21/09/2026
If youโre working and you feel like you canโt afford to set aside โฑ2,000โโฑ3,000 a month for insurance, think about this:
What if one day, an emergency happens and you suddenly face a 100K/500K or even 1M hospital bill?
Masakit isipin, pero emergencies donโt ask if youโre financially ready.
Kahit may savings ka, thereโs a big possibility na malaking portion or worse, lahat ng ipon mo ang mapunta sa hospital bills.
Insurance isnโt about expecting something bad to happen. Itโs about being prepared in case something does.
Because the goal isnโt just to have savings.
The goal is to protect the savings you worked so hard to build.
So before saying, โHindi ko afford ang insurance,โ ask yourself:
โKaya ko ba kung biglang kailanganin kong gumastos ng โฑ100Kโโฑ1M for an emergency?โ
