IMG Davao Financial Literacy Campaign

25/04/2026

Ang Ultimate Kaiser Health Builder Plan ay isang long-term healthcare savings plan na ginawa para masuportahan ang medical needs mo—especially sa later years when health risks are higher.

Unlike sa mga short-term health insurance na usually hanggang age 60 lang ang coverage at yearly mong binabayaran, si Kaiser ay 7 years mo lang babayaran, pero pwede kang magkaroon ng lifetime healthcare benefits as long as hindi mo winithdraw ang funds mo.

🔹 Ano ang kakaiba? (3-in-1 Plan)
Tatlo ang benefits niya in one plan:

Healthcare – para sa check-ups, hospitalization, at medical needs
Life Insurance (Term Insurance) – protection para sa family
Investment – lumalaki ang pera mo over

🔹 During the 7-Year Paying Period
After mo makabayad ng at least 1 year, may benefits ka na:

Free Annual Physical Exam (sa Kaiser-accredited clinics/hospitals)
Free Basic Dental Services (Kaiser accredited dental clinics)
At least ₱50,000 hospitalization coverage -the cheapest plan (kung ma-confine, hindi pa kasama pre-existing)

🔹 Insurance Protection
Natural Death (after 2 years):
Makukuha ng beneficiary ang term insurance benefit
Waived na ang remaining payments
Tuloy pa rin ang plan, magiging fully paid na ma transfer sa primary beneficiary

Accidental Death:
Double ang makukuha na term insurance benefit
Walang contestability period (as long as active ang plan)

Total Disability:
Considered fully paid na rin ang plan

🔹 After Paying (Year 8–20)- Waiting Period
Makakatanggap ka ng Certificate of Full Payment (sa Kaiser Online Portal)
Dito na mag-start mag-grow ang investment mo
May access ka na sa Annual Healthcare Benefit Limit
✔ Pwede mo na itong gamitin for:
Check-ups
Hospitalization
Covered na rin pati pre-existing conditions (starting this phase)

✔ Kung hindi mo magamit:

Nagca-carry over at naiipon yearly
Lumalaki hanggang maturity (20 years)

🔹 At Maturity (After 20 Years)
May 3 options ka:

* Withdraw lahat
End na ang healthcare coverage

* Partial withdrawal (hal. half)
May coverage ka pa depende sa natirang fund

*Iwan mo lang (no withdrawal)
Tuloy ang lifetime healthcare + tuloy ang growth ng investment

🔹 Key Idea
Si Kaiser ay para sa:
Long-term health security
Healthcare fund mo in the future
Protection + ipon + growth in one plan

For Quotation, click this link:https://171460ph.imgcorp.com/quote/kaiser

19/02/2026

💙 3 life “IFs” — die too soon, get sick, or live too long. Plan your future with Kaiser International Health Group.

Get a personalized quotation now or send us a message to learn more! 💡

19/02/2026

Curious about International Marketing Group?
Alamin kung paano ito tumutulong sa financial education at pagbuo ng wealth.

Attend a FREE seminar or webinar orientation today!
Send us a message now!

19/11/2025

Welcome to our Financial Literacy Webinar designed to help you understand the essentials of building a strong and secure financial future. In this session, we walk you through the concept of your Financial House—the step-by-step framework for achieving li

15/11/2025

Watch our pre-recorded short financial literacy seminar and learn the essential pillars of a solid financial foundation: Healthcare, Insurance, Debt Management, Emergency Funds, and Investments.

💡 Take control of your finances today and start building a future you can rely on!

Welcome to our Financial Literacy Webinar designed to help you understand the essentials of building a strong and secure financial future. In this session, we walk you through the concept of your Financial House—the step-by-step framework for achieving li

27/09/2025

🌟 Ultimate Kaiser Health Builder Plan

Your Health. Your Future. Your Security.

Offered by Kaiser International Healthgroup, Inc., a trusted and actuarially-sound company.
This innovative program is the first of its kind in the Philippines, bringing together the best features of an HMO, Health Savings Plan, and Financial Investment in one powerful package.

✅ Why Choose Kaiser Health Builder?

Healthcare + Savings + Insurance + Emergency Fund in one

Long-term care guaranteed even after age 60

Portable account – stays with you even if you change or lose jobs

Return of Payment for non-utilization in the first 7 years

Pay only for 7 years with fixed rates

🛡️ Four-Way Insurance Coverage

Term Life Insurance

Accidental Death & Dismemberment

Waiver of Installment (Death)

Waiver of Installment (Permanent Disability)

💊 Health & Wellness Benefits

Outpatient services

Annual physical exams

Dental coverage

💼 Flexibility & Growth

For individuals or as a company health savings program

No exclusions from 8th year onward

Upgradeable within 30 days

Reinstatable within 2 years if lapsed

💰 Build Your Health Savings Account (HSA)

From Year 8 to 20: Annual benefits accumulate with interest

Beyond Year 20: HSA continues to earn interest

Benefits usable at any age

📌 Key Facts

Issue age: up to 60 years old (coverage extends beyond 60)

Payment period: 7 years only

Lifetime healthcare security guaranteed

✨ With Ultimate Kaiser Health Builder, you are not just protecting your health today—you are investing in a lifetime of care, savings, and financial stability.

📞 Talk to us now and start building your health and future.
For Quotation: https://171460ph.imgcorp.com/quote/kaiser

06/09/2025

💙 3 Things That Can Happen to Us… and How Kaiser Long-Term Care Protects You 💙

Life is full of uncertainties. That’s why it’s important to prepare for the 3 IFs in life:

💔 What if you die too soon?
➡️ Your family may lose income. With Life Insurance, Kaiser provides immediate financial support to help replace your income, cover your children’s education, settle debts, and more.

💉 What if you get sick?
➡️ Hospitalization and medical expenses can drain your savings. With Healthcare, Kaiser gives you access to quality medical services and protection, so you can focus on recovery instead of worrying about bills.

👵 What if you live too long?
➡️ You might outlive your savings. With Long-Term Care & Investments, Kaiser ensures continuing income and benefits in your retirement years — so you can live with dignity and peace of mind.

✨ With Kaiser Long-Term Care, you get a complete financial solution:
✔️ Insurance
✔️ Healthcare
✔️ Savings & Investment

📌 Don’t wait for the “IFs” to happen. Start planning today — for yourself, for your family, and for your future.

👉 Get your personalized quotation now!
https://171460ph.imgcorp.com/quote/kaiser

12/07/2025

5th Speaker: Mr. Joen Delas Peñas, SEVC (one of the IMG Big 3s)

12/07/2025

4th Speaker: Mr. Bart Borja, SEVC (one of the Big 3s)
Continuation of the IMG workshop topics

12/07/2025

3rd Speaker: Bro. Bo Sanchez (on a video message)
How to prepare for Famine?

07/03/2025

👏🏻👏🏻👏🏻

Celebrating 23 years of building dreams, changing lives, and creating a brighter future through financial education! 🏆💙

What a journey it has been, and we're stronger than ever in fulfilling our mission! Because of your passion and dedication, we’ve changed countless futures—and we’re just getting started! Let’s keep the energy high and work together to equip 30 million Filipino families with financial education by 2030! 🥂

Here’s to more years of success, growth, and making dreams come true! 💙