Labrador Insurance Services

Labrador Insurance Services We partner with top insurance providers to manage your assets for affordable and hassle-free claims.

-WHO WE ARE-
At Labrador Insurance Services, we recognize the misconceptions and myths surrounding insurance, such as it being unnecessary or too expensive. In reality, insurance is crucial for protecting yourself and your assets from unexpected events that could cause significant financial losses. We also understand the perception that insurance claims are slow and delayed. While some claims may

take longer, most are settled promptly and efficiently. Additionally, the idea that insurance companies are only interested in making a profit is not accurate. At our company, we are committed to providing our clients with coverage and paying valid claims promptly. Our goal is to help clients navigate the insurance landscape confidently and make informed decisions about their coverage. For businesses, we offer comprehensive insurance solutions tailored to their needs and work with them to find affordable and reliable insurance providers. We also provide support during the claims process, ensuring a smooth and hassle-free experience. With Labrador Insurance Services, clients can trust that their insurance needs are in good hands.

-VISION-
Our vision is to become the number 1 insurance services provider in the Philippines, bringing life, health, and non-life insurance to every family and businesses in the Philippines. Our goal is to make insurance as easy, approachable, accessible, and affordable for everyone using innovative digital solutions.

-MISSION-
Our mission is to bring high-quality and accessible insurance services to every city in the Philippines by year 2030 through our network of insurance agents. By doing this, we build a better financial wellbeing in every family and business in the country.

To our business clients, we are in the process of creating dashboards for all of you! 🤩We want to make managing your ins...
10/07/2024

To our business clients, we are in the process of creating dashboards for all of you! 🤩

We want to make managing your insurance easier and more transparent for you that's why we're investing in systems that will help you find all the documents you need in one place.

All your insurance applications and policies will be stored on our platform. We continue to invest in solidifying our systems and processes as part of our commitment to giving you the best service for your insurance needs.




TO OUR DEAR CLIENTS: We thank you for your patience as we are moving out of our Matina office. We will be back soon at a...
28/06/2024

TO OUR DEAR CLIENTS:

We thank you for your patience as we are moving out of our Matina office.

We will be back soon at a more accessible location so we can serve you better.

In the meantime, you can still reach out to our team for your inquiries and questions. You may reach out to us via Facebook or you may email us at [email protected]

Thank you again for your continued business with us.

21/05/2024

Please avoid lane swerving, especially in trucks. Most accidents involving trucks happen when vehicles swerve into their paths. Trucks have many blind spots due to their size, making it essential to stay in your lane. Let's work together to keep our roads safe.

Every time you are tempted to drink and drive, remember you have a family waiting for you. At kung may madamay ka mang m...
26/03/2024

Every time you are tempted to drink and drive, remember you have a family waiting for you. At kung may madamay ka mang mga tao may pamilya din sila.

Always be a defensive driver. And never drink and drive.

Miracles happen but don't count on them.

"Why did the insurance company not cover 100% of my repairs?"Maraming beses na kaming natanong ng mga clients namin when...
25/03/2024

"Why did the insurance company not cover 100% of my repairs?"

Maraming beses na kaming natanong ng mga clients namin whenever they file a claim.

"Bakit ko pa kelangan magbayad ng extra aside from my participation, akala ko covered ni car insurance company lahat?"

Actually, that's true for some people.

There are two ways this can happen:

(1) We are merely REPAIRING a car part, not replacing it.

(2) If your car is less than 3 years old.

In the Philippines, the rule is that if your car is MORE than 3 YEARS old, yung perceived value ng parts ng sasakyan mo has depreciated by 20%.

So, for example, if you are REPLACING your cracked windshield, your insurance company will only cover 80% of the cost of a new windshield.

The 20% will be shouldered by the car owner.

As your agent, hindi po namin ito kontrolado.

This is the rule of the insurance companies, and what we can do to lower the costs is to help you find legitimate car parts suppliers who can offer it for a much more affordable price and find you a repair shop that can handle the replacement.

How about Casa? Yes, nothing beats Casa repair po but it's more expensive and in some cases, the repair might take longer since there's usually just one casa in a city.

Hopefully, this gave you an explanation why you are shouldering a chunk of your car repair.

As we always say, it pays to drive safely in this economy.

"OK lang yan, meron naman akong insurance."A lot of people don't know that insurance companies count your record of clai...
22/03/2024

"OK lang yan, meron naman akong insurance."

A lot of people don't know that insurance companies count your record of claims or accidents in the past.

The more you get into an accident, the higher your insurance premium will be.

In this economy, it literally pays to drive safely!

Makeup is life ka din ba? We get it, sister. Looking 🔥 before a get-together is 💯 a priority, but NOT when you're behind...
21/03/2024

Makeup is life ka din ba?

We get it, sister. Looking 🔥 before a get-together is 💯 a priority, but NOT when you're behind the wheel.

Para saan ang magmukhang maganda kung sa kabaong na ang punta. 🥹

Don't make up and drive. 🚘

Kung breadwinner ka at wala kang backup, paano nalang sila? The Philippines is among Southeast Asian countries with the ...
15/03/2024

Kung breadwinner ka at wala kang backup, paano nalang sila?

The Philippines is among Southeast Asian countries with the highest medical inflation. Sobrang mahal magpagamot dito, according to WHO (using the Philippine data), you need at least 2 million to be properly treated for a critical illness.

The longer you wait, your chances of being insurable go down. Get your insurance policy while you're still healthy. Kasi pag hindi na, hindi ka na din insurable.

Save. Save. Save. If you are the breadwinner, you are the first and last lifeline for your family. Save up enough to kee...
14/03/2024

Save. Save. Save. If you are the breadwinner, you are the first and last lifeline for your family.

Save up enough to keep your family going for at least 3 months and start thinking about retirement while you're still young.

To make sure that your family and house are safe, the BFP recommends these tips to avoid the occurrence of fire:1.) Unpl...
13/03/2024

To make sure that your family and house are safe, the BFP recommends these tips to avoid the occurrence of fire:

1.) Unplug all electrical equipment when not in use and regularly check electrical equipment to avoid overloading of electrical circuits.

2.) When using cooking gas, check for gas leaks and always ensure that the LPG tank is stored in a well-ventilated area to avoid the accumulation of gas vapors.

3.) Enforce “No Smoking” policy inside or outside the house and dispose of cigarette butts properly.

4.) Practice proper housekeeping and keep flammable materials out of reach of children. Flammable materials include candles, lighters, and matches, which should be kept properly and securely.

5.) Plan ahead–establish an emergency and evacuation plan at home and familiarize with escape routes. And most importantly, keep flammables away from your children
6.) In case of fire, close the door of the burning area to stop the spread of fire. As smoke rises up, breathe slowly, and get a piece of wet cloth to cover the nose and mouth to avoid suffocation.

7.) When trapped in a fire hit area, it is highly recommended to go to a room with windows leading outdoors.

8.) If clothes catch fire, do not run or panic, do the: “Stop, Drop, and Roll. “In this life-threatening situation, shout for help or wave a cloth outside the window to alert the people around you and keep in mind to remain calm.

9.) The most important thing to do is to call 911, the nationwide emergency hotline number, and tell the emergency operator of your location right away.

Source: https://prri.da.gov.ph/fire-prevention-month/

It's the fire prevention month! As you know, March is often the hottest month in the Philippines. With rising temperatur...
12/03/2024

It's the fire prevention month! As you know, March is often the hottest month in the Philippines. With rising temperatures, there is also the rising risk of fire.

Among the major reasons for fire in the country is electrical fault.

The BFP advises us to unplug all electrical equipment when not in use and regularly check electrical equipment to avoid overloading of electrical circuits.

Love is in the air! 💕 This Valentine's Day, celebrate not just with chocolates and flowers, but with a thoughtful gift t...
13/02/2024

Love is in the air! 💕 This Valentine's Day, celebrate not just with chocolates and flowers, but with a thoughtful gift that lasts a lifetime: insurance. Show your loved ones you care by protecting their future with the gift of security. Happy Valentine's Day! ❤️🌹

Unlock your Valentine's surprise with our exclusive insurance promotion! Enjoy discounts and freebies that await you. Don't miss out, secure your future and your loved one's today!








Address

Door 2, Camacho Building, Matina
Davao City
8000

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