International Marketing Group

International Marketing Group Financial Literacy FOREVERyone

18/01/2025

Pm us for more details.

18/07/2022
Huwag hayaang nakatago ang pera sa Banko na wala pang 1% ang tubo. Number one investor ang Banko sa mga Stock Market o M...
10/10/2019

Huwag hayaang nakatago ang pera sa Banko na wala pang 1% ang tubo.
Number one investor ang Banko sa mga Stock Market o Mutual Fund at kasama doon ang pera nyo.
Ikaw na mismo ang mag INVEST kilangan mo lang malaman ang nga ito.
# money double every six years
# how money works for you
# Long term and short term investment

IMG will give us a FREE training about Mutual Funds.
For the DAVAO CITY residents this coming Saturday Oct. 12 .
pm me for seat reservation.

Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and e...
06/10/2019

Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. Raising interest in personal finance is now a focus of state-run programs in countries including Australia, Canada, Japan, the United States and the United Kingdom. Understanding basic financial concepts allows people to know how to navigate in the financial system. People with appropriate financial literacy training make better financial decisions and manage money better that those without such training

join our team☺️👍 pm me

recommend COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.Sa Pilipinas isa lang ang pwedeng ma e ...
05/10/2019

recommend COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance.

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

⭐️1. Accumulation Period (7years)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

⭐️2. Extended Period (13years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above base on the health funds accumulated in your account until age 100.

Pwde kang mamili ng higher plans o pwde ka din base lang sa edad mo.
Ikaw ilang taon kna? Pili ka lang kung saang plan gusto mo?
Ctto.

Financial literacy is the ability to understand how money works: how someone makes, manages and invests it, and also exp...
24/09/2019

Financial literacy is the ability to understand how money works: how someone makes, manages and invests it, and also expends it (especially when one donates to charity) to help others. ... Most potential retirees lack information about saving and investing for retirement.

What is financial literacy and why is it important?
Why is financial literacy important? Financial literacy is important because it equips us with the knowledge and skills we need to manage money effectively. Without it, our financial decisions and the actions we take—or don't take—lack an informed foundation to maximize their success.

Why is financial literacy important for students?
Financial literacy for students is an important tool to improve the financial capability of our youth and communities. Students should be taught how to handle money—both at home and in school. This will help reduce the economic impact of the long-term recession that now grips many communities across the country.

What is the objective of financial literacy?
To create awareness and educate consumers on access to financial services, to educate the public or investors on the Financial Literacy, to protect the interest of the investors, to create awareness on availability of various types of Financial Products and their features, provide necessary infrastructure for public or ...

What are the six financial principles?
There are six basic principles of finance, Principles of risk and return, Time value of money, Cash flow principle, Hedging principle, diversity.

What are the 5 principles of finance?
Terms in this set (6)
cash flow is what matters. Incremental cash received (and not accounting profits) drives value.
Money has time value. ...
Risk requires a reward. ...
Market Prices Are Generally Right. ...
Conflicts of interest cause agency problems. ...
Ethics and trust.

Benefits of financial literacy
Basic financial literacy helps people become self-sufficient and achieve financial stability. This includes being able to save money, distinguish the difference between wants and needs, manage a budget, pay their bills, buy a home, pay for college, and plan for retirement

What is Cash Flow and Why Is It Important?Cash flow is the money that is moving (flowing) in and out of your business in...
09/09/2019

What is Cash Flow and Why Is It Important?

Cash flow is the money that is moving (flowing) in and out of your business in a month. Although it does seem sometimes that cash flow only goes one way - out of the business - it does flow both ways.

Cash is coming in from customers or clients who are buying your products or services. If customers don't pay at the time of purchase, some of your cash flow is coming from collections of accounts receivable.
Cash is going out of your business in the form of payments for expenses, like rent or a mortgage, in monthly loan payments, and in payments for taxes and other accounts payable.

Wallmine link: https://wallmine.com/users/sign-up?r=18im&utm_source=youtube&utm_medium=plainbagel&utm_campaign=plainbagel Warren Buffett and many other promi...

Money is not a problem, money is the solution, that is why we need to educate ourself to be financially literate.
08/09/2019

Money is not a problem, money is the solution, that is why we need to educate ourself to be financially literate.

Let's spread the Good News Financial Literacy.

How does a mutual fund work?
07/09/2019

How does a mutual fund work?

A mutual fund invests the pool of money collected from the investors in a range of securities comprising equities, debts, money market instruments etc., with...

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