MD Insurance Services

01/10/2025

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🙏 We would like to thank our sponsors! 🙏

Popsi’s
KebabKingz Dumaguete
LI•SO Craft Coffee
Breakroom Cafe
Jayden's Petshop
Mia D Insurance Services

Your support fuels our journey today and inspires us to push harder for the future. ⚽💪
We’re truly grateful to have you with us — past, present, and in the challenges ahead.

07/06/2025

Question of the day: Unsa man imong giuna og insure — sakyanan, balay, o negosyo? Comment below! 🤔

06/06/2025

Think you’re fully insured? You might be surprised.

Many people discover they’re underinsured only when it’s too late, after a claim. Here’s a quick checklist to help you spot the red flags:

You don’t know your coverage limits:

You haven’t reviewed your policy in a year or more.

You’ve made changes (like buying a new car or upgrading your home/business).

You only have basic or required insurance.

You’re not sure what’s included or excluded in your policy

If any of these sound familiar, it might be time for a quick review. It doesn’t cost anything to ask but it could save you a lot later.

Send us a message if you’d like help understanding or updating your coverage. We’re happy to walk you through it, no pressure.

05/06/2025

CTPL is required by law in the Philippines. Kung naa kay sakyanan, dapat insured pud ka. 🚗

04/06/2025

Do you only have Third-Party Liability (CTPL)?
Here’s what it actually covers and what it doesn’t.

CTPL is the bare minimum required by law. It only covers injury or death to third parties, not your car, your passengers, or damages from theft, floods, or collisions.

If you want real peace of mind on the road, it's worth looking into Comprehensive Car Insurance—which offers broader protection, including repairs, theft, and natural disasters.

Not sure if your current policy is enough? We can help review it with you. No pressure, just honest advice.

03/06/2025

Did you know?
Fire insurance costs a fraction of what it would take to rebuild your home. A smart move for peace of mind. 😉

02/06/2025

Real talk: Accidents happen.
This short story shows just how quickly things can go wrong—and how much harder it is to recover if you’re not prepared.

In the Philippines, fire is a real risk—especially in areas with old wiring, close-set homes, or wooden structures.

But the truth is: fire insurance is affordable, and it can cover not just the structure but also the contents inside your home or business.

You’ve worked hard for what you have. Don’t leave it unprotected.

Want to learn more? Send us a message—we’ll walk you through it in simple terms.

31/05/2025

Quick poll: Naa ba kay insurance karon?
👍 = Yes, I'm covered
❤️ = Wala pa, pero plano ko
😮 = Wala jud, unsa na?

30/05/2025

MYTH: “Insurance is too expensive.”
FACT: Some basic coverage plans can cost less than your daily coffee.

A lot of people think insurance is only for the wealthy—but that’s far from true. Many affordable options exist for every budget and lifestyle, especially for:

Motor vehicle CTPL (as low as ₱300–₱700 per year)

Basic fire insurance for homes and small businesses

Personal accident insurance with coverage starting under ₱1,000 a year

You don’t have to start big. Even basic protection can make a big difference when the unexpected happens.

Want a quote that fits your budget? We’ll gladly help—no pressure, no jargon.

29/05/2025

Tip sa balay: Always check your gas lines and wirings. Prevention + fire insurance = peace of mind. 😌

28/05/2025

Required or optional? Here's the difference.

CTPL insurance is mandatory under the Insurance Code of the Philippines. It’s required to register your vehicle with the LTO and covers third-party injury or death in an accident.

Other types—like home, business, or travel insurance—are optional but offer smart protection against unexpected losses.

Not sure what you need? Send us a message. We're happy to help you make informed choices.