01/09/2026
π’ LOAN CONSOLIDATION PROGRAM NOVEMBER 2026
Are you struggling with multiple debts? π
Do you have existing debts from:
π¦ Different banks?
π₯ Personal loans from individuals?
π± Lending apps?
π³ Other loan obligations?
π WEβVE GOT YOU!
You may consolidate your eligible debts into one loan arrangement with a longer repayment period.
π° LOAN CONSOLIDATION
8% interest per year
π Repayment period: Up to 15 years
π₯ LOAN CONSOLIDATION + PHILCARE INSURANCE
12% interest per year
π Repayment period: Up to 15 years
Includes PhilCare health and death insurance coverage.
π₯ποΈ LOAN CONSOLIDATION + PHILCARE + ST. PETER PLAN
15% interest per year
π Repayment period: Up to 15 years
Includes:
β
Loan Consolidation
β
PhilCare Health & Death Insurance
β
St. Peter Plan
βΈ»
π HOW IS THE INTEREST CALCULATED?
FLAT-RATE INTEREST:
The annual interest is calculated based on the original approved principal amount, not the remaining balance.
Example:
β±100,000 loan Γ 8% = β±8,000 interest per year
If the loan is payable over multiple years, the total interest depends on the agreed repayment period and loan agreement.
REDUCING-BALANCE INTEREST:
Interest is calculated based on the remaining principal balance. As you make principal payments, the balance decreases, so the interest charged also decreases.
π Your loan agreement will clearly state whether the interest is calculated using a flat rate or reducing balance method, together with the total amount payable and repayment schedule.
βΈ»
π¨ READY TO APPLY?
π© MESSAGE US NOW!
π¬ TYPE: βLOAN CONSOLIDATIONβ
Send us:
β
Full Name
β
Contact Number
β
Total Outstanding Debt
β
Preferred Repayment Period
Our team will provide your loan assessment, interest computation, total payable amount, and repayment schedule based on the applicable terms.
β¨ Simplify your eligible debts with one manageable payment arrangement.
Terms, conditions, eligibility, insurance coverage, fees, interest computation, and approval requirements apply. The applicable interest method and complete repayment schedule will be disclosed in the loan agreement.
