Money Management with Coach Joyael

05/09/2026

Another meaningful Touchpoint Learning session led by our amazing Manager and ABH, Ma’am Fritzie Pedregosa. ❤️

Grateful for the opportunity to learn from the shared insights and experiences of Sanjay Tolani and Sarah Lee, two of the best minds in the financial industry. Their wisdom is a reminder that in this industry, there is always room to learn, improve, and become better for the people we serve.

Thank you, Ma’am Fritzie, for continuously creating opportunities for us to learn, grow, and be inspired. Truly grateful to be part of a team that values growth and excellence. 🙏🏻

05/09/2026

So glad to have a friend like Leslie! Even though we come from different teams, in AXA, you’ll always find someone you can learn from, support, and grow with. Grateful for you, Ma’am Les. 💕

05/09/2026

Proud to be part of a partnership that brings quality healthcare closer to the people we protect. 💙

03/09/2026

𝐀 𝐫𝐞𝐜𝐨𝐠𝐧𝐢𝐭𝐢𝐨𝐧 𝐰𝐞 𝐫𝐞𝐜𝐞𝐢𝐯𝐞 𝐰𝐢𝐭𝐡 𝐚 𝐠𝐫𝐚𝐭𝐞𝐟𝐮𝐥 𝐡𝐞𝐚𝐫𝐭. 💙✨

Honored to be among the Top Advisors of AXA TDP Branch for August 2026 and part of the 2026 Hall of Fame journey.

Behind every recognition are Filipino families who trusted us to help protect their dreams and their future. 🇵🇭💙

Thank you to our clients, our team, and AXA TDP Branch for the trust and support. This inspires us to serve more, protect more, and make a greater impact.

Grateful also to my Unit Manager, Ma’am Fritzie Pedregosa, for the constant support, guidance, and encouragement. Your support means so much and inspires me to keep doing my best for every client. 🤍

𝐇𝐮𝐦𝐛𝐥𝐞 𝐡𝐞𝐚𝐫𝐭𝐬. 𝐁𝐢𝐠𝐠𝐞𝐫 𝐩𝐮𝐫𝐩𝐨𝐬𝐞. 🙏💙

01/09/2026

𝐎𝐧𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐠𝐫𝐞𝐚𝐭𝐞𝐬𝐭 𝐠𝐢𝐟𝐭𝐬 𝐩𝐚𝐫𝐞𝐧𝐭𝐬 𝐜𝐚𝐧 𝐠𝐢𝐯𝐞 𝐭𝐡𝐞𝐢𝐫 𝐜𝐡𝐢𝐥𝐝 𝐢𝐬 𝐭𝐡𝐞 𝐩𝐞𝐚𝐜𝐞 𝐨𝐟 𝐦𝐢𝐧𝐝 𝐭𝐡𝐚𝐭 𝐜𝐨𝐦𝐞𝐬 𝐟𝐫𝐨𝐦 𝐛𝐞𝐢𝐧𝐠 𝐩𝐫𝐞𝐩𝐚𝐫𝐞𝐝. ❤️👨‍👩‍👧

Today, 𝐰𝐞 𝐡𝐞𝐥𝐩𝐞𝐝 𝐚 𝐥𝐨𝐯𝐢𝐧𝐠 𝐎𝐅𝐖 𝐜𝐨𝐮𝐩𝐥𝐞 𝐬𝐞𝐜𝐮𝐫𝐞 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐟𝐨𝐫 𝐭𝐡𝐞𝐦𝐬𝐞𝐥𝐯𝐞𝐬 𝐚𝐧𝐝 𝐭𝐡𝐞𝐢𝐫 𝐛𝐚𝐛𝐲 𝐠𝐢𝐫𝐥. Both Mom and Dad work miles away from home, doing their best to provide a better future for their little one. ❤️

They secured an 𝐢𝐧𝐜𝐨𝐦𝐞 𝐫𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 𝐟𝐮𝐧𝐝 𝐚𝐧𝐝 𝐡𝐞𝐚𝐥𝐭𝐡 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐟𝐨𝐫 𝐃𝐚𝐝, so their family can remain financially protected should the unexpected happen. They also got their 𝐛𝐚𝐛𝐲 𝐚 𝐡𝐞𝐚𝐥𝐭𝐡 𝐜𝐚𝐫𝐝 𝐭𝐨 𝐡𝐞𝐥𝐩 𝐜𝐨𝐯𝐞𝐫 𝐡𝐨𝐬𝐩𝐢𝐭𝐚𝐥 𝐞𝐱𝐩𝐞𝐧𝐬𝐞𝐬 𝐢𝐧 𝐜𝐚𝐬𝐞 𝐬𝐡𝐞 𝐠𝐞𝐭𝐬 𝐬𝐢𝐜𝐤.
🏥👶🏻

Even from miles away, they can have peace of mind knowing their little girl is protected and her needs will continue to be taken care of.

𝐓𝐡𝐞𝐲 𝐦𝐚𝐲 𝐛𝐞 𝐟𝐚𝐫 𝐟𝐫𝐨𝐦 𝐡𝐞𝐫, 𝐛𝐮𝐭 𝐭𝐡𝐞𝐢𝐫 𝐥𝐨𝐯𝐞 𝐚𝐧𝐝 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐚𝐫𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐜𝐥𝐨𝐬𝐞. ❤️

Thank you for trusting me to be part of this important step in protecting your family. May your little one grow healthy, happy, and always blessed. 🤲🏻✨

29/08/2026

❤️ 𝐅𝐀𝐌𝐈𝐋𝐘 𝐎𝐅 𝟓 𝐒𝐄𝐂𝐔𝐑𝐄𝐃! 🏥💙

Happy and grateful to have helped these 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐦𝐚𝐧 𝐩𝐚𝐫𝐞𝐧𝐭𝐬 𝐟𝐫𝐨𝐦 𝐂𝐞𝐛𝐮 secure health protection for their family of five! They’ll be protected from the financial burden of hospitalization, with coverage for expenses such as doctors’ fees, laboratory tests, ICU care, and surgeries—no matter how high their hospital bill may be. 🤩

Despite the additional medical documents, lab tests, and requirements needed for their application, they patiently cooperated every step of the way. 🙏🏻

As parents and business owners, they understand the importance of protecting not just their livelihood, but also their family’s health and financial security.

Thank you for trusting me to be part of your family’s journey toward better health protection! 🤝✨

𝐀 𝐟𝐚𝐦𝐢𝐥𝐲 𝐨𝐟 𝟓. 𝐎𝐧𝐞 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧. 𝐆𝐫𝐞𝐚𝐭𝐞𝐫 𝐩𝐞𝐚𝐜𝐞 𝐨𝐟 𝐦𝐢𝐧𝐝. 💙

26/08/2026

𝐀 𝐜𝐥𝐢𝐞𝐧𝐭 𝐢𝐧𝐪𝐮𝐢𝐫𝐲 𝐭𝐡𝐚𝐭 𝐭𝐮𝐫𝐧𝐞𝐝 𝐢𝐧𝐭𝐨 𝐚 𝐦𝐞𝐚𝐧𝐢𝐧𝐠𝐟𝐮𝐥 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧. ❤️

He first reached out to me last year, simply looking for a health card that could help take care of his healthcare needs. Fast forward to today, he finally decided to take that step and secure himself.

What makes me even prouder is knowing that he is a 𝐲𝐨𝐮𝐧𝐠 𝐆𝐞𝐨𝐝𝐞𝐭𝐢𝐜 𝐄𝐧𝐠𝐢𝐧𝐞𝐞𝐫 who is also one of the people financially supporting his family. He works hard not only for his own dreams, but also for the people who depend on him.

His health card will help cover his 𝐨𝐮𝐭𝐩𝐚𝐭𝐢𝐞𝐧𝐭 𝐜𝐡𝐞𝐜𝐤𝐮𝐩𝐬, 𝐥𝐚𝐛𝐨𝐫𝐚𝐭𝐨𝐫𝐲 𝐭𝐞𝐬𝐭𝐬, 𝐚𝐧𝐝 𝐡𝐨𝐬𝐩𝐢𝐭𝐚𝐥𝐢𝐳𝐚𝐭𝐢𝐨𝐧, giving him access to healthcare without having to worry as much about the financial burden that can come with getting sick.

This is exactly why health protection matters. When you are the one carrying financial responsibilities, getting sick should not mean putting your family's finances at risk.

I’m proud of you, Sir, for choosing to prioritize your health and future. 💙 Your decision today is an investment not just for yourself, but for the family you work so hard for.

Thank you for trusting me to be part of this important decision. May you continue to grow in your career, achieve your dreams, and stay protected along the way. 🙏✨

If you’re also working hard to support your family, let’s talk about a health plan that fits your needs and budget. Your health deserves a plan too. ❤️

26/08/2026

Proud of this responsible couple for making the decision to secure their family with a health card. ❤️

As 𝗱𝗼𝗰𝘁𝗼𝗿𝘀, they understand the importance of being prepared, especially when it comes to unexpected hospitalization and the financial burden that can come with it.

They chose to protect themselves with 𝐀𝐗𝐀’𝐬 𝐆𝐥𝐨𝐛𝐚𝐥 𝐇𝐞𝐚𝐥𝐭𝐡 𝐀𝐜𝐜𝐞𝐬𝐬, giving them access to quality healthcare, trusted doctors, leading hospitals, and excellent medical facilities 𝐚𝐧𝐲𝐰𝐡𝐞𝐫𝐞 𝐢𝐧 𝐭𝐡𝐞 𝐰𝐨𝐫𝐥𝐝! 🌍🏥

And because they chose a family plan, they were also able to take advantage of the 𝟏𝟓% 𝐟𝐚𝐦𝐢𝐥𝐲 𝐝𝐢𝐬𝐜𝐨𝐮𝐧𝐭! 🎉 🤩 More protection for the family, while making the most of their investment.

They know that when it comes to health, having the freedom to choose the right doctor and hospital matters. More importantly, they understand that protecting their health also means protecting their hard-earned finances and their family’s future.

A truly responsible decision from a couple who knows that being prepared today can make a huge difference tomorrow. 💙

Thank you for trusting me to take care of you toward better health and stronger financial protection. Here’s to protecting what matters most! 🥂

14/08/2026