11/03/2020
🏆 We Offer Business Loan and Check Rediscounting. 👌
✅ Is your business one year in operation?
✅ Are you 25 - 64 years of age?
✅ Do you have a checking account?
You are pre-qualified to avail a loan!
Minimal Requirements.
Get it in 7 days or less.
Non-Collateral Business Loan.
In addition to that:
✔ Tutulungan ka sa approval
✔ Mas mababang interest rate
✔ Fast and hassle-free transaction
✔ Certified and friendly loan consultants
✔ Higit sa lahat, Excellent Customer Service
FREQUENTLY ASKED QUESTIONS
Q: Who can apply?
A: Business owners who qualify on the following eligibility criteria:
- AGE: Minimum 25 years old and maximum 64 years old (Client with age 60 and above should have their Co-borrower).
- BUSINESS: Must have a one (1) year existence of the business; duly registered with DTI or SEC for Corporation.
- Checking Account:
Must have one (1) year old checking account.
(If the Checking Account is less than one (1) year, client should have at least two (2) years Savings account and at least two (2) years Business operation)
Q: What are the requirements?
A: Requirements for Business Loan
- Duly accomplished Application Form with authority to verify deposits
- 2 x 2 ID picture
- 2 valid Government Ids (Photocopy)
- 3 months latest Bank Statement
- Photo of Borrower
- Photo of Business
- Latest Proof of Billing (Residence/Business)
- Business / Mayor's Permit
Sole Proprietorship
- DTI Certificate
Corporation
- SEC Registration
- General Information Sheet
- Articles of Incorporation and By Laws
- Board Resolution / Secretary Certificate
Q: How long is the processing time?
A: For a client who submitted the complete requirements, turn-around time will be seven (7) working days for Business loan and one (1) day of processing for Check Rediscounting.
Q: What is the minimum and maximum loanable amount?
A: Loanable amount is Php100,000.00 to Php10,000,000.00.
Q: What are the terms of my Business loan?
A: Minimum of 3 months and a maximum of 6 months to 1 year term depending on the approval of the Credit Committee.
Visit https://jkcapital.com.ph for more information.
