International Marketing Group - Bambang, Nueva Vizcaya

16/12/2023

On December 6, 2023, Ms. Rica Unique Custodio, received a Maturity Benefit Full Withdrawal from Kaiser International Healthgroup Inc., in Omnis Prosperity Tower, Makati. Her journey has been a long and rewarding one, and we are proud to say that she has attained the maximum level of maturity in her healthcare journey.
We are honored to recognize her hard work and dedication, and we wish her all the best in her future endeavors

Congratulations, Ms. Rica Unique Custodio!

Disclaimer:
The appropriation of the official posts of the Company outside of the official accounts of Kaiser International Healthgroup is strictly prohibited. The sharing and/or otherwise unauthorized dissemination of the official posts of the Kaiser International Healthgroup are considered violations of the intellectual property rights of the company. The Kaiser International Healthgroup reserves the right to take legal action against those who violate our intellectual property rights including seeking redress for damages in the proper courts of the Philippines.

18/06/2022

Kahit ano pa man ang estado mo sa buhay, security guard, ofw, seafarer, kasambahay, professional, o business owner, maari mong masecure ang future healthcare needs mo. Hindi mo kailangang iasa ito sa gobyerno o sa ibang tao.

Sa pamamagitan ng 3 in 1 Kaiser Longterm Healthcare Builder. A super affordable healthcare savings plan for all Filipinos.
See poster for details.

Want to learn more? PM us.

14/10/2021

Good news!!!

A week ago, i attend a very fruitful convention

And it was a happy day for all IMG members and investors because effective immediately, we can now buy shares to our Mutual Investment for as low as P20 (Twenty Pesos)

Open your Mutual Fund portfolio today by becoming an IMG Member.

Learn more about the IMG platform

Learn more about the Basics of Mutual Funds/Stock Market Investing.

Be a part of our team member..and lifetime you are secured....

26/08/2021

There are 2 ways to invest in the STOCK MARKET:

1.) Direct Investing
2.) Indirect Investing ( Mutual Funds)

Kapag Direct sa Stock Market ikaw ang Fund Manager at ikaw ang mag dedecide kung anong company ang bibilhin mo. Kunwari si PLDT 3,000 per share ngayon at ang minimum board lot nya ay 5 shares, so 5 x 3,000 is 15,000 pesos. Para makapag-invest ka sa PLDT ang need mo ay 15k. Now halimbawang bumagsak ang market at nag-withdraw/nagbenta ka ng shares lugi kana kasi isang company lang ang nabili mo, take note 15k isang company lang. At para maging succesful ang pag-iinvest Directly sa Stock Market kailangan mo ng tatlong bagay:
a.) Time
b.) Knowledge/Technical Analysis
c.) Big Capital

Sa Indirect naman ang tawag dun ay Mutual Funds.

Mutual Funds- allows you to purchase a basket of stocks/shares in different companies for a single amount.
- For Longterm Investment, Growth and Goals.

Hindi ikaw ang magdedecide dito kung saan mag iinvest na company. May Professional Fund Manager na magma-manage ng pera natin. Example, ikaw may 5,000 pesos, ako may 100,000 pesos at yung friend mo may 1 milyon. Yung 5k, 100k at 1M pagsasamahin yan ng Fund Manager at ibibili ng maraming companies, minimum of 10 BIG Companies dahil malaki ang budget natin. Dun yan ilalagay ng Fund Manager na sa tingin nya ay matatag na company, let's say ang mga company ay SMDC, AyalaLand, DMCI, VistaLand, Globe, Meralco, Jollibee, GMA, ABS-CBN, PLDT. kunwari yan yung 10 BIG Companies. Let's say bumagsak si PLDT, ABS-CBN at MERALC0. Kunwari yung tatlo na yan ay nalugi, pero yung 7 na natirang company ay kumita. Still, kumita kapa rin. Take note 5k lang ang budget mo nakabili ng 10 companies versus sa 15k na direct investing pero 1 company lang nabili.

Bottom Line: Kung ikaw ay may Time, Technical Analysis at Malaking Capital, mag-invest ka direct sa Stock Market. Pero kung ikaw ay bago pa lang, wala pang idea tlga at di kalakihan ang capital, I suggest mag Mutual Funds ka muna and then kapag alam mo na pasikot-sikot ng Stock Market dun kna magsimulang mag-direct. 🙂

30/05/2021

sbi moh enough na PHILHEALTH kc nag bbyad ka for hospital purposes moh... ang tanong what if hndi ka hospital in that year ung hinulog moh pla "THANK YOU " na ..

kung mag Kaiser ka Come to think of it kht hndi moh naggmit ung healthCare converted to Savings / Investment sya mas lalago ung money moh while in Kaiser, db mas magnda un Win win situation.. kung mangailangan ka meon kang pang hospital...kpag hndi it will be in Savings and investment...

wag sayangin ang perang pinaghirapan, palaguin at ingatn ang sarili at perang pinag hirapan...

2nd - sbi moh meon kang SSS Nag hhulog ka mataas nga ang contribution moh monthly, but the question mag kno kayang ibagay ng Sss moh sa retirement moh... mag kakapension ksa retirement age 65 ... stingn moh din b ung amount na bbgay ng Sss enough for medical expenses, daily needs moh foods, shelter, water, etc .. nsa 10k 15k 20k magknoh nlang mbbili moh nyan in your retirement ngaun plang sa taas ng bilihan na..

kung mag Kaiser ka- sa maturity ng pera moh pde na sya good as cash kunin at withdrw lahat ... peo kung hndi pde ung interst lang maturity ng plan moh... example= 5882 monthly ang maturity is 1.1M in 20 years example ang age moh now is nsa 30y/o by age 60 y/o. = 3,327, 215M ang interest nya per year is 332, 721 or in age 65y/o 5,358,512M. interest nya is 538, 851 ... enough na ba yan for your retirement meon kang pension yearly na half a million..

at ang Kaiser 3in1 long term health care with life Protection insurance with investment ... as long active ang plan at meon fund coverd ka LIFETIME....

all Government programs are great but we need to look another source of increase our future financial...

19/02/2021

ANO ANG MUTUAL FUND?

Dahil marami sa mga Pilipino lalo na ang mga OFW, walang oras para pag-aralan mabuti ang Fundamental at Technical Analysis ng Stock Market kaya nagkaroon ng Mutual Fund.

Ang Mutual Fund ay Investment Company na legal na nangongolekta ng pondo sa publiko para mailagay sa iba ibang financial instruments tulad ng Money Market, Bonds at Stocks.

Ang Mutual Fund ay may mga empleyado na eksperto sa pag-invest sa stock market na tinatawag na FUND MANAGER kaya alam nila kung aling stocks ang mabilis na tumaas ang Stock Price at nagbibigay din ito ng malaking Dividends dahil na rin nakatutok sila palagi sa stock market.

Ang isa pang advantage ng Mutual Fund ay naka diversified ang investment mo dito sa mga Blue Chip Stocks. Regulated ng Securities and Exchange Commission (SEC) ang Mutual Fund at may batas na pinatupad tulad ng Investment Company Act o Republic Act no. 2629 noong Hunyo 18, 1960 pa.

Ito ang kasalukuyang 10 Mutual Fund – Stock sa Pilipinas na mahigit limang taon na sa industriya na miyembro ng Philippine Investment Funds Association (PIFA).

1. Philam Strategic Growth Fund, Inc.
2. ALFM Growth Fund, Inc.
3. ATRAM Philippine Equity Opportunity Fund, Inc.
4. First Metro Save and Learn Equity Fund, Inc.
5. Philequity Fund, Inc.
6. Philequity PSE Index Fund, Inc.
7. Philippine Stock Index Fund Corp.
8. Sun Life Prosperity Philippine Equity Fund, Inc.
9. United Fund, Inc.
10. Soldivo strategic growth fund,Inc.

Para makapag-invest sa Mutual Fund ay kailangan may kausapin ka na isang tao na lisensiyadong Certified Investment Solicitor (CIS) ng SEC na magbibigay payo kung aling stocks mapupunta ang perang iinvest mo. Ang perang nainvest mo sa Mutual Fund ay may kapalit na Subscription Confirmation para malaman mo kung ilang Shares ang nabili mo depende sa presyo ng Net Asset Value Per Share (NAVPS). Puwede ka magsimula dito sa halagang Php 1,000 to PhP 5,000 lang.

Kung nalilito ka pa rin kung paano ka mag uumpisa mag invest, PM is the key!🥰



❤IMG
❤MUTUALFUNDS

17/10/2020

Why Join CWE-IMG?

Parami ng parami ang mga taong nagiging member at na intindihan ang mabuting hangarin ng IMG.

1. PERSONAL BENEFIT: Karamihan ay nag-join sa IMG para Matuto ng mga Financial Concepts para makapag simulang mag Save at Invest para sa ikabuti ng sarili at pamilya.

2. SIMPLIFICATION & CONVENIENCE: Marami rin ang nag-member para magkaroon ng direct access at hindi na dadaan sa napaka raming Agente na kausapin para maka sali sa mga Legal na Financial Products, kagaya ng Investment/Retirement products, Health Protection products, Life Insurance at Real Estate, to start Saving & Investing.

3. DISCOUNTS & COMMISSION: May naging member din para makatipid o makakuha ng Discount o Commission mula sa sariling transactions kesa Agente ang kumita, ikaw na. Halimbawa, kung bibili ka mga condo sa SMDC, sa DMCI, sa Ayala Land may discount ka kung IMG Member at Commission kapag mga kakilala mo ang bumili.

4. FAMILY EDUCATION & PROTECTION: May mga gustong mag-share sa Family & Friend, ng Financial Concepts at kung papaano ang Tamang -Save at mag-invest para hindi na nila problemahin pa ang pamilya at kaibigan. Oo na naman, pag hindi mo na turuan ng maayos ang pamilya at kaibigan mo, pag nagipit yan, sayo rin mangungutang.

5. CAREER & BUSINESS: Marami din ang mga taong katulad namin na nakita ang malaking Opportunity & Income Potential ng pagiging "Financial Educators", na ang pangunahing adhikain ay ang pag EDUCATE ng bawat Pilipino para makuha niyang mag decisyon ng tama para sa sarili at pamilya. Kami ay naniniwala na ang gawaing ito ay isa sa mga napaka marangal na adhikain, ang pag bigay ng Bagong Pag-asa, Seguridad at Katatagan ng Buhay Pinansyal ng bawat Pilipino.

We are Learning & Earning at the same time in the Financial Industry (the Richest Industry)

Ikaw, Saan ang Interest mo (1), (2), (3), (4), (5) o lahat?

Take Action now, Secure your future! Attend our FREE Online Coaching - (Webinars) just download the Free App "Zoom cloud meeting" & send me a message for the Meeting details.

Engr. & CEO Lyndon Malanog
bit.ly/3dVFinancialCoachDonMalanog

06/08/2020

ANG KWENTO NI STOCK AT KAISER

INTERESTING SHORT STORY. READ THIS

Bakit KAISER Savings Plan muna ang dapat unahin bago ang Stock Market o Mutual Fund?

I will explain this in a short story... 👇

"Si STOCK at si KAISER"

Si Stock at Kaiser ay magkaklase mula noong High School hanggang College.

Pagkagraduate ay naghiwalay na sila ng landas dahil sa magkaibang trabaho at kompanya nila.

Dalawang taon ang lumipas...

Si Stock ay nakakilala ng isang Stock Market Investor. Na-amaze siya sa ganda ng Stock Market Investing. At the same time, hindi siya makapaniwala na magiging Shareholder siya ng mga malalaking Company sa Pilipnas kahit isang ordinaryong Pilipino lang siya.

Sa excitement niya, nag-open siya ng account thru a broker. Every month nag-iinvest siya ng P6000.

At naging Consistent siya sa pagiinvest.

After 1 year, nagkita sila ni Kaiser sa isang jeep.

Excited si Stock na sabihin kay Kaiser ang tungkol sa Stock Market.

"Kaiser! Kumusta ka na?" tanong ni Stock.

"Ito masaya at may peace of mind," sagot ni Kaiser.

"Narinig mo na ba ang Stock Market".

"Ah Oo naman! yung mga katrabaho ko dyan nag-iinvest!"

"Oh! eh ikaw, saan ka ba nag-iinvest?"

"Ah ako? kumuha ako ng Kaiser Longterm Healthcare. Ito ay 3 in 1 Investment Solution -merong LIFETIME Healthcare, Life Insurance at Investment!"

"Isang taon na rin ako nag-iinvest sa Kaiser. Kumuha ako ng K-100 Plan."

"Magkano ang monthly mo dyan?" tanong ni Stock.

"P5882 per month ang K100 pero annual ang mode of payment ko dahil ito ay discounted ng 2 months, bale P 58,820 lang ang binayaran ko - discounted annual rate," sagot naman ni Kaiser.

"Ikaw Stock? Tingin ko nag-iinvest ka sa Stock Market. Kumusta naman ang investment mo ngayon?"

"Maganda ang ekonomiya ngayon, 20% gain ang portfolio ko ngayon sa Stock Market Investment ko."

"Dapat kumuha ka rin ng Kaiser Longterm Healthcare mo Stock kung may budget ka na. Alam mo ba ang turo sa akin sa isang Seminar ng IMG, we are not entitled to invest in Stock Market kung hindi tayo properly protected in both Health and Life."

"Ah hindi ako naniniwala dyan sa Insurance na yan Kaiser, sasayangin ko lang ang pera ko dyan!"

"Ah ganun ba? Sige, it's your choice Stock!"

Habang nasa byahe sila, suddenly, isang truck na nawalan ng preno ang bumangga sa jeep na sinasakyan nila..😭

To make this story short, namatay si Stock at Kaiser..😭😭😭

Sa Funeral, sobrang iyak ng pamilya ni Stock dahil siya ang bread winner ng pamilya niya. Nalaman nila na may investment siya sa Stock Market pero less than Php 80, 000 lang ang makukuha nila dahil ito ay pure investment at isang taon palang siya na nag-iinvest.

Ang pamilya ni Kaiser ay ganun din ang iyak dahil siya ang bread winner ng pamilya. Pero sa kabilang banda, may kapayapaan sa kanilang isip dahil may matatanggap silang 900K mula sa Kaiser Healthgroup dahil ang cause of death niya ay accident. At the same time, maita-transfer ang plan sa primary beneficiary at may matatanggap pa silang maturity fund value sa maturity period.

Ngayon, naiintindihan mo na ba kung bakit kailangan natin unahin ang Kaiser 3 in 1 Plan bago ang Stock Market?

Sana may natutunan ka sa Short Story.😄

TAKE ACTION TODAY!

Kahit ANO pang EXCUSES mo para hindi mag-invest NGAYON, one thing is for sure,

♦️Lalaki ang mga anak mo at kailangan nila ng pang-tuition sa pag-aaral nila sa College.

♦️Tatanda ka sa susunod na taon at darating yung panahon na hindi mo na kayang magtrabaho.

Kung interesado ka na matutong mag-ipon, mag-invest, makawala sa utang, matutong humawak ng pera na pinaghirapan mo, attend ka sa aming Libreng Seminars - FREE Online.

PM ka lang

25/07/2020

How To Be Jollibee's Partner?

Buy a Franchise:

About 20-30 Million pesos is needed. But only few of us have this big money.

Buy a share of stocks:

Look for a broker so you can access the Philippine stock market. 5 k to 20 Thousand is the initial when opening the account, need to fill up the form, submit the requirements and wait for approval. It has charges for broker on your initial and every time you buy shares.

𝗠𝗮𝗴𝗶𝗻𝘃𝗲𝘀𝘁 𝘀𝗮 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱 𝗩𝗶𝗮 𝗜𝗠𝗚 𝗠𝗲𝗺𝗯𝗲𝗿𝘀𝗵𝗶𝗽 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀:

This is the cheapest and simplest way for Newbies who want to start investing in the stock market, Be a member and enjoy the benefits including the Mutual fund investment, for only 1 pesos in your entry, there are 10 companies already shares of stock you have already bought and including Jollibee. There is FREE training and support to guide you, Zero-entry fee every time you buy shares and this is the bonus with 100 K personal accident insurance and unlimited medical check up.

20/07/2020

👉Get Educated on all aspects of personal finance.

👉Have access to hundreds of financial products and services.

👉Receive training and support to manage your Finances.

👉Save money on various products and services.

👉Earn by sharing their know-how with associate in fast-growing industry.

IMG Gives you a chance to set your Future right, Help and Inspire other people to Grow Financially by giving this Top 28 Benefits Exclusively for Members

20/07/2020

Meet Mr. UTI 🙂
UTI stands for 𝐔𝐦𝐢𝐛𝐢𝐠 𝐓𝐚𝐩𝐨𝐬 𝐈𝐧𝐢𝐰𝐚𝐧 😉 😅
Pero naka move on na siya,
but still he is the
Mr. UTI...... 𝐔𝐦𝐢𝐛𝐢𝐠 𝐓𝐚𝐩𝐨𝐬 𝐧𝐚𝐠𝐈𝐧𝐯𝐞𝐬𝐭 na!😀😊

Meet Nanfree Villanueva, a seafarer for 7 years. Dahil nga MALAKAS KUMITA, MALAKAS DIN GUMASTOS. In short,
he became SPENDER.
𝙀𝘼𝙍𝙉 𝙃𝘼𝘽𝘼𝙉𝙂 𝙉𝘼𝙎𝘼 𝘽𝘼𝙍𝙆𝙊 > 𝙂𝘼𝙎𝙏𝙊𝙎 𝘿𝙐𝙍𝙄𝙉𝙂 𝘽𝘼𝙆𝘼𝙎𝙔𝙊𝙉 > 𝙏𝙍𝘼𝙄𝙉𝙄𝙉𝙂 > 𝙏𝙃𝙀𝙉 𝙎𝘼𝙆𝘼𝙔 𝙐𝙇𝙄𝙏 𝙉𝙂 𝘽𝘼𝙍𝙆𝙊

When he was a seafarer, he somewhat started investing in stock market having in mind that everything would be well when he has investments. He later on realized that he needs guidance in the proper way of saving and investing. Then and there, he decided to grab the opportunity of attending free financial literacy class offered by the International Marketing Group (IMG). After which, he realized na 𝘋𝘐 𝘗𝘈𝘓𝘈 𝘚𝘈𝘗𝘈𝘛 𝘕𝘈 𝘔𝘈𝘠 𝘐𝘕𝘝𝘌𝘚𝘛𝘔𝘌𝘕𝘛 𝘒𝘈 𝘓𝘈𝘕𝘎. 𝘠𝘰𝘶 𝘯𝘦𝘦𝘥 𝘵𝘰 𝘣𝘦 𝘍𝘐𝘕𝘈𝘕𝘊𝘐𝘈𝘓𝘓𝘠 𝘓𝘐𝘛𝘌𝘙𝘈𝘛𝘌 𝘢𝘯𝘥 𝘉𝘜𝘐𝘓𝘋 𝘠𝘖𝘜𝘙 𝘚𝘖𝘓𝘐𝘋 𝘍𝘐𝘕𝘈𝘕𝘊𝘐𝘈𝘓 𝘍𝘖𝘜𝘕𝘋𝘈𝘛𝘐𝘖𝘕. It was a blessing na nalaman niya how powerful financial education is. That's why 𝘍𝘳𝘰𝘮 '𝘈𝘓𝘈𝘔 𝘒𝘖 𝘕𝘈 𝘠𝘈𝘕 𝘈𝘛𝘛𝘐𝘛𝘜𝘋𝘌' 𝘵𝘰 𝘈𝘓𝘞𝘈𝘠𝘚 𝘞𝘐𝘓𝘓𝘐𝘕𝘎 𝘛𝘖 𝘓𝘌𝘈𝘙𝘕 𝘚𝘛𝘜𝘋𝘌𝘕𝘛 na tlaga siya up to now.

With the help of the community of savers and investors in IMG, at young age, nakapag retire agad siya as seafarer. No need na mag barko at kasama na ang pamilya. PLUS move on na din sa heart break.hehe 🙂 It is because of the positive environment in IMG community.

He is now a Full Time Financial Educator and build his business in the financial industry. Nabi build na niya ang Solid Financial Foundation, mas madami pa siya natutulungan ngayon na makapaghanda din sa future.

𝗟𝗘𝗔𝗥𝗡𝗜𝗡𝗚 𝗛𝗢𝗪 𝗠𝗢𝗡𝗘𝗬 𝗪𝗢𝗥𝗞𝗦 𝗠𝗨𝗦𝗧 𝗕𝗘 𝗢𝗡𝗘 𝗢𝗙 𝗬𝗢𝗨𝗥 𝗣𝗥𝗜𝗢𝗥𝗜𝗧𝗜𝗘𝗦, 𝗗𝗔𝗛𝗜𝗟 𝗛𝗜𝗡𝗗𝗜 𝗛𝗔𝗕𝗔𝗡𝗚 𝗕𝗨𝗛𝗔𝗬 𝗠𝗔𝗟𝗔𝗞𝗔𝗦 𝗧𝗔𝗬𝗢 𝗣𝗔𝗥𝗔 𝗠𝗔𝗚𝗧𝗥𝗔𝗕𝗔𝗛𝗢. 𝗣𝗘𝗥𝗢 𝗣𝗔𝗚 𝗔𝗡𝗚 𝗣𝗘𝗥𝗔 𝗔𝗡𝗚 𝗡𝗔𝗚𝗧𝗥𝗔𝗕𝗔𝗛𝗢, 𝗗𝗜 𝗡𝗔𝗣𝗔𝗣𝗔𝗚𝗢𝗗 𝗬𝗔𝗡.

Credits to Chary Capuno

17/05/2020

Bakit nga ba ang MUTUAL FUNDS (STOCK MARKET) ang makabagong paraan, safe, legal at tamang paraan ng pagiipon? 🤔

🔘Affordability (₱ 5,000.00 minimum initial investment, and now ₱ 1,000.00 minimum investment just recently)

🔘High Potential Earnings (average na 10 - 20% earnings kada taon)

🔘Professional Fund Management (full-time, skilled & professional portfolio managers ang in-charge para mag-manage ng pondo ng mga investors)

🔘Tax-Exemption (base sa R.A. 8424 o Tax Reform Act of 1997, hindi kabilang ang mutual fund earnings sa pinapatawan ng 20% withholding tax)

🔘Liquidity (withdraw or redeem your shares anytime you want)

🔘Safety and Regulation (mutual fund companies ay regulated ng Securities & Exchange Commission at audited regularly ng mga external auditors)

🔘Diversification (para mabawasan ang risk up to 10% ng pondo ang maaaring i-invest sa isang company o secutiry kaya ang pera mo ay distributed sa average na 10 kumpanya - mas lamang ang panalo kaysa talo)

For more Info just PM🙂