IMG Wealth Academy Davao

23/10/2025

The Ultimate Kaiser Health Builder Plan is a healthcare plan that allows one to control his own health and provide for his own future.

Kaiser International Healthgroup, Inc. is an actuarially-sound, product-based business. It brings together the best features of an HMO, Health Savings Plan, and a financial investment.

An innovative program, the first of it's kind in the country;
Guarantees long-term care even after the age of sixty when the client has only himself to rely on;
Healthcare coverage, savings, emergency fund, and insurance rolled into one;
An accumulative, self-earning investment that comes with Return of Payment for non-utilization in the first seven (7) years of coverage;
A portable account! Even if you change or lose jobs, your plan and funds stay with you;
A four-way insurance coverage:
Term Life
Accidental death and dismemberment
Waiver of installment due to death
Waiver of installment due to permanent and total disability;
Outpatient benefits, annual physical examinations and dental coverage;
Coverage is for individuals but can be installed in companies as a health savings salary deduction program;
No exclusions from 8th year onward;
Flexible, Upgradeable within 30 days ;
Annual lifetime healthcare benefits from years 8 to 20 accumulate with interest in a "Health Savings Account"
"Health Savings Account" earn interest beyond 20 years.
Benefits can be used up to any age.
Payable in 7 years only with fixed rates for the entire paying period;
Issue age up to 60, but coverability extends after 60; and,
Reinstatement can be done within 2 years after lapsed policy.

23/10/2025

AI Overview
The Kaiser Ultimate Health Builder is a long-term health plan offered by Kaiser International Healthgroup, Inc. that combines healthcare, savings, and investment into a single product. It provides coverage through a 7-year payment period followed by a 13-year accumulation period, after which it guarantees long-term healthcare benefits and a return of premiums for non-utilization during the first seven years. The plan also includes life and accidental death insurance, offers outpatient benefits, and has no exclusions from the eighth year onward.
Plan features

Combined benefits:
It integrates a Health Maintenance Organization (HMO), a health savings account, and a financial investment.

Long-term care:
It ensures healthcare coverage even after retirement, typically after the age of 60.
Portable account:
The plan and accumulated funds stay with the individual even if they change or lose jobs.
Four-way insurance:
It provides term life, accidental death and dismemberment, and waiver of installment due to death or permanent disability.
Return of payment:
There is a return of payment for non-utilization during the first seven years of coverage.
Accumulation and interest:
Savings accumulate and earn interest, and after the 20th year, the accumulated funds are available for use, or can be converted to a pension-type income.

How it works

Payment period: You pay fixed rates for the first seven years.

Accumulation period: During the next 13 years, your funds accumulate with interest, and health benefits are available.
Maturity: After 20 years, the plan matures. You can use the accumulated funds for health needs or other expenses, with a portion of premiums returned if there were no claims during the initial payment period.

19/10/2025

Kaiser International is a top-tier HMO with high-quality comprehensive short term healthcare solutions to a diverse range of clients, including government groups.

Kaiser National HealthCare Shield is designed to cater to the needs of government employees and designed to provide benefits even for high-risk cases including pregnant women, senior citizens and persons with disabilities

It provides a five-point healthcare program with

In-patient benefit
Out-patient benefit
Emergency care benefit
Annual Physical Exam, and
Dental Benefit

PLUS Financial Care Benefit for principal member death and dismemberment

19/10/2025

19/10/2025

Good News for Government Institutions and Government Employees 🇵🇭

The Philippine Government has taken a big step to support government employees by providing P7,000 yearly Medical Allowance.

Kung titignan mo parang ang liit, but with Kaiser specialized National Health Shield Care Program, malayo ang mararating nito.

Benefits of National Healthshield Care:
1. HMO Coverage of 75,000 per illness, per year.
2. Pre existing illness coverage
3. In Patient / Out Patient Coverage
4. Semi-Private Includes Major Hospitals
5. And many more benefits.
BONUS: Family Financial Assistance
✅ Natural death 10K
✅ Accident death 20K

Yung akala nating maliit na 7,000 yearly Medical benefits ay pwede kang mabigyan ng High-quality Healthcare Coverage.

Avail Kaiser’s National Health Shield Care now through your institution’s group plan and experience the peace of mind you deserve.

Message me to know more.

19/10/2025

Healthcare That Has Your Back 🩵

The National Healthcare Shield strengthens your agency by securing every member’s health and peace of mind. Led by an authorized signatory, applications follow trusted standards, making healthcare protection accessible and dependable for all. Designed to be more than a benefit, it is a shield that protects today, sustains tomorrow, and empowers your team to serve with confidence and resilience.

07/09/2025

𝐒𝐡𝐚𝐩𝐞 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐅𝐢𝐧𝐚𝐧𝐜𝐞: 𝐁𝐞 𝐏𝐚𝐫𝐭 𝐨𝐟 𝐚 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐯𝐞 𝐌𝐨𝐯𝐞𝐦𝐞𝐧𝐭

Join Us in Building a Revolutionary Financial Services Industry

Through legacy-changing financial literacy, we’re empowering individuals and families to break cycles of financial uncertainty. This isn’t about transactions—it’s about transformation.

Why This Matters

"Give a person a fish, and they eat for a day. Teach them to fish, and they thrive for generations."
Traditional sales models focus on short-term gains. We’re rewriting the playbook by prioritizing education over transactions, equipping people with the tools to build lasting financial freedom.

Your Invitation to Make History

Attend our orientation session and discover how you can:
✅ Champion ethical financial education
✅ Empower communities with sustainable wealth-building strategies
✅ Leave a generational impact through purpose-driven work

Event Details
📅 Date: September 9, 2025
⏰ Times: 1st session 10:00 AM; 2nd session 5:00 PM
📍 Location: IMG Financial Education Center, 5th Floor, Landco Corporate Centre, JP Laurel Avenue, Bajada, Davao City

RSVP Now
Secure your spot by replying to this message or contact the person who invited you. Limited seats available—be part of the first wave of change-makers!

01/08/2025

You have the power today to change the story of your tomorrow.

One decision. One step. One choice to take control.

Your future starts now and it starts with you. 🤙

Start building your Future.
Save and Invest.
Let's talk.

21/07/2025

Transform, don't burn: Sustainable growth is forged in the slow fire of consistent effort.

Came across powerful visual metaphor on LinkedIn today:

two meals, one burnt from one hour at 900°F, and one perfectly cooked from three hours at 300°F.

It was a timely reminder that lasting growth - both personal and professional - is not about speed, but about strategy, consistency, and patience.

We live in a world that glorifies urgency, but real mastery takes time. So if your journey feels slow, take heart—you might just be slow-cooking something exceptional

Prince A.

09/07/2025

SUCCESS NOW BELONGS TO THE MOST FOCUSED, NOT THE MOST TALENTED.

𝙄𝙈𝙂 𝙒𝙚𝙖𝙡𝙩𝙝 𝘼𝙘𝙖𝙙𝙚𝙢𝙮 𝙜𝙪𝙞𝙙𝙚𝙨 𝙮𝙤𝙪 𝙩𝙤 𝙨𝙩𝙖𝙮 𝙛𝙤𝙘𝙪𝙨𝙚𝙙 𝙖𝙣𝙙 𝙖𝙘𝙘𝙚𝙡𝙚𝙧𝙖𝙩𝙚𝙨 𝙮𝙤𝙪𝙧 𝙟𝙤𝙪𝙧𝙣𝙚𝙮 𝙩𝙤 𝙖𝙘𝙝𝙞𝙚𝙫𝙞𝙣𝙜 𝙮𝙤𝙪𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙜𝙤𝙖𝙡𝙨.

In this, it’s no longer about survival of the fittest.
It’s now survival of the most focused.
It’s now about who knows what they want and refuses to be distracted.
You can be talented and still fail.
You can be smart and still stuck.

Why?
Because without focus, you’ll keep starting and never finishing.
Everyone is busy.
Everyone is trying.
But only the focused ones are building empires, creating impact, and making money consistently.
Focus is now the real currency.
So what’s stealing your focus?

EXTERNAL DISTRACTIONS
•Social media scrolling
•Endless WhatsApp chats and group messages
•Phone notifications every 5 minutes
•Unnecessary calls
•Excessive watching of movies
•Trying to keep up with every trend
•Consuming too much content without action
•Jumping from course to course
•Attending every training without implementing
•Always being available to everyone

INTERNAL DISTRACTIONS
•Overthinking and second-guessing
•Fear of missing out (FOMO) •Comparison syndrome
•Perfectionism
•Procrastination disguised as “planning”
•Imposter syndrome
•Emotional baggage
•No clarity or defined goals
•Trying to please everyone
•Saying “yes” to everything

LIFESTYLE DISTRACTIONS
•Poor time management
•No structure or routine
•Toxic relationships
•Multitasking everything, finishing nothing
•Inconsistent sleep or rest

If you want to win in this season,
Mute the noise.
Pick your lane.
Protect your focus like your life depends on it because it does.
The world is loud.
You don’t need to do everything.
You just need to do the right thing, and do it consistently.

©️ Money Up Academy

27/06/2025

𝙏𝙞𝙧𝙚𝙙 𝙤𝙛 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙐𝙣𝙘𝙚𝙧𝙩𝙖𝙞𝙣𝙩𝙮?

IMG Wealth Academy's "Secrets to Saving & Building Your Future" Orientation provides the knowledge and tools you need to build a secure future.

Register Now! https://bit.ly/IMGWealthAcademyBuildUrFuture