20/08/2024
A LOT OF PEOPLE ARE GETTING INTERESTED IN MUTUAL FUNDS. NOW READ THIS
What is Mutual Fund?
A Mutual Fund is a pool of money from investors. Each fund has a specific purpose and a professional fund manager invests the money based on a specific strategy and goal of the fund. It is the easiest way of investment for the general public who don't have the expertise to participate in the stock market. It is regulated by Securities and Exchange Commission (SEC). Indirectly by Philippines Stock Exchange (PSE) and Banko Sentral ng Pilipinas (BSP).
ADVANTAGES:
1. Professional managers provide investment expertise for you.
2. They diversify your money by spreading it to different stocks, equities, bonds, and other assets. (See picture below)
3. You can get your money in or out quite easily.
4. Lowest investment with as low as 2,000 pesos.
5. You don't have to work to earn for your money. Money is working for you.
DISADVANTAGES:
1. Professionals could also be wrong.
2. Fees and expenses reduce the return of money.
Who can Invest in MF?
Kahit sino pwede makapag invest sa Mutual Fund. Ideal sa mga OFW, Seaman, Businessman, Employees, at kahit mga studyante. Pati na sa mga taong hindi trip ang magbenta sa facebook, sumali at mang invite sa networking, at walang time dahil busy sa trabaho pero gustong kumita ng residual income.
Short-Term Investment - less than 1 year.
Basic Term Investment - 1 to 5 years.
Long-Term Investment - 5 years or more.
Instead na matulog ang pera at ipon mo sa savings bank with 0.5%-1% annual interest, you can invest it thru MUTUAL FUND with 10%-12% annual return.
Where can I invest?
Maraming company ang pwede mong pagpilian like PhilAm, Atram, Sunlife, etc. but all of these will cost you charging fees and expenses. Pero company like Rampver Financials offers ZERO LOAD. (See picture below). Walang charges na ibabawas sa iyo sa iyong sales load. So bigger ang return sayo!
Kaya save lang at invest. Dahil LAMANG ANG MAY ALAM.
Share and educate people, tag your family and friends! comment I will send pdf book for free.