Cottonwood NBO

Cottonwood NBO weassist-wecare-welove

17/10/2021

Unleash your brightest potential.
BE PART OF OUR GROWING TEAM.

PART OF YOUR LIFE, PARTNER FOR LIFE.

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What do you need to do to make sure life will run smoothly after retirement? It requires planning, preparation and refle...
15/10/2021

What do you need to do to make sure life will run smoothly after retirement? It requires planning, preparation and reflection. Retired life actually needs things to spice it up like socializing, recreations, finding new hobbies and interests. Preparation is therefore important. Engage life after retirement with passion and gratitude.

COTTONWOOD NBO, will help and guide you through your retired life. Learn more about this plan. Connect to your financial advisor TODAY!





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Education is a right for children. It is a fundamental help to develop their full potential and it is the key to a brigh...
13/10/2021

Education is a right for children. It is a fundamental help to develop their full potential and it is the key to a bright and successful future. As parents, we have a lasting impact on children's learning. Secure a Brighter Future for Your Child.

Cottonwood NBO can assist you to properly plan your children’s education. Make your dream a reality with proper financial planning.






GoThrive

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God made you strong and courageous.Happy Monday!
11/10/2021

God made you strong and courageous.
Happy Monday!



Proverbs 30:24-25 “Four things on earth are small,    yet they are extremely wise:25 Ants are creatures of little streng...
10/10/2021

Proverbs 30:24-25

“Four things on earth are small,
yet they are extremely wise:
25 Ants are creatures of little strength,
yet they store up their food in the summer;

The ants appear to be a super small, little bodies, little strength insect but they are exceedingly wise. Ants are considered as a symbol of hard work, perseverance, endurance and discipline.

We can be like ants. Let’s learn to invest and save so when the storm comes we are prepared. Let's live life to the fullest.







GoThrive

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“PARA KANINO KA BABUMABANGON?” A famous line in a commercial ad. Have you asked yourself “para kanino ka ba talaga bumab...
08/10/2021

“PARA KANINO KA BABUMABANGON?” A famous line in a commercial ad. Have you asked yourself “para kanino ka ba talaga bumabangon?” Is it for yourself, for your family, or for loved ones? Definitely, they are the reasons for all your hardships and sacrifices. We are hoping to give them the fullness of life, to have a better education, a better future. It is the ultimate gift of all.

Insurance should be considered as an added protection and investment. It is an extension of love and care for your family. No amount of money can replace the joy, peace, and protection that you can provide.

But above all honor and glory belongs to God alone.

Connect to your advisor TODAY!




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“ You’re allowed to scream, you’re allowed to cry, but do not give up.”- unknownMotivational, inspirational, and words o...
06/10/2021

“ You’re allowed to scream, you’re allowed to cry, but do not give up.”- unknown

Motivational, inspirational, and words of encouragement can provide a hope for those people who are battling with the big C. Their fight doesn't have to be a lonely one.

SUN Cancer Care is a specialized health protection plan that allows people to live a healthier life and helps them to be financially prepared so they can be in control when cancer strike.

Talk to your advisor TODAY!




Golden Arc Chestnut Branch

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Seek God's wisdom above all.  GODLY WISDOM is to honor God. God's wisdom gives us focus and direction. It helps us to li...
04/10/2021

Seek God's wisdom above all.

GODLY WISDOM is to honor God. God's wisdom gives us focus and direction. It helps us to live with the present and prepare for the future.




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WE NEED YOU!Unleash your brightest potential. Be part of our growing team. A team that assist, care and love. ❤PART OF Y...
02/10/2021

WE NEED YOU!

Unleash your brightest potential.
Be part of our growing team.
A team that assist, care and love. ❤

PART OF YOUR LIFE, PARTNER FOR LIFE.





Direct message us at Cottonwood Nbo.

01/10/2021

Mark: Friend…I received my 13th month pay. I have been thinking where to keep it as I am afraid to overspend it. Can you advise me on how to spend my bonus wisely?

Niña: Tara, usap tayo as a friend. You can budget a portion of the cash to celebrate with holidays but invest a bulk of it wisely. When you invest, your ultimate goal is to save and build wealth for the future. You may pay off your debts. Grow your savings by investing that will raise the value over time like stocks, mutual funds. Create a safety fund or an emergency fund. Invest in your personal growth.

Mark: Thank you for the encouragement! I’ll save and invest for my future.

Talk to your advisor TODAY!





GoThrive

Direct message us at Cottonwood Nbo

I started helping my parents provide for the family at the age of 11. "Palamig" and banana cue vendor by day; fishball v...
30/09/2021

I started helping my parents provide for the family at the age of 11.

"Palamig" and banana cue vendor by day; fishball vendor come nighttime. I became a crew member of a fast food joint when I was in my first year of college to support myself and to help my older sister pay for her tuition as much as I can. After college, I supported my younger brother in his studies; and through corporate jobs after jobs and one life challenge after another, I finally was able to pay off our family debts in full. But soon, I realized that I was drained emotionally and financially.

I have a lot of friends in the insurance industry and have always been happy to see them flourish. In spite of that, joining them and taking the financial advisor route as a career did not cross my mind. Not even once.

So what ultimately changed my mind, then?

Way back 2019 (pre-pandemic), we almost lost both of our parents. My mother got hospitalized due to heart and thyroid illnesses, and my father underwent a lung surgery. Same year, my brother had a motorcycle accident that cost him his work for a month. We were not financially ready at all for even one of those incidents.
As the bread winner, these wiped out my whatever is left in my savings and delayed my plans to start something bigger for myself to focus on how I can help them all.

As I see a lot of windows of opportunity closing before my eyes, surprisingly, these life events opened up a huge door for a great advocacy to reveal itself: to help others financially prepare themselves for whatever may happen - earlier and better than how I did.

As a leap of faith, I ended my 10-year corporate journey and focused on building my own business. Here are my biggest motivations on why I did what I did:

1. I did not come from a well-off family. I experienced firsthand what it is like to be financially crippled. Despite earning more than enough from an 8-5 salary, life might surprise you and tell you it is still less than enough.

2. Too big an endeavor as it sounds but I hope to break the cycle of poverty - at least for one person at a time - not just for me but for others, too. As the saying goes: "If you are born poor, it is not your mistake. But if you die poor, it is." And financial literacy as I see it is one of the most efficient tools against poverty.

3. Breadwinners are also seen as modern heroes. They are admirable for their selfless love for their families. But what is also true is: they also deserve to enjoy the fruits of their labor and create a future they can call their own. You cannot pour from an empty cup. So self-care is needed, too.

Fast forward to today, I can now delightfully declare that I have full control on how I spend my time, energy and resources while enjoying a comfortable lifestyle and supporting people's dreams of becoming financially independent.

I hope you would join this journey, too. Reach out to me and we can discuss more to achieve more.

Proverbs 31:25-26 ESV
Strength and dignity are her clothing, and she laughs at the time to come. She opens her mouth with wisdom, and the teaching of kindness is on her tongue.






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Fort Bonifacio

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