AIA Phils. Insurance Agent - Andres Evangelista

20/05/2026

🏢 Why This Plan is Important to Employers

Builds a Strong Employer Image — Offering comprehensive employee protection signals that the company genuinely cares about its workforce, boosting trust and reputation.
Attracts & Retains Talent — Companies with better benefits packages are more competitive in hiring. A positive employer brand directly influences a candidate's decision to join or stay.
7 Benefits in One Affordable Package at ₱681.60/year/employee:

Total & Permanent Disability
Accidental Death, Dismemberment & Disability
Group Yearly Renewable Term Life (listed twice — likely covering employee + dependent)
Terminal Illness Benefit
Accidental Medical Reimbursement
Critical Illness Benefit

Boosts Employee Morale & Productivity — Protected employees are less stressed and more focused, directly impacting business outcomes.
Cost-Effective Corporate Responsibility — Less than ₱2/day per employee for full-year protection is a smart, low-cost investment in human capital.

Bottom line: For employers, this isn't just an expense — it's a strategic investment that builds loyalty, reputation, and a healthier, more committed workforce.

13/05/2026

Ever wondered what happens after you make a critical illness claim? 🤔 Most people don’t think about the long-term impact on their coverage.

Check out this clear comparison. Would you prefer a policy that terminates after just one serious diagnosis? Or one that lets you claim multiple times, supporting you through life’s different challenges? ⛰️

The answer is clear! Choose comprehensive protection with up to 3 critical illness claims under a single policy. Don’t leave your health and financial well-being to chance.

Want to learn how this multiple-claim benefit works? Send me a message! Am here to help you make the smartest choice for your future.

10/04/2026

When emergencies go beyond your HMO, be ready with medical protection that goes the extra mile. Protect more. Worry less. 💙

23/12/2025

Most Filipino parents think naming their child as an irrevocable beneficiary is the safest, most loving move.

It seems like the right thing to do. It sounds responsible. It looks like the perfect decision.

But here’s the truth almost nobody explains:

Assigning a minor as an irrevocable beneficiary can trap your family in court, freeze your insurance proceeds, and drag your child into adult legal battles they should never experience.

Unfortunately, here’s the saddest part. It’s not the insurer blocking the payout; it’s the law. Under the Insurance Code of the Philippines, minors cannot give legal consent, cannot receive insurance money, cannot manage benefits and cannot authorize any policy changes.

So the moment you make your child an irrevocable beneficiary, you unintentionally create a legal setup that forces court intervention, guardianship hearings, and family conflicts, and the money, especially more than P500,000, that is meant to protect your child becomes money that can't reach them when they need it most.

(Section 182 of the Philippines Insurance Code)

23/12/2025

My very first VIP client, who trusted me 20 years ago, is now happy to be receiving her maturity benefit.

Note: The attached photo is the client's and with her permission but blurred for privacy.

08/11/2025

May HMO na ako! But HMO is not enough to shoulder the total bills in the hospital lalo na pag critical illness ang cause of confinement. How much more sa recovery.

Getting a critical illness plan is not just a preparation. It is a strategy.

07/11/2025

A plan that is full of GUARANTEES!

✅ Guaranteed insurance coverage until age 100
✅ Guaranteed critical illness coverage until age 100
✅ Guaranteed cash payout until age 100
✅ Guaranteed paying period for only 10 years

DM me for details. 😍

27/10/2025

It's all about being prepared and practical.

20/10/2025

Get an outright double coverage at no extra premium upon approval of your policy.

GUARANTEED!

19/10/2025

16/10/2025

Seniors over 60 often hesitate to get life insurance because of worries about high costs, health concerns, or thinking it’s not needed at their age. However, life insurance is important as it helps cover final expenses, pays off debts, supports loved ones, and provides peace of mind by easing financial burdens after they pass away. It’s a valuable way to protect family and plan for the future, no matter your age.