18/09/2025

"Yung mura na lang kunin ko, para may sukli pa"
"Ang kunin ko yung 999 lang or 3k lang mahigit na HMO para may pambili pa ko ng maintenance ko at vitamins ko"
"Di naman ako sakitin, so ang kunin ko na lang yung murang HMO, di naman sig**o ako maoospital"
"ipapagawa ko na lang ng salamin sa mata"
"ipambibili ko na lang ng gatas at diaper ng anak ko"

Ilan lang yan sa mga dahilan ng mga public school teachers na nakakausap namin kung bakit tinitipid nila ang 7k Medical allowance na binigay ng gobyerno, PERO pinaaalala namin sa kanila na ang medical allowance na yan ay nakalaan para maging proteksiyon ng inyong kalusugan.

Walang nakakasig**o na hindi magkakasakit. Walang kasiguruhan na dahil bata pa ay walang pre-existing illnesses.

Mga mahal naming g**o, napakatagal na wala kayong healthcare coverage, kaya naman ngayon na kayo ay binigyan, sana imaximize ninyo. Bakit niyo titipirin ang Medical allowance na hindi naman sa inyong sweldo ibinawas. Bago naman napirmahan ang Exec. Order 64, kayo naman ang buminili ng inyong mga maintenance at pati gastos sa check up at pagkakaospital, kayo ang gumagastos. Ngayon, may tulong na mula sa gobyerno.

Get your FULL HMO, not a discount card, not a 1 time use card. Sundin ang guidelines ng E.O. 64 ng Department of Budget and Management ☺️

Kaiser National Healthcare Shield is a full HMO which you can use for consultations, lab tests, emergency needs, in-patient care, and dental care. PLUS, we cover pre-existing illnesses from Day 1, unlike others na only after 6months or 12months bago icover ang inyong pre-existing illnesses.

Choose your HMO wisely! Message us to request a presentation. Check the photos below for the basic details and coverage.

In IMG, you are not alone.Backed by top partner companies in financial services — from insurance, healthcare, investment...
21/07/2025

In IMG, you are not alone.
Backed by top partner companies in financial services — from insurance, healthcare, investments, banking, to real estate — everything you need to grow, is here.

✅ Exclusive access to discounted products
✅ One-stop-shop for all financial needs
✅ Trusted and proven companies
✅ More opportunities to earn and grow

As an IMG member, you have full access to the major providers in the Philippines without the aid of an Agent, online transactions with your own personal portal— now, it's within your reach!

We don't sell products
We sell a way of life.

Join IMG Community today
Become your own money manager


Ito ang healthcare plan ko, KAISER!!Maraming nag tatanong kong ano daw ang pinaka recommended na healthcare provider sa ...
11/06/2025

Ito ang healthcare plan ko, KAISER!!

Maraming nag tatanong kong ano daw ang pinaka recommended na healthcare provider sa Philippines. The Filipino Investment Guide is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance.

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.
⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?
⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

⭐️1. Accumulation Period (7years)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

⭐️2. Extended Period (13years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.
☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
☝🏻- Lifetime Network access to over 500 major hospitals
☝🏻- Additional Health Bonus when the market is at top performance
☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20 years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits
☝🏻- Long term care benefit or the plan coverage
☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)
☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

plan


Ayaw ng HMO (Healthcare Maintenance Organization) kasi kumuha na ng VUL (Variable Universal Life) insurance with some ri...
13/05/2025

Ayaw ng HMO (Healthcare Maintenance Organization) kasi kumuha na ng VUL (Variable Universal Life) insurance with some riders.
Read to understand, bago kumuha intindihin. Lamang ang may alam.

Client: I don't need HMO because I already have VUL insurance and I am paying the CIB and HIB rider as well.

IMG Educator: That's good to hear maam/sir. But let me share some inputs if it's ok.

>>HMO covers all kinds of illnesses. Every time you get hospitalized for whatever reason, it pays the bill. Recommended.

>>CIB (Critical Illness Benefit) is good because it prepares us for the worst. But you can only use this if your health issue is on the critical illness list. Meaning, you can't claim if it's just a simple migraine or headache. It needs to be a "brain tumor" in order for you to get covered.

>>HIB (Hospital Income Benefit) is also good because it provides daily allowance during the insured's stay in the hospital. Normally around 1,000 or 2,000 per day depending on the premium you're paying. Let's just say you don't have an HMO, only HIB, you've been hospitalized due to severe diarrhea, you stayed in the hospital for 4 days but your bill is 50k because of the antibiotics, room and board, doctor's fees and other fees. HIB only covers 4k or 8k then. How about the remaining 46k? How can it help?

Client: Really? I didn't know that. I didn't read my policy.

IMG Educator: I'm not saying that you terminate your riders. I'm saying you need to understand what are those for. What are the limitations and how to fill those gaps in? No need to choose. Get them all if you can.

This is a concept our organization, IMG, is sharing to the community.

P.S. Sometimes HMO premiums are cheaper than these. (depending on age)

P. S. Kaiser is HMO

Tara usap Tayo! Message me.
bit.ly/CoachRhamz



May na meet ako na isang senior citizen nasa 61 yrs old. Sabi niya baka pwd ko raw mapakiusapan ang Kaiser dahil gustong...
13/05/2025

May na meet ako na isang senior citizen nasa 61 yrs old. Sabi niya baka pwd ko raw mapakiusapan ang Kaiser dahil gustong gusto niya talaga ang Kaiser LTC.

May client din kami last 2021 nasa 30+ ang edad, ayaw komuha ng kaiser dahil kampanti sya na may HMO short term sa company. Last Dec. 2023 nakiusap baka pwd sya makakuha ng kaiser pero may sakit na sya colon cancer stage 2.

Meron din ako friend na gustong kuhanan ang mother nya kasi ng 62 years old na hindi na cover ng HMO na meron sya sa company nya, inalok ko kasi sya dati na kuhanan na ang mother nya before mag 60 years old, but since meron short term HMO from her company na binabayaran nya, she said no.

Hindi lang isa o dalawa ang nakikiusap na baka pwd pa sila komuha ng Kaiser kahit alam nila na hindi na pwd.

May mga tao din na meron na silang Kaiser plan, pero pinabayaan. Hindi updated ang paghuhulog hanggang na lapsed yung iba terminated.

Nasa isip ko, baka matulad din sila sa isang senior citizen at isang na diagnos ng colon cancer, pagdating ng panahon.

Huwag natin hintayin na magiging huli na ang lahat kung may masamang mangyayari sa ating buhay.

Para sa akin mas madali hanapan ng paraan ang monthly na hulog ng Kaiser kaysa 30K or 50K hospital bill in 3 days admitted in the hospital.
Kahit kapatid o kamag anak hirap bigkasin pahiram ng 30K.

Huwag mo hintayin na may sakit na kayo saka kapa kukuha ng Kaiser.

Before It's too late☺️
Usap tayo🥰

𝐍𝐚𝐠𝐡𝐚𝐡𝐚𝐧𝐝𝐚 𝐤𝐚 𝐛𝐚 𝐩𝐚𝐫𝐚 𝐬𝐚 𝐑𝐄𝐓𝐈𝐑E𝐌𝐄𝐍𝐓 𝐦𝐨?Kung ikaw ay 60 years old na ngayon at retirado na, alam mo ba na sa susunod na 1...
03/05/2025

𝐍𝐚𝐠𝐡𝐚𝐡𝐚𝐧𝐝𝐚 𝐤𝐚 𝐛𝐚 𝐩𝐚𝐫𝐚 𝐬𝐚 𝐑𝐄𝐓𝐈𝐑E𝐌𝐄𝐍𝐓 𝐦𝐨?

Kung ikaw ay 60 years old na ngayon at retirado na, alam mo ba na sa susunod na 15 years, kakailanganin mo ng 𝐏𝐡𝐩 𝟏,𝟑𝟔𝟖,𝟕𝟓𝟎.𝟎𝟎 para lamang sa 𝐠𝐚𝐬𝐭𝐮𝐬𝐢𝐧 𝐬𝐚 𝐩𝐚𝐠𝐤𝐚𝐢𝐧.

Yan ay kung hindi magtataas ang presyo ng bilihin for the next 15 years.

Pagkain pa lang yan. Paano na ang ibang gastusin gaya ng:🤔

👵 gamot at maintenance

👴 utility bills

👵 hospitalization expenses

👴 household expenses

👵 travel and leisure

👴 rent or mortgage or bayad sa amilyar ng bahay

👵 grooming, clothing and other personal expenses

👴 at marami pang iba

Habang kaya pa ng katawan mo magtrabaho, umpisahan mo ng paghandaan ang panahon na hindi mo kayang mag provide para sa needs mo.

𝗛𝗮𝗯𝗮𝗻𝗴 𝗸𝗮𝘆𝗮 𝗽𝗮 𝗻𝗮𝘁𝗶𝗻 𝗴𝘂𝗺𝗮𝘄𝗮 𝗻𝗴 𝗽𝗮𝗿𝗮𝗮𝗻, 𝗽𝗿𝗲𝗽𝗮𝗿𝗲 𝗳𝗼𝗿 𝗼𝘂𝗿 𝗳𝘂𝘁𝘂𝗿𝗲 𝗮𝗻𝗱 𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝘆. 𝗝𝘂𝘀𝘁 𝗱𝗼 𝗶𝘁!

"What you are TODAY, is the result of your decision YESTERDAY.

What you'll be in the FUTURE is your decision TODAY."

FREE Financial Seminar/Webinar

Message me for appointment.

Secure your future, starting TODAY! With Kaiser’s Long-Term Care Plan, you’re not just preparing for tomorrow —you’re in...
15/04/2025

Secure your future, starting TODAY!

With Kaiser’s Long-Term Care Plan, you’re not just preparing for tomorrow —you’re investing in peace of mind and a healthier life ahead.

Reach out now and take charge of your wellness journey by visiting website: https://kaiserhealthgroup.com/




Dear Friends,Sa pinas ka man o san ka man naroonWe want you to share or EDUCATE youHOW YOUR MONEY WORK FOR YOU. Hindi sa...
17/02/2025

Dear Friends,

Sa pinas ka man o san ka man naroon
We want you to share or EDUCATE you
HOW YOUR MONEY WORK FOR YOU.

Hindi sa habang panahon ay nasa laot / barko kayo, hindi ka palaging nasa abroad. Habang nakakapagtrabaho ka pa, tama na Ikaw ay nag-iipon, pero isipin mo rin na dapat hindi lang puro ipon, nag-invest ka rin dapat para magkaroon ka ng mas mabilis na growth ng money. Invest your money to a tool where it will grow just like insuravest.

Lamang ang may alam.

Here in IMG, we care.
Here in IMG, we educate.
Here in IMG, you are blessed.

Join for more details..
Pm me for Financial Literacy Class On-line

Get Started ❗ Take Action ❗
https://191064phph.imgcorp.com/

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https://191064ph.30m2030.com/share, https://191064ph.imgcorp.com/linkbio, https://191064p

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