Design a brighter future

04/01/2024

It’s 2024, another year to be better.
Let us learn to be wiser in handling our finances. ✨

Here is the basic 50/30/20 Rule:
You divide your income into three sections, corresponding to where you intend to allocate them.

50% for your NEEDS
30% for your WANTS
20% for your SAVINGS & DEBTS

Of course, the division of percentages and the allocation of each is different for every person.

Some might consider allotting 30% of their income to their savings & debts, and 20% for their wants. Others consider retirement fund and insurances to be important and therefore include them in the needs section with a higher pecentage.

Whatever that is for you, your budget will be your guide towards the financial freedom you yearn, slowly but surely.

Tracking your income and being aware of your spending habits helps you be mindful of your money.

Start small, start slow, and surely you will get to your goals.

—
No idea where to put your savings and investments?
Let me help you.

Sha R.
Licensed insurance advisor
Design a brighter future

24/11/2023

Savings is good!
Savings + Emergency Fund is better!
Savings + Emergency Fund + LIFE INSURANCE is THE BEST!

Protect your hard-earned money so it is spent on the things you intend it for.

Protect. Then, Accumulate. Finally, Distribute.
We cannot completely avoid the risks in our life, but we can manage it.

Consult an insurance advisor today.
Let’s talk about designing a brighter future for you ☀️

Sha R., Licensed Insurance Advisor
Design a brighter future

21/11/2023

YOUR INCOME'S HIERARCHY OF NEEDS

Life insurance is like a basic safety step in your financial plan.

It's there to make sure that if something unexpected happens to you, your family & loved ones will have the money they need to keep going.

Everyone's story has the same end; we just don't know when - but we know that these SADD (sickness, accidents, disability, diseases) circumstances are inevitable. That's why having a life insurance is smart. It puts a safety net under your family's future.

Think of your money plan like how you would build your house. You wouldn't start with the roof, right? You'd start with a solid foundation. Life insurance is that foundation.

It protects your family's future, so you can then focus on growing your savings and sharing it out when the time is right.

Make sure your financial house is built on solid ground. Start with life insurance, and then build up from there.

Let's design a brighter future for you!
We can tailor fit a plan for your needs and goals.

Let's talk about your security,
Sha R., licensed advisor.
Design a brighter future
---

Post inspired and sourced from
Dr. Sanjay Tolani, Learn.sanjaytolani.com

07/11/2023

13th month pay season na!

Since our 13th month bonus is an annual regular thing we receive,

Why don’t we invest just a part of that, in an annual regular thing that will sustain and benefit us not just this year, but in the years to come?

Walang bawal — gusto mo bang…
Magpa-rebond, go!
Mag-shopping, go!
Mag-travel, go!
Mag-samgyup, go!

Mag-celebrate at mag-enjoy, pero sana ay gustuhin din nating magtabi para sa ating future ☺️

No matter how small, even just a portion you save/invest, will go a long way for you.

Remember, “All big things come from small beginnings.” — James Clear

What are some ways that we can invest our bonuses in ourselves, the bright way?

——

Let me help you, financial planning consultation is free.
Let’s design a for you! ☀️

Sha R.
Licensed Insurance Advisor
✉️ Design a brighter future

18/06/2023

Happy Father's Day sa aming Tatay, Papa, and Daddy of our lives! Know that you are cherished and we are forever grateful for securing a brighter future for your family and loved ones.

Thank you for being our . 💛

Happy Father's Day sa mga Tatay, Papa, and Daddy of our lives! Know that you are cherished and we are forever grateful for securing a brighter future for your family and loved ones.

Thank you for being our ! 💛

12/06/2023

This 125th Independence Day, we celebrate the pride of being a Filipino. 🇵🇭

As we continue to live freely, let's aim to be free from financial debts and have a brighter life by achieving financial freedom! 💛

27/04/2023

Dear partners in life,

Great news!

We have added a new feature to the Sun Life PH Mobile App. Starting April 24, 2023, you can now initiate your Hospital Income Benefit Claim (HIB) requests with just a few clicks! ☀

27/04/2023

☝🏼

24/03/2023

MARAMING SALAMAT, DEAR CLIENTS.
Ito ay para sa inyo!

12 years as No. 1 in the Philippines! ☀️
We’re delighted to be the leader in both Total Premium Income and in New Business.

More than anything, this is a testament to our clients’ trust and support.
You inspire us to shine brighter.

12 years as No. 1 in the Philippines! We’re delighted to be the leader based on 2022 Total Premium Income and New Business.

More than anything, this is a testament to our clients’ trust and support. You inspire us to shine brighter! 💛

21/03/2023

Family is forever.
Whether by blood or by choice,
let us always make sure we never forget them.

Show your love to your family today. 🤍☀️

06/03/2023

“May bukas pa naman.”
“There’s always a next time.”

Papano if maging too late na?

Kaya hindi ba, mas mainam na gawin na ang kaya namang gawin ngayon kaysa ipagpabukas pa natin?
Habang malakas pa tayo.

Lahat ng kaya natin ngayon —
Magimpok, mag invest, magplano, alagaan ang ating mga sarili, maging secured at maging healthy, kahit ano pa yan, ay gawin na natin.

Dahil mabilis lang ang oras, and before you know it, inaani mo na ang kinabukasang matagal mong dinedesire for you and your loved ones.

Magpapasalamat sayo ang future self mo for sure. ☀️

03/03/2023

“Saka ko lang naman mapapakinabangan ‘yan kung wala na ako.”

“Di naman para sa’kin yan eh, yung beneficiaries ko lang makikinabang.”

“Ano ba ‘yan? Dapat muna magkasakit ako or mawala bago ako may makuha.”

—
These are common misconceptions about life insurance.
How about we break these and find out what it really is?

Let’s learn more about what life insurance can do for you.

Alamin natin ang ating current needs at ang mga goals na gusto natin ma achieve. Magtulungan tayong planuhin anong maganda plan ang fit para sayo.

Financial planning consultation is free.
Let’s design for you! ☀️

Sha R.
Licensed Insurance Advisor
✉️ Design a brighter future