07/10/2017
Retirement is a definite destination in the future. When that comes, are you prepared for it?
Let Philplans help you on this. Our Nova Plan 20 is a good investment. Why?
Here are the reasons:
1. On the 7th year anniversary, your investment will start a 5% interest earnings. And this will continue on an annual basis up to the 19th year anniversary of the plan. That is, 13 years of GUARANTEED annual 5% interest earnings!
2. 4-Way Insurance Protection:
a. Credit Life Insurance - If something happens to the investor, the plan is fully paid and the beneficiary/beneficiaries still enjoy the annual 5% interest earnings for 13 years and the invested amount be returned on the 20th year.
b. Disability Insurance - If the investor becomes medically disabled, the balance of payment is waived.
c. Accidental Death & Disability Insurance - If the planholder dies due to accident, the beneficiaries will receive 200% of the Contract Price.
d. Term Life Insurance - I00% of the Contract Price will be given to the beneficiaries, from age 18 to 64 years old, and 50% of the Contract Price will be given to the beneficiaries, from age 65 to 69 years old.
Example Computation: Mr. Juan dela Cruz, age 55 years old, invested P1,000,000. After paying for 3 years on annual basis, he met an accident.
What will the beneficiaries get?
A. Insurance benefits:
a. Credit Life - fully paid
b. Accidental Death - P2,000,000
c. Term Life - P1,000,000
B. Investment benefits:
a. 5% interest earnings still be implemented for the next 13 years. A total of P650,000.
b. Return of Invesment of P1,000,000 on the 20th year
Total Amount Due to the Beneficiaries: P 4,650,000
(-) Total Amount Paid in 3 years : P 635,280 (w/VAT)
Net Total Benefits of the Beneficiaries: P4,014,720
Nobody can surely say that he will enjoy his retirement age even though he has millions in the bank right now. Puwedeng magsara ang bangko.
Iba na ang may siguradong pondo na GUARANTEED ang balik sa iyo. Think ahead. Mag Philplans ka na.
For more details, please contact:
VLB & Associates
Philplans First Inc. (Davao Branch)
Mobile: 0923-6821709/ 0923-6821452