IMG Surigao - The Wealth Builders Impire

03/11/2024

AMININ MO MAN O HINDI.....

TATANDA KA AT MADAMI ANG MAWAWALA SAYO PAGDATING NG PANAHON NA YUN.

1. SWELDO - Di ka na kailangan ng boss mo kasi di mo na magampanan tungkulin mo at mas madami nang mas bata ang nag aapply sa position mo kaya tatanggalin ka na kahit anong sipsip ang gawin mo 😄

2. COMPANY HEALTHCARE - Kasabay ng pagtanggal sayo sa work mo ay ang privilege HMO Card na binibigay ng company na ipapagamot ka nila pag nagkakasakit ka noon.

3. LAKAS at TIBAY - Kung dati ay kayang kaya mo magbuhat ng dalawang sakong bigas, pagtanda mo baka isang kutsarang kanin na lang ang kaya mo (ito na rin lang ang hapunan mo kasi bawal na sayo ang madaming kanin..iba't ibang sakit at diabetic na kasi) 😁

4. MADAMING KAIBIGAN - Mababawasan na rin mga kaibigan mo kasi mawawala na yung mga nililibre mo nuon at napapautang mo pa na ngayon ay umiiwas na kasi baka utangan mo pa ng pampagamot mo eh isa pareho mo rin na hindi nag prepare.

5. OPPORTUNITIES - Di ka na rin kukulitin ng mga Insurance Agents, Healthcare agents, or Credit cards na kumuha kahit gustuhin mo kasi kadalasan unang una kulang o wala kang ihuhulog or pambayad, pangalawa hindi na insurable ang Edad mo, lugi na sila (COMPANY INSURANCE/HEALTHCARE)sayo. (at least ligtas ka na sa pangungulit nila- hahaha.

Iilan lang po yan sa mga mawawala sayo pag tumanda ka kaya siguro naman kaibigan bibigyan mo na ng pansin ang pag prepare habang bata ka pa. Lalo na ang LONG TERM HEALTHCARE mo para hindi ka maging Pabigat (mga gastusin) sa mga anak mo pagtanda mo. May something (investment/passive income) na mag aalaga sayo at baka pag agawan ka pa ng mga anak mo pag may pension ka na sobra sobra sa pampagamot mo.

Pag aaralan muna natin LIBRE LANG ang seminar kaya walang mawawala sayo. Para hindi tayo mabiktima ng scams, before you invest in something, invest in time to understand first.

PM ME FOR MORE DETAILS🤗🤗

02/11/2024

𝑩𝒂𝒌𝒊𝒕 𝒑𝒂𝒕𝒐𝒌 𝒏𝒂 𝒑𝒂𝒕𝒐𝒌 𝒔𝒊 𝑲𝒂𝒊𝒔𝒆𝒓 𝑼𝒍𝒕𝒊𝒎𝒂𝒕𝒆 𝑯𝒆𝒂𝒍𝒕𝒉 𝑩𝒖𝒊𝒍𝒅𝒆𝒓?
🤔☀️

9 reasons why you should include to get Kaiser Ultimate Health Builder. ( this is a healthcare product, not a life insurance product )

✅ 1. 𝐒𝐏𝐄𝐂𝐈𝐀𝐋 𝐀𝐂𝐂𝐄𝐒𝐒 𝐓𝐎 𝟖𝟎𝟎+ 𝐡𝐨𝐬𝐩𝐢𝐭𝐚𝐥𝐬 𝐍𝐀𝐓𝐈𝐎𝐍𝐖𝐈𝐃𝐄
🧘‍♂️⛹️‍♂️🚴‍♀️🏊‍♂️💆‍♀️
Kaiser planholders have access to 2000+ hospitals and 10,000 doctors nationwide.
DURING THE FIRST 7 YEARS, mayroon pang free annual physical exam, unlimited dental checkup, unlimited simple tooth extraction at simple dental procedures ( temporary filling, minor denture adjustments). Mayroon ding in-patient benefits, EXCEPT for pre-existing illnesses, critical illness at maternity.

✅2. 𝐂𝐎𝐌𝐏𝐑𝐄𝐇𝐄𝐍𝐒𝐈𝐕𝐄 𝐇𝐄𝐀𝐋𝐓𝐇 𝐂𝐀𝐑𝐄 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒
🚑🏨💊🏩🌡🔬🏥
Starting on the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity.

✅3. 𝐇𝐎𝐒𝐏𝐈𝐓𝐀𝐋𝐈𝐙𝐀𝐓𝐈𝐎𝐍 𝐁𝐄𝐍𝐄𝐅𝐈𝐓
🏨🛏🛌🏩
As mentioned:
first 7 years, in-patient benefits EXCEPT pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits INCLUDING pre-existing, critical illness and maternity.

✅ 4. 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄
👨‍⚕️🏠🏡🙏♿️
in emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family member to hospitals.

✅ 5. 𝐋𝐈𝐅𝐄 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄 𝐂𝐎𝐕𝐄𝐑𝐀𝐆𝐄
🤝👨‍👩‍👧‍👦💰🗂💵
Kaiser planholders have up to 4 way insurance benefit for 20 years or age 75, whichever comes first.
-- group term insurance*
-- waive of premium on death *
-- waiver of premium on total and permanent disability*
-- accidental death and dismemberment
*subject to underwriting

✅ 6. 𝐆𝐔𝐀𝐑𝐀𝐍𝐓𝐄𝐄𝐃 𝐂𝐀𝐒𝐇 𝐁𝐄𝐍𝐄𝐅𝐈𝐓
📊📈💸💵🎯
For 13 consecutive years after the 7th year (hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.
Unused health benefits accumulate with interest for 13 years. Health fund will continue earning interest after maturity.
Accumulated health benefits consumable anytime.
May guaranteed na 3 - 10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay ng retirement age.
You also have the option to just leave it with Kaiser to accumulate.

✅ 7. 𝐋𝐈𝐌𝐈𝐓𝐄𝐃 𝐏𝐀𝐘𝐈𝐍𝐆 𝐏𝐄𝐑𝐈𝐎𝐃
⏱⏳🕰⏰⏳
Kaiser Ultimate health builder has spot cash or 7 years paying period. Guaranteeed, no additional payments!
Pay only 7 years for pre-paid, consumable healthcare you can use till any age!

✅ 8. 𝐄𝐀𝐑𝐋𝐘 𝐌𝐀𝐓𝐔𝐑𝐈𝐓𝐘
Convertible to cash anytime after 20 years.
Kung kumuha ka at age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.

✅ 9. 𝐔𝐍𝐔𝐒𝐄𝐃 𝐇𝐄𝐀𝐋𝐓𝐇 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒 𝐀𝐖𝐀𝐑𝐃𝐄𝐃 𝐓𝐎 𝐁𝐄𝐍𝐄𝐅𝐈𝐂𝐈𝐀𝐑𝐘.
if member passes away with unused health benefits, unused benefits are inherited by beneficiary.
If member passes away during paying period, beneficiaries are given the life insurance proceeds, AND the fully paid plan is inherited by primary beneficiary

𝐉𝐮𝐬𝐭 "𝐒𝐄𝐍𝐃 ME 𝐌𝐄𝐒𝐒𝐀𝐆𝐄" 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐝𝐞𝐭𝐚𝐢𝐥𝐬 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 AND/OR FOR A FREE APPOINTMENT 🙋‍♀️

31/10/2024

Huwag niyong hintayin na magsisi tulad ko. Sa totoo lang, hindi pa huli ang lahat!

Hindi kailangang umabot ng 60 bago mag-retire. Ang tunay na susi ay ang passive income mula sa mga investment na iyong ginawa.

Ngunit tanong ko sa’yo: Handang-handa ka na bang kumilos para sa iyong kinabukasan?

Halika, sumali sa aming libreng LIVE at Zoom webinar at matutunan kung paano magpapalago ng iyong pera para sa iyo.

Mag-message ka lang. Nandito kami para tulungan ka!

24/10/2023

Anak sa kanhi Konsehal sa ato Barangay suyod ng upat ka termino konsehal Lope Muñez Paynandos nga ang serbisyo sad tinu-oray ug maingon man usab kanhi nagserbisyo sulod ng duha (2) ka termino Konsehal-Committee on Finance. Atong ibalik, IBOTO! sa Pagka Konsehal "GINA PAYNANDOS TAC-AN"

24/10/2023

Sabi ng marami mahirap mag ipon!!
alin ba ang mas mahirap?
mag-ipon o ang tumandang walang ipon?
kung hirap ka ngayon na may trabaho kpa, paano na kapag matanda na at wala ng trabaho?
Reminder:
📍Ang edad natin ay umuusad
📍Ang trabaho natin ay temporary
📍Ang lakas natin ay temporary

🤔Kung wala tayong gagawin ngaun na bata pa, malakas at may trabaho pa, cgurado sa oras na katawan natin na ang sumuko sa atin maaala mo ang mga sinabi ko...promise!
Why?
☝️Because...No matter what your excuse is, one thing for sure you're going to get old next year!!! walang ligtas lahat tayo dito patungo..
☝️No matter what your excuse is you'll eventually retire and stop making active income, You have to take an action ,secure your future now to have passive income.

Message me for details
https://270463ph.imgcorp.com/linkbio

23/10/2023

Hanggang saan aabot ang 𝟴𝟴 𝗽𝗲𝘀𝗼𝘀 mo?
Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘, 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 ka na.
The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻.

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 500 major hospitals and pool of doctors.

2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit or the plan coverage
✔- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance.
✔ Receives visa card where the funds are deposited.

Options upon maturity:
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.

Retain all and let it grow at an average of 10% Yearly.

Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.

The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

Message me to get started.
https://270463ph.imgcorp.com/linkbio

23/10/2023

Nagsasawa ka na ba sa mga post ko about financial literacy? Paano maka ipon at paano yumaman? Nagsasawa ka na rin ba sa kaka-invite ko sayo sa Financial Literacy Class?

Kaya ngayon, eto na lang i-post ko HOW TO BE POOR to achieve your financial freedom: 😁

1. Magpanggap kang mayaman.

2. Bumili ka ng hindi mo kailangan.

3. Umutang ka ng P90,000.00 na cellphone
kahit P20,000.00 lang ang sahod mo.

4. Maniwala kang "Money can't buy happiness."

5. Lumipat ka lagi ng trabaho pag nahirapan ka na o napagalitan ka ng boss mo.

6. Magbasa ka ng Bible kahit di ka na kumilos. Tiwala lang sapat na.

7. Wag kang maniwala sa Insurance. Si Cardo nga buhay pa eh.

8. Mag-invest ka sa mga 60% ROI sa loob ng isang buwan. Maniwala kang malaki ang kikitain mo sa pagpapa-aalaga mo ng baboy at manok.

9. Wag kang maniniwala sa mga investment instruments tulad ng Real Estate, Mutual fund, Bonds, Stock Market, at iba pa. Manatili sa 0.25% interest rate ng Savings account habang ang inflation ay 4-5% kada taon.

10. Wag kang matuto o magbasa ng libro. Sila Zuckerberg at Bill Gates nga drop out eh?!

11. Maging YOLO (You Only Live Once). Travel lang kahit utang. Di naman sila nagbabayad non, kaya okay lang yan.

12. Mamuhay sa inggit at galit. Wag hayaang malamangan ka ng dati mong classmate na tatanga-tanga at binu-bully mo lang dati sa school. Kailangan ikaw lang ang umasenso.

Remember: "Every journey starts with just a single step."




😁

Lahat naman gustong mag-ipon. Yung iba nga, laging sinasabi na gusto nilang yumaman. Pero gusto nga ba talaga natin o hanggang wish na lang tayo? Ang hirap kasing mag-ipon di ba? Parang feeling kawawa tayo pag hindi tayo nakasabay, pag hindi tayo nakakain sa mga sikat na kainan, pag hindi updated an...

23/10/2023

When you invest money, don't ask this question,
"Kelan mababalik ang puhunan ?or kailan ko makukuha ang kapital?

Why? Because ang tanong mo paborito ng mga SCAMMER and Hypers yan..
Instead ask this, anong systema(Steps)ang gagawin o susundin para mag earn ng enough residual or passive income every month/year for lifetime until old age..

In this question,you are thinking long term and you're thinking about the set up or system on how income generated.

If your money is valuable, then it should create value..
Generating income from your investment in the process, must create value-in terms of product,service towards your clients, costumers,and stock holders, over entrepreneurs/business owners..

Kung walang value ang na create from the product or service, and making money is the only Agenda,then what to do we call investment? How-to categorize that income..

23/10/2023

Bakit ang Kaiser ang BEST HEALTH CARE INSURANCE para sa pamilya mo?

Dahil ito ay 3 in 1 Savings Plan.

Meron itong:

✅ Healthcare
✅ Life Insurance
✅ Investment

You only pay for 7 years at meron ka ng healthcare until your retirement years.

At alam mo ba na ang Kaiser Health Care Insurance ay..

✅ 85% of the contract price will be given at the maturity date
kung hindi (ma- hospitalize) during the 7 years paying period (Long Term care Bonus ang tawag dito)

✅ Life Insurance or Instant Money ay ibibigay sa beneficiary incase ang plan holder dies too soon.(𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧: 𝙎𝙪𝙗𝙟𝙚𝙘𝙩 𝙩𝙤 𝙚𝙫𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣 𝙖𝙣𝙙 𝙖𝙥𝙥𝙧𝙤𝙫𝙖𝙡 𝙤𝙛 𝙥𝙤𝙡𝙞𝙘𝙮.)

✅ Maaring magamit lifetime kahit 60 years old and above ka na

✅. Waiver ng Installment due to Death. Automatically, ang Kaiser Plan ay magiging fully paid na kahit ang plan holder ay bayad lamang ng 1 buwan. At ang health care coverage will be transferred to the beneficiary .(𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧: 𝙎𝙪𝙗𝙟𝙚𝙘𝙩 𝙩𝙤 𝙚𝙫𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣 𝙖𝙣𝙙 𝙖𝙥𝙥𝙧𝙤𝙫𝙖𝙡 𝙤𝙛 𝙥𝙤𝙡𝙞𝙘𝙮.)

✅ Portion ng fund ay invested sa Mutual funds.
Pag dating ng maturity date, it is GOOD AS CASH. Kung hindi mo naman nais itong withdraw lahat, ang remaining balance nito ay magtutuloy-tuloy and will grow earning not less than 3% interest compounded annually.

✅ Sino ba ang pwedeng mag-avail nitong Kaiser Long Term Care? Ages 10 to 60 years old only

In case YOU DIE TOO SOON or LIVE TOO LONG, handa ka at hindi magiging pabigat sa pamilyang maiiwanan.

MESSAGE US for more details
https://270463ph.imgcorp.com/linkbio

23/10/2023

IMG & Kaiser

𝐈𝐍𝐓𝐄𝐑𝐍𝐀𝐓𝐈𝐎𝐍𝐀𝐋 𝐌𝐀𝐑𝐊𝐄𝐓𝐈𝐍𝐆 𝐆𝐑𝐎𝐔𝐏 (𝐈𝐌𝐆)---Para po sa kaalaman ng lahat, ang 𝐈𝐌𝐆 po at 𝐊𝐀𝐈𝐒𝐄𝐑 ay magkaiba.

Ang 𝐈𝐌𝐆 po ay isang 𝐁𝐑𝐎𝐊𝐄𝐑𝐀𝐆𝐄 𝐂𝐎𝐌𝐏𝐀𝐍𝐘
while ang 𝐊𝐀𝐈𝐒𝐄𝐑 po is 𝐇𝐄𝐀𝐋𝐓𝐇
𝐌𝐀𝐈𝐍𝐓𝐄𝐍𝐀𝐍𝐂𝐄 𝐎𝐑𝐆𝐀𝐍𝐈𝐙𝐀𝐓𝐈𝐎𝐍 (𝐇𝐌𝐎) na isa sa mga companies na partnered nang 𝐈𝐌𝐆
𝐈𝐌𝐆 is a Financial Institution, partnered with top leading companies in the Philippines. Tinuturo po ng IMG ang kahalagahan ng pagkakaroon ng 𝐒𝐎𝐋𝐈𝐃 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐅𝐎𝐔𝐍𝐃𝐀𝐓𝐈𝐎𝐍. Gaya ng tamang pag-iipon, pagkakaroon ng protection through 𝐋𝐢𝐟𝐞 and 𝐇𝐞𝐚𝐥𝐭𝐡 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, paano mo proteksyunan ang 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 mo at kung paano mo palaguin ang pera mo na hindi ka nagtatrabaho para in the future magkaroon ka ng Financial Security.
You don’t invest in 𝐈𝐌𝐆, instead you learn from 𝐈𝐌𝐆.
𝐈𝐌𝐆 membership ay parang discounted 𝐠𝐢𝐟𝐭 𝐜𝐚𝐫𝐝, it helps you save money and reduce your spending. Hindi mo na kailangang dumaan sa mga agents ng mga companies, dahil kapag 𝐈𝐌𝐆 member ka at once nag-invest ka or nag-avail ng mga products ng partner companies ng 𝐈𝐌𝐆, yung fees na para sa agent ay mapupunta na sa’yo. This can be a best way to save money.
To summarize that:
☑️ 𝐈𝐌𝐆 at 𝐊𝐀𝐈𝐒𝐄𝐑 ay hindi pareho
☑️ 𝐈𝐌𝐆 is a 𝐁𝐑𝐎𝐊𝐄𝐑𝐀𝐆𝐄 𝐂𝐎𝐌𝐏𝐀𝐍𝐘
☑️ 𝐈𝐌𝐆 is a Financial Institution
☑️ You don’t Invest in 𝐈𝐌𝐆, You invest in its partnered companies
☑️ 𝐈𝐌𝐆 membership is like discounted gift card. (Discounted and free fees)
✍📖𝐋𝐞𝐚𝐫𝐧 , 𝐄𝐚𝐫𝐧 𝐒𝐚𝐯𝐞, & 𝐈𝐧𝐯𝐞𝐬𝐭🤔

18/10/2023

Some people have this problem:
Ang tagal ko ng nag work sa buong buhay ko trabaho na lang ginawa ko pero bakit wala pa din akong IPON? San nga ba napunta ang pera at sweldo ko?
Baka kasi mali ang FORMULA na ginagamit mo kaibigan 🙂

Wrong Formula: Income - Expenses = Savings
Correct Formula: Income - Savings = Expenses
Pero eto ang pinaka THE BEST na formula

INCOME - TITHES - SAVINGS = Expenses

Salamat sa IMG at natutunan namin ito for more than 12 years na.

18/10/2023

Bakit ako kumuha ng KAISER LONG TERM HEALTH CARE ?

Simple lang po ang sagot. Solve na nya kasi ang 3 Major Financial Needs ko.

1. INVESTMENT - kumikita ang pera ko from 6% - 10% per year. Mas mataas kaysa sa banko or coop.

2. INSURANCE PROTECTION - may mangyari man sa akin may makukuhang Instant money ang pamilya ko.

3. HEALTHCARE - kung magkasakit ako pupunta lang ako sa mga accredited hospital at si Kaiser na ang bahala.

Sa aking mga nakausap, ano na po ang plano natin? Kailan tayo magsisimula ng ating Financial Planning at pag build ng Solid Financial Foundation?
"The best time to plant a tree was 20 years ago...and second best time is NOW"
~ Chinese Proverbs
If you want Success and Growth in your future, the best time to act is now!
"Our goal is to EDUCATE 30 million families by 2030".

know your qoute,
https://287343ph.imgcorp.com/quote/kaiser

happy to assist you🙏
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