ShaunJanet Dela Cena

ShaunJanet Dela Cena We teach Practical Finance and Leadership to help people build wealth, discipline, and self-worth.

Because when people know their value, they make better decisions, build better finances, and lead better lives. Ours is a team composed of people from different walks of life. Each is a representative of hope, potential and transformation.

Driven by Pioneer’s commitment to strengthening the economic resilience of Filipino communities, the project also aims t...
28/05/2026

Driven by Pioneer’s commitment to strengthening the economic resilience of Filipino communities, the project also aims to help safeguard the long-term preservation of the rice terraces.

Pioneer Foundation Inc., teams up with Ifugao State University and the Baang Farmers and Irrigators Association to boost productivity among farmers and encourage stronger youth engagement in

Daw ka-kaladlawan no? Pero kalabanan sa aton, amo gid ni gusto ta. INSTANT. From DAMGO to GCASH. Ladies and gentlemen, c...
28/05/2026

Daw ka-kaladlawan no? Pero kalabanan sa aton, amo gid ni gusto ta. INSTANT. From DAMGO to GCASH.

Ladies and gentlemen, comment “ME” below if gusto mo ni kay sendan ta ka instructions kung paano. ☺️

25/05/2026

Whether in corporate, business, or personal development contexts, workshops are often associated with growth—learning something practical that can be applied immediately.

This is how we choose to impart our learnings: in the most practical and actionable way possible. Our objective is to foster a culture of helping one another—not by simply giving fish, but by teaching how to steward well what we have already been able to catch.

If you think this is an urgent and important matter, reserve your slot now. Details of the FREE workshop are in the comments section below.

We plan for retirement on paper—but have you tested it in real life?Before you build wealth for “someday,” learn how to ...
22/05/2026

We plan for retirement on paper—but have you tested it in real life?

Before you build wealth for “someday,” learn how to align your numbers with your family, your lifestyle, and your truth.

Join our Practical Finance Workshop. Let’s make your plan work—not just in spreadsheets, but at home….because we all aim to live the life we love now, so much so that we protect and guard it while preparing for a better tomorrow. Curious?

Workshop details in the comment section. DM us for your slot.




One day, the wealth you’re building will be left in the hands of the people you love most.Will it bring them closer toge...
21/05/2026

One day, the wealth you’re building will be left in the hands of the people you love most.

Will it bring them closer together—or quietly pull them apart?

It’s not just about how much you leave behind… but how well it’s prepared to be carried forward.

The good news? You can take control today—guiding not just your heirs, but even the generations after them.

How?

Let’s talk about it in our FREE WORKSHOP.

Comment WEALTH to reserve your slot, or send me a DM if you prefer to keep things private.

15/05/2026

What, extra rice? 🍚 Bakit kaya? 🧐😊


Here’s the reality: It’s not the product—it’s the structure.If you’re not sure how yours is set up, we can review it.Bel...
13/05/2026

Here’s the reality: It’s not the product—it’s the structure.
If you’re not sure how yours is set up, we can review it.

Below is a simple illustration that you might want to check.

Assets:
* House & Lot (Family Home) – ₱10M
* Cars – ₱6M
* Shares of Stocks – ₱2M
* Bonds – ₱2M
* Mutual Fund – ₱2M
* Jewelry – ₱2M
* Farm Lot – ₱2M
* Time Deposit – ₱5M
* Savings Account – ₱2M
* Other Assets – ₱17M
👉 Total Gross Estate = ₱50,000,000

Allowable Deductions
✅ 1. Standard Deduction
₱5,000,000
✅ 2. Family Home Deduction
* Value: ₱10M
* Allowed: up to ₱10M
👉 Deductible: ₱10,000,000
👉 Total Deductions:
₱5M + ₱10M = ₱15,000,000

Net Estate
₱50,000,000 − ₱15,000,000 =
👉 Net Estate = ₱35,000,000

Estate Tax
Estate Tax Rate: 6%
👉 ₱35,000,000 × 6% =
₱2,100,000

Notice this:
👉 The family needs ₱2.1M in cash
👉 But most assets are not liquid
* Property
* Investments
* Personal assets
💡 This is where estate planning becomes real:
Not about how much you have—
👉 but whether your family can access cash when needed.


The rain came without warning just as the evening crowd spilled onto the street. People hurried for cover, shielding the...
09/05/2026

The rain came without warning just as the evening crowd spilled onto the street. People hurried for cover, shielding their bags, their phones, their plans. In the middle of it all, a little girl stood frozen, her small shoulders trembling as the downpour swallowed everything familiar. Then, just as quickly, her mother appeared—umbrella forgotten, arms wide open. She pulled her close, brushing wet strands of hair from her face, whispering something soft and steady. Within moments, the storm didn’t seem as loud.

A few steps away, an older woman watched quietly, a gentle smile forming as if she had seen this scene a hundred times before. She remembered when her own children were that small—when comfort didn’t come from fixing the situation, but from simply being there. There were seasons when she didn’t have all the answers either. Life was unpredictable, resources were stretched, and the future often felt unclear. Yet somehow, in those moments, her children found peace—not because everything was resolved, but because they were not alone.

That kind of comfort—the quiet, steady kind—is easy to miss. It doesn’t demand attention. It doesn’t change circumstances overnight. But it anchors, reassures, and restores. It is the kind of comfort echoed in 𝐈𝐬𝐚𝐢𝐚𝐡 𝟔𝟔:𝟏𝟑, where God speaks with surprising tenderness: “𝘼𝙨 𝙖 𝙢𝙤𝙩𝙝𝙚𝙧 𝙘𝙤𝙢𝙛𝙤𝙧𝙩𝙨 𝙝𝙚𝙧 𝙘𝙝𝙞𝙡𝙙, 𝙨𝙤 𝙬𝙞𝙡𝙡 𝙄 𝙘𝙤𝙢𝙛𝙤𝙧𝙩 𝙮𝙤𝙪.” In a world that often equates strength with control and certainty, this verse gently reminds us that real strength can look like presence, patience, and love that stays.

As the rain softened into a drizzle, the little girl no longer resisted the moment. She leaned into her mother, her grip loosening, her breathing steady again. The storm had not completely passed, but something inside her had settled. She was safe.

And perhaps that is what we honor on Mother’s Day. Not perfection, not grand displays, but the quiet power of a mother’s presence—the kind that reflects God’s own heart. The kind that steadies us, even when life does not.

𝐅𝐫𝐨𝐦 𝐭𝐡𝐞 𝐛𝐨𝐭𝐭𝐨𝐦 𝐨𝐟 𝐨𝐮𝐫 𝐡𝐞𝐚𝐫𝐭𝐬, 𝐇𝐚𝐩𝐩𝐲 𝐌𝐨𝐭𝐡𝐞𝐫’𝐬 𝐃𝐚𝐲 𝐭𝐨 𝐲𝐨𝐮—𝐦𝐨𝐭𝐡𝐞𝐫𝐬 𝐚𝐭 𝐡𝐨𝐦𝐞, 𝐢𝐧 𝐬𝐜𝐡𝐨𝐨𝐥, 𝐢𝐧 𝐜𝐡𝐮𝐫𝐜𝐡, 𝐢𝐧 𝐭𝐡𝐞 𝐰𝐨𝐫𝐤𝐩𝐥𝐚𝐜𝐞, 𝐚𝐧𝐝 𝐢𝐧 𝐭𝐡𝐞 𝐜𝐨𝐦𝐦𝐮𝐧𝐢𝐭𝐲; 𝐛𝐢𝐨𝐥𝐨𝐠𝐢𝐜𝐚𝐥 𝐚𝐧𝐝 𝐬𝐩𝐢𝐫𝐢𝐭𝐮𝐚𝐥 𝐚𝐥𝐢𝐤𝐞. 𝐆𝐨𝐝 𝐛𝐥𝐞𝐬𝐬 𝐲𝐨𝐮𝐫 𝐦𝐨𝐭𝐡𝐞𝐫’𝐬 𝐡𝐞𝐚𝐫𝐭.

09/05/2026

No meals or snacks at the workshop—but the real “meat” of the event? Packed with flavor. That’s what these attendees—mostly moms—came for and truly absorbed.

Curious what it is?

Find out for yourself. Join our next workshop.

Type “HOW” in the comments or send a DM if you prefer privacy.


Address

Iloilo City

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

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