John Daniel Dabalos - Financial Advisor, SunLife PH

27/06/2024

Are You Future-Proof? Why Life Insurance Is a Must-Have

In a world brimming with uncertainties, the importance of life insurance cannot be overstated. Imagine the tranquility that comes with knowing you're covered, no matter what. With today's soaring hospitalization costs, one unforeseen event can upend your financial stability. Don't let hospital bills become a burdensome legacy for your loved ones.

Securing life insurance is about safeguarding the future—not only for you but also for your family. It's about ensuring that, regardless of what happens, their quality of life doesn't decline because of your absence. It's about being responsible and forward-thinking.

Don't wait for life's unpredictability to catch you off guard. Take the reins. Protect your future and confidently navigate even the harshest storms.

23/02/2023

Turn your dream business into reality. We are here to help you reach yours and your business' full potential. At sunlife, you can dare to dream. ☀️

08/01/2023

It's a new year, another chance to be brave and work for a brighter life - still, with your . 💛

20/01/2022

It is my commitment to bring quality service to my clients and future clients.

☀️

15/11/2021

It's just November but it'll be Christmas before we know it! Some of us already even received our bonus pay. Here are some ideas on how to celebrate while still making sure that you have you still have money for necessities after the season. 🥳

18/09/2021

17/09/2021

DO SOMETHING TODAY THAT YOUR FUTURE SELF WILL THANK YOU FOR.

Congratulations to my client on making a bright decision to secure his future! Thank you for choosing SunLife and for trusting me as your financial advisor!



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14/09/2021

[𝟒 𝐑𝐄𝐀𝐒𝐎𝐍𝐒 𝐖𝐡𝐲 𝐘𝐨𝐮 𝐒𝐡𝐨𝐮𝐥𝐝 𝐆𝐞𝐭 𝐀 𝐂𝐡𝐢𝐥𝐝 𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧 𝐏𝐥𝐚𝐧 𝐈𝐧 𝟐𝟎𝟐𝟏 & 𝐍𝐨𝐭 𝐖𝐚𝐢𝐭 𝐓𝐢𝐥𝐥 𝟐𝟎𝟐𝟐]

Providing children the ideal opportunity for learning and development is any parent’s priority. And as the cost of education goes on rising each day, it is necessary to invest in a savings plan that offers sufficient funds to meet the expenses at key educational milestones in their lives.

Smart parents know how to plan early and take advantage of compounding interest.

== Benefits of Investing Early In A Child Education Plan ==
1. Cost of Education Is Increasing
- The fees for higher education are becoming increasingly unaffordable, such that you may have to avail a loan to meet your child's education needs. If you have wisely started investing in a child plan at an early age, then the investment sum gathered at the time of maturity will be adequate to meet the inflated fees of colleges.

2. Avoid Additional Loans
- The most common way to arrange funds for expensive degrees is an educational loan. If you’re a young parent, you still might yourself be paying your education loans right now. Why take up additional liability? Your savings/investment that you start doing today will help you and your child the most in the future.

3. Investment and Protection:
- Through an endowment plan for child education, you get the dual benefits of insurance and investments. If the parent purchasing the child plan is not around anymore, then the insurance company pays a sum assured immediately and periodic annual pay-outs until the end of the policy tenure. These pay-outs are sufficient to pay your child's school fees in your absence.

4. Tax Benefits
- The premium paid is tax exempted unlike fixed deposits or equity shares which attract a long-term capital gains tax.

The formula to know how much to save, it's about 5% of your monthly income which you should save.

To sum it up, make sure you invest early in a child education plan. Take the initiative and sit down with your advisor to check with them if there are any good education savings plans out there. Start investing early, even if it is a small amount it doesn't matter. At least you get started.

If you are a financial advisor reading this and looking to upgrade yourself to better value add your client, check out the book I’ve prepared for you here: https://bit.ly/3tCb0a8

14/09/2021

Have one before its too late ☀️

11/09/2021

Keep in mind that you are constantly evolving. 🌱 Whatever your past mistakes are — they do not define you when you are willing to grow and improve.

01/08/2021

It's August officially! We are in the last month before we hit the -ber months. We're so proud that you're able to lift all that load and challenges along the way, which is no small feat. Face the day with your brightest smile, champ! You are gold! ✨

29/07/2021

Talk to your advisor