BDO Credit Card Holders PH

26/02/2026

In credit-card industry slang, the word “deadbeat” is the nickname for customers who pay their full balance every month and never carry debt.

Banks use the term because these people generate almost no interest income—the main profit source from cardholders who roll over balances (called “revolvers”). Deadbeats still bring in merchant fees and sometimes annual fees, but they cost the industry far less than customers who pay only the minimum.

The label has been used for decades and appears in financial glossaries, documentaries, and major outlets. Being a deadbeat is actually excellent personal finance: you enjoy rewards, grace periods, and strong credit while paying zero interest.

29/01/2026

27/12/2025

Why you should have a credit card instead of a debit card

19/12/2025

Plan your transactions for the upcoming holidays. Select branches will be open to serve you until 2:00 PM.

View the complete list through the link:https://www.bdo.com.ph/content/dam/bdounibank/en-ph/bbg-marketing/branch-advisories/holiday-lists/2025/Holiday-Branch-List-Dec-24-31-2025.pdf

Convenience is just a tap away. Book your branch visit now via www.bdo.com.ph/book-your-visit

You can also use BDO Online, BDO Pay, our ATMs, Cash Deposit, or Universal Teller Machines for your banking needs.

BDO is regulated by the BSP (www.bsp.gov.ph). Deposits are insured by PDIC up to P1 Million per depositor. Please visit the About section of the BDO Unibank page for more details.

05/12/2025

Update for Platinum Mastercard & Diners Club airport lounge access

05/12/2025

The new BDO HOPE Mastercard offers Filipinos a way to give back while spending, where every purchase results in a donation to build public school classrooms.

18/05/2025

18/05/2025

18/05/2025

Enjoy 20% OFF on premium baby, toddler and kids wear at Jacadi with your BDO Credit Card!

Discount applies with a minimum single-receipt spend of ₱5,000.

Promo runs until November 30, 2025.

Jacadi branches: Greenbelt 5, Power Plant Mall, and SM Aura.

For promo details, visit www.bdo.com.ph/jacadi

Terms and conditions apply. DTI224886

No BDO Credit Card yet? Apply now and get up to P15,000 Cashback. Plus, enjoy 3-Year FREE Membership when you sign-up for BDO Pay for the first time! For details visit www.bdo.com.ph/live-better