02/02/2024
Life Insurance is an application
SO ITO NA NGA….
Just so we know, life insurance is not a normal commodity. Hindi sya parang damit lang na pwede mong kunin at bayaran sa mall.
It is an APPLICATION PROCESS.
We may seem to be selling it, but the reality is we're not. Because more than the money or the premium involve, there is the requirement of insurability.
Kaya nga mas ineencourage ng mga Financial Advisors yung mga young ones to apply as early kasi mataas pa yung insurability rate nila kaya mas malaki yung chance na ma approve yung application nila to get insured compared sa mga older ones na mas mataas na yung rate na ma decline because of health reasons and other factors.
Kaya the next time that a Financial Advisor comes to you, wag nyo agad isipin na ay bebentahan lang ako nito, kasi hindi naman natin alam kung insurable ka pa ba or hindi.
Kaya kahit may pera ka pa at gustong gusto mo na ng insurance kung hindi ka na insurable, sorry we cannot proceed with your application.
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