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Kaiser is a 3 in 1 savings that includes lifetime HEALTHCARE & MUTUAL FUND INVESTMENTS plus an insurance that guarantees instant money for YOUR family in case SOMETHING HAPPENS TO YOU.

19/08/2026

💙 WHAT IF YOU COULD COMBINE HEALTHCARE, LIFE INSURANCE & INVESTMENT IN ONE PLAN?

Meet the KAISER LONG-TERM HEALTHCARE PLAN — a 3-in-1 financial protection and healthcare solution designed to help you prepare for medical needs, life uncertainties, and your long-term financial goals.

✨ 3 KEY BENEFITS IN ONE PLAN:

🏥 HEALTHCARE
Provides healthcare benefits subject to the plan’s Annual Benefit Limit, terms, conditions, and applicable provisions of the contract.

🛡️ LIFE & ACCIDENT PROTECTION
Includes life insurance and accidental death/dismemberment benefits, subject to the coverage and conditions of the plan.

💰 SAVINGS & INVESTMENT
You contribute during the 7-year accumulation period, while the plan’s funds are managed according to its investment structure. The value of the fund is subject to investment performance and applicable charges—not a guaranteed fixed return.

📌 HOW THE PLAN WORKS

1️⃣ ACCUMULATION PERIOD — FIRST 7 YEARS
During this period, you make your scheduled contributions and receive the benefits provided by your selected plan, including applicable healthcare and insurance benefits.

2️⃣ EXTENDED PERIOD
After completing the required contributions, the plan continues according to its terms. Your accumulated funds may continue to grow depending on investment performance, while healthcare benefits are provided according to the plan provisions and available funds.

3️⃣ LONG-TERM CARE PERIOD
The plan is designed to provide long-term healthcare support beyond the initial contribution period, subject to the plan's terms, conditions, and available healthcare funds.

💡 The idea is simple:
You don't just prepare for the possibility of getting sick—you also prepare financially for the future.

Instead of having separate plans for healthcare, life protection, and savings/investment, Kaiser brings these components together in one long-term plan.

❤️ HEALTHCARE WHEN YOU NEED IT.
🛡️ PROTECTION FOR LIFE'S UNCERTAINTIES.
💰 A FINANCIAL FUND FOR YOUR FUTURE.

The actual benefits, limits, investment returns, exclusions, and other provisions depend on the specific Kaiser plan and contract.

📩 Want to know how much your plan could cost and what benefits you may qualify for?

Message me and let's discuss the details of the Kaiser Long-Term Healthcare Plan. 😇💙

Tina Mancera
Financial Coach
International Marketing Group

17/08/2026

PAG RETIRED KA NA, SINO ANG SASAGOT SA HOSPITAL BILLS MO? 🏥💸

Habang bata pa tayo, madalas iniisip natin:
“Okay lang, healthy pa naman ako.”

Pero habang tumatanda tayo, mas tumataas din ang chance na magkaroon ng maintenance, regular check-ups, laboratory tests at hospitalization.

At kapag retirement age na, saan mo kukunin ang pambayad?

👉 Sa retirement savings?
👉 Sa pension?
👉 Mangungutang sa mga anak?
👉 O may healthcare plan ka nang nakahanda?

Kaya hindi lang dapat ipon para sa retirement ang pinaplano natin.
Dapat kasama rin ang healthcare.

✅ PhilHealth is important, pero hindi ibig sabihin na lahat ng hospital expenses ay covered.

Dito nagiging valuable ang HMO/healthcare protection—para may dagdag kang financial support para sa medical needs, depende sa coverage ng plan.

Imagine having a health concern during retirement tapos wala ka nang regular income. 😔

Isang hospitalization lang, pwedeng maubos ang ilang taon mong ipon.

Kaya habang may income ka pa, maghanda ka na.

💙 Huwag hintayin na senior ka na bago maghanap ng healthcare protection.
💙 Huwag hintayin ang diagnosis bago magplano.
💙 Huwag hayaang ang mga anak mo ang maging retirement plan mo para sa hospital bills.

Ang tunay na retirement readiness ay hindi lang “may pera akong pang-retire.”

Dapat ang mindset natin:

“May retirement fund ako. May healthcare protection ako. At hindi ko kailangang i-sacrifice ang ipon ko kapag nagkasakit ako.” 🙏

Kung gusto mong malaman kung anong options ang pwede mong paghandaan ngayon for your future healthcare and retirement, message me. 📩

Mas magandang maghanda habang kaya pa, kaysa manghingi ng tulong kapag kailangan na.

📲 Message me — let's plan your financial protection for the future.

Tina Mancera
Financial Coach
📧 [email protected]
FB: Tina Man Cera

Coverage, benefits, eligibility, and limitations depend on the specific plan and its terms.

12/08/2026

🏠 MAY BAHAY KA? PERO PROTECTED BA ITO? 🛡️❤️

Pinaghirapan natin ang bahay, appliances, at mga gamit natin. Years of hard work, savings, and sacrifices para magkaroon ng comfortable home. 🏡

Pero what if magkaroon ng sunog, baha, bagyo, lindol, or other unexpected events? 😟

Hindi natin kayang pigilan ang sakuna, pero pwede tayong maging prepared.

With HOME SHIELD, you can have protection for your insured home/property against covered events such as:

🔥 Fire & Lightning
🌊 Flood
🌪️ Typhoon
🌏 Earthquake
➕ Extended Coverage
👨‍👩‍👧 Accidental Death & Disablement
⚠️ Third-Party Liability

And the best part? As an IMG Member, you may have access to HomeShield. 🛡️

Minsan, we spend thousands on things we want…
pero ang protection ng bahay at pinaghirapan natin, nakakalimutan. ❤️

Hindi kailangang hintayin ang sakuna bago tayo maghanda.

📩 Want to know how much your HomeShield protection can be?
Message me. I’ll be happy to explain the coverage and help you check your options.

🏠 Protect your home.
Protect your hard-earned assets.
Protect what matters most. ❤️

21/07/2026

🚦 Ang Stoplight ay may tatlong kulay—at bawat isa ay may mensahe.

🔴 STOP
🟡 SLOW DOWN
🟢 GO AHEAD

Parang sa buhay at sa lifestyle natin ngayon. Tanungin mo ang sarili mo: Nasaan ka na?

🔴 STOP sa UTANG. ✋💳
Huwag gawing emergency fund ang credit card. Kapag nasanay ka sa pangungutang, kadalasan ang bagong utang ay pambayad lang din sa lumang utang. Mahirap umunlad kapag puro utang ang iniikot ng pera.

🟡 SLOW DOWN sa GASTOS. 🛒💸
Hindi lahat ng gusto ay kailangang bilhin. Bago bumili, itanong muna: "Need ba ito o want lang?" Tandaan, hindi natin madadala ang mga bag, sapatos, gadgets, o damit sa huli. Spend wisely and prioritize what truly matters.

🟢 START or GO AHEAD sa SAVINGS at FINANCIAL PLANNING. 💰🌱
Hindi ka kuripot dahil nag-iipon ka—responsable ka. Habang malakas ka pa at may pinagkakakitaan, simulan mo nang ihanda ang kinabukasan mo. Darating ang panahon na magreretiro ka rin, kaya mas mabuting handa kaysa magsisi.

Enjoy now, but don't sacrifice your future.
Mas magandang magsakripisyo nang kaunti ngayon kaysa mahirapan habang tumatanda.

Gawin mo ito hindi lang para sa sarili mo, kundi para rin sa pamilya mo. Balang araw, magpapasalamat ang mga anak mo dahil pinaghandaan mo ang kanilang kinabukasan—at ang sarili mong retirement.

💡 Small financial decisions today create a better future tomorrow.

10/07/2026

WHY IS KAISER THE BEST INVESTMENT TO START?

❤️ Pay for only 7 years. Enjoy long-term protection and benefits for your golden years.

Kaiser Long-Term Healthcare is a 3-in-1 Plan:

✅ Healthcare
✅ Life Insurance
✅ Health Savings/Investment

Why choose Kaiser?
✔ Protects you even after your company HMO ends.
✔ Unused healthcare benefits become your Long-Term Care Fund—not wasted.
✔ Includes life insurance to protect your family's future.
✔ Your health fund grows over time through professionally managed investments.
✔ Provides healthcare coverage even during your retirement years, as long as your fund remains active.
✔ Available for ages 10–60.

The earlier you start, the more time your money has to grow.
Invest for only 7 years. Be protected for life.

📩 Message me today to learn how Kaiser can help you build your healthcare fund, protect your loved ones, and prepare for retirement.

Tina Mancera | Financial Coach

06/06/2026

Proud to be Part of IMG! 💙

Seeing IMG featured in The Philippine Star front page 😁 brought a sense of pride and gratitude. As someone who is part of this mission, it's inspiring to see how far financial education has reached and how many lives continue to be impacted.

When I joined IMG, I wasn't just looking for another opportunity—I was looking for knowledge that could help me secure my family's future and guide others to do the same. Through the years, I've learned that financial freedom is not about how much you earn, but how well you manage, protect, and grow what you have.

One of the most fulfilling parts of this journey is seeing ordinary Filipinos gain confidence in handling their finances, start saving consistently, build investments, and prepare for the future. Knowing that I can be part of that transformation makes everything worthwhile.

IMG has taught me that financial literacy is a life skill that every family deserves to have. And while I am still learning and growing every day, I am grateful to be surrounded by mentors, leaders, and friends who share the same vision of helping Filipinos become financially educated and empowered.

This newspaper feature is not just about recognition—it's a reminder that our mission continues. There are still many families who need guidance, hope, and financial education.

I'm honored to be part of a community that is making a difference, one family at a time. 💙

If you're ready to learn how to save, invest, protect your income, and build a better financial future, feel free to message me. I'd be happy to share what I've learned on this journey.

04/01/2026

Memorial Plan na Pwedeng Pambayad sa Hospital Bill at Mura Lang ang Premium ba ang Gusto Mo?

Get Your Everest Memorial Plan Now!
Is a comprehensive and flexible life insurance program with Free concierge services through Everest Memorial Services.

✅Up to 64 Years Old (Open for Seniors)
✅Plan starts 416 Pesos/Month
✅5 Years to Pay Plan
✅Up to 700,000 Face Amount ❤
✅Easy to Apply
✅One call Away for immediate concierge
✅Nationwide Network of mortuaries
✅Repatriation Assistance
✅Family Assistance Officer 24/7

Message Me for more Details. 😊

03/01/2026

BAKIT MAHALAGA ANG KAISER 3-IN-1?
Hindi lang ito healthcare.
Ito ay proteksyon, seguridad, at ipon—lahat sa iisang plano.

✨ KAISER 3-IN-1 PROGRAM ✨

🟢 Healthcare Coverage
✔ May pondo ka kapag nagkasakit
✔ Hindi ka aasa sa utang o tulong ng iba

🔵 Life Insurance
✔ Protektado ang pamilya mo kapag may nangyari sa’yo
✔ May peace of mind ka araw-araw

🟠 Long-Term Savings
✔ May naipon ka para sa pagtanda
✔ May pondo ka kahit wala ka nang trabaho

💡 Magbayad lang ng ilang taon, pero pangmatagalang benepisyo ang kapalit.
Proteksyon ngayon. Ipon sa kinabukasan.
Ito ang matalinong plano para sa pamilya mo.

📩 Message me now para sa simple at malinaw na explanation ng Kaiser 3-in-1.

18/09/2025

"Yung mura na lang kunin ko, para may sukli pa"
"Ang kunin ko yung 999 lang or 3k lang mahigit na HMO para may pambili pa ko ng maintenance ko at vitamins ko"
"Di naman ako sakitin, so ang kunin ko na lang yung murang HMO, di naman sig**o ako maoospital"
"ipapagawa ko na lang ng salamin sa mata"
"ipambibili ko na lang ng gatas at diaper ng anak ko"

Ilan lang yan sa mga dahilan ng mga public school teachers na nakakausap namin kung bakit tinitipid nila ang 7k Medical allowance na binigay ng gobyerno, PERO pinaaalala namin sa kanila na ang medical allowance na yan ay nakalaan para maging proteksiyon ng inyong kalusugan.

Walang nakakasig**o na hindi magkakasakit. Walang kasiguruhan na dahil bata pa ay walang pre-existing illnesses.

Mga mahal naming g**o, napakatagal na wala kayong healthcare coverage, kaya naman ngayon na kayo ay binigyan, sana imaximize ninyo. Bakit niyo titipirin ang Medical allowance na hindi naman sa inyong sweldo ibinawas. Bago naman napirmahan ang Exec. Order 64, kayo naman ang buminili ng inyong mga maintenance at pati gastos sa check up at pagkakaospital, kayo ang gumagastos. Ngayon, may tulong na mula sa gobyerno.

Get your FULL HMO, not a discount card, not a 1 time use card. Sundin ang guidelines ng E.O. 64 ng Department of Budget and Management ☺️

Kaiser National Healthcare Shield is a full HMO which you can use for consultations, lab tests, emergency needs, in-patient care, and dental care. PLUS, we cover pre-existing illnesses from Day 1, unlike others na only after 6months or 12months bago icover ang inyong pre-existing illnesses.

Choose your HMO wisely! Message us to request a presentation. Check the photos below for the basic details and coverage.

21/07/2025

In IMG, you are not alone.
Backed by top partner companies in financial services — from insurance, healthcare, investments, banking, to real estate — everything you need to grow, is here.

✅ Exclusive access to discounted products
✅ One-stop-shop for all financial needs
✅ Trusted and proven companies
✅ More opportunities to earn and grow

As an IMG member, you have full access to the major providers in the Philippines without the aid of an Agent, online transactions with your own personal portal— now, it's within your reach!

We don't sell products
We sell a way of life.

Join IMG Community today
Become your own money manager

Address

Imus

Telephone

+639777407826

Website

https://191064ph.imgcorp.com/, https://191064ph.30m2030.com/share, https://191064ph.imgcorp.com/linkbio, https://191064p

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