Miguel Bacarra - Licensed Financial Advisor from Prulife UK

11/05/2026

It is an honor to be the Top 1 Rookie & Top 1 Financial Advisorfor the month of April 😍🫶🏼

Thankyou clients for your trust, mas pagbubutihin ko po ang serbisyo sa inyo 😊

02/05/2026

𝘾𝙊𝙉𝙂𝙍𝘼𝙏𝙐𝙇𝘼𝙏𝙄𝙊𝙉𝙎 & 𝙃𝘼𝙋𝙋𝙔 𝘽𝙄𝙍𝙏𝙃𝘿𝘼𝙔 𝙈𝙔 𝘿𝙀𝘼𝙍 𝘾𝙇𝙄𝙀𝙉𝙏 🥳🎁

A young businesssman approached me regarding about his concern, despite having an insurance in other companies he still needs a health coverage that would benefit him in the long run.

I also found out that he's having a birthday this May so we also process it as early as we can before his birthday so he can maximize the benefit he currently have in our assessment (aging can also affect the amount of coverage).

I'm glad that I helped my client on his concern and offer him the plan that he needs, I'm also happy that this will be my long term birthday gift to him. 💞

Once again, thank you my dear client for you trust and this is not the end of our connection but this is also the beginning for both of us, see you again throughout your career ☺️🫶🏼

Miguel Bacarra - Licensed Financial Advisor from Prulife UK

22/04/2026

𝐌𝐀𝐘 𝐇𝐌𝐎 𝐍𝐀𝐌𝐀𝐍 𝐀𝐊𝐎— 𝐩𝐞𝐫𝐨 𝐬𝐚𝐩𝐚𝐭 𝐧𝐚 𝐛𝐚 𝐭𝐚𝐥𝐚𝐠𝐚?

Ito ang isa sa pinaka-common na sinasabi ng marami when it comes to protection. Pero lets be real and informed:

𝗛𝗠𝗢 (𝗛𝗲𝗮𝗹𝘁𝗵 𝗖𝗮𝗿𝗱):
• Pang hospitalization & check-ups
• May limit (usually annual coverage lang)
• Active lang habang employed or binabayaran
• Hindi nagbibigay ng cash kapag may nangyaring unexpected

𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲:
• May cash benefit na diretso sa family mo
• Pwedeng gamitin sa hospital bills, daily expenses, utang, education ng anak.
• Long-term protection kahit wala ka na
• May options na may investment & savings component

𝐊𝐚𝐩𝐚𝐠 𝐧𝐚-𝐨𝐬𝐩𝐢𝐭𝐚𝐥 𝐤𝐚, 𝐬𝐢 𝐇𝐌𝐎 𝐚𝐧𝐠 𝐮𝐧𝐚𝐧𝐠 𝐬𝐚𝐬𝐚𝐥𝐨 — 𝐩𝐞𝐫𝐨 𝐤𝐚𝐩𝐚𝐠 𝐥𝐮𝐦𝐚𝐦𝐩𝐚𝐬 𝐧𝐚 𝐬𝐚 𝐥𝐢𝐦𝐢𝐭, 𝐬𝐚𝐚𝐧 𝐤𝐚 𝐤𝐮𝐤𝐮𝐡𝐚 𝐧𝐠 𝐩𝐚𝐦𝐛𝐚𝐲𝐚𝐝?

Kapag may nangyari sayo, si HMO tapos na ang trabaho — 𝐩𝐞𝐫𝐨 𝐚𝐧𝐠 𝐩𝐚𝐦𝐢𝐥𝐲𝐚 𝐦𝐨, 𝐦𝐚𝐠𝐬𝐢𝐬𝐢𝐦𝐮𝐥𝐚 𝐩𝐚 𝐥𝐚𝐧𝐠 𝐚𝐧𝐠 𝐥𝐚𝐛𝐚𝐧.

Hindi sila magka-laban. Magka-partner sila.

HMO = pang gastos sa ospital
Life Insurance = pang proteksyon ng buhay at kinabukasan ng pamilya

Kung gusto mo ng mas kumpleto at mas matibay na safety net, hindi pwedeng isa lang.

Protect your health.
Protect your income.
Most importantly, 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝘆. 🤍

𝘔𝘦𝘴𝘴𝘢𝘨𝘦 𝘮𝘦 𝘪𝘧 𝘺𝘰𝘶 𝘸𝘢𝘯𝘵 𝘢 𝘤𝘭𝘦𝘢𝘳 𝘱𝘭𝘢𝘯 𝘯𝘢 𝘴𝘸𝘢𝘬 𝘴𝘢 𝘣𝘶𝘥𝘨𝘦𝘵 𝘮𝘰. 𝘱𝘳𝘰𝘵𝘦𝘤𝘵 𝘺𝘰𝘶𝘳 𝘧𝘢𝘮𝘪𝘭𝘺💖

13/04/2026

I can't afford a hundred thousands to million worth of hospital bills, that's why I insured myself. It's the wise decision that I made ☺️

13/04/2026

1 Million Claim.

Client diagnosed with Chronic Kidney Disease. 💔
See comment section for full details of claim story!

13/04/2026

This is the very reason why I always encourage, even push sometimes, any one I know to get a Critical Illness Coverage. I tell you, when this happens, no good relative or friend would give you a million peso for your medication.

But I would...IF you are my client!

It’s crazy that some people I know or their loved one had to experience such situation before they realize that I was right all along. Some of them even mocked what I do pa.

Always remember: “Failing to prepare, is preparing to fail.”




📷 Relationship Matters Ph

11/04/2026

Please dont forget to have a quality time with your kids ☺️🫶

Success means nothing
if your kids grow up only knowing your hustle,
but not your hugs.

11/04/2026

Pinaka-valid na reason sa pag-delay ng pagkuha ng insurance ngayon ay ang pagbili muna ng aircon!
Ang ineeeet!