I am IMG

21/12/2025

Are you a government employee?

This is for you!

Don't be tricked with the known names in the HMO industry as NOT ALL providers offers the best for you at all times.

Confidently, we lead in providing the best services out of your Ph7,000 HMO allowance. In case of need, you would thank that you have choosen us!

Message us so we can discuss the details!

16/12/2025

It all started with the desire to HELP that our government employees will get the BEST out of their HMO allowance.

I understand there are known names in the HMO industry, BUT their plans at the moment doesn't provide the best interest of our governement employees.

For that reason, we continue to SHARE and educate them of what we offer so they will not be persuaded to buy because of the name and not because of the services.

Message me for more info.

25/11/2025

You may not appreciate the importance of insurance till you need it the most.

11/01/2024

"Time is FREE, but it's priceless.
You CAN'T own it, but you can use it.
You CAN'T keep it, but you can spend it.
Once you've lost it you can never get it back."

Harvey Mackay

02/01/2024

May the year 2024 overflow with Love, Joy and COUNTLESS BLESSINGS for you!!!

26/12/2023

Merry Christmas and a Prosperous 2024!!!

21/12/2023

Make a decision now!!!

06/10/2023

Bakit the best healthcare para sa atin at sa buong pamilya ang Ultimate Kaiser Health Builder?

Kasi ito ay 3 in 1 Savings Plan - Healthcare, Life Insurance, at Investment. Total Financial Solution!

7 taon lang mag iipon, meron nang healthcare na magagamit sa ating senior years.

Healthcare Benefits:
> Annual Benefit Limit (ABL) based on the plan type, Dental, Annual Physical Examination
> Long-Term Care Benefits - a guaranteed benefit that you can use after 20 years.
> Yearly Health Benefits - 10% yearly accumulation based on long-term care benefits starting on the end of the 7th year up to the 20th year.
> Long-Term Care Bonus - If no claim was made during the accumulation period, 85% of premiums paid will be given back end of the 20th year, making it COST FREE
> Term Life Insurance, Waiver of Installment due to Death, Waiver of Installment due to Total & Permanent Disability for healthy and qualified applicants
> Accidental death & Dismemberment from accumulation until the 20th year
> Lifetime Network Access to over 500 hospitals and over 1000 doctors as long as you have funds
> Long-term care benefits - A guaranteed benefit which you can use after 20 years, whatever sickness you have or you can also use it at age 65 onwards
> Basic Medical Benefits - Accredited hospitals Room & Board services of accredited Physician / Specialist Surgeon / Anesthesiologist, Hospital’s Intensive Care Unit, Operating Room Fee
> Accumulation of unused yearly health benefit & bonus - All unused yearly health benefits and yearly health bonus accumulates with interest

Who are eligible for Kaiser LTC? - Ages 10 to 60 years old only.
If we don't want to be a burden to our family whether we DIE TOO SOON or LIVE TOO LONG, we need to prepare for it now!

Let me help you start your Kaiser 3in1 Long-Term Healthcare.
MESSAGE me now for more details and to get a free quotation!
You can also register through this link:
https://247063ph.imgcorp.com/mosavekoe/?fbclid=IwAR04VvlQMQYdNxGPfeYcVVdiGGu0P9hMLoV-iOie-80tBwzWRynziPkJibU

Visit Kaiser Health International Health Group Website to learn more about the products and to check the accredited hospitals and clinics near you. https://www.kaiserhealthgroup.com/

04/10/2023

The time value of money (TVM) is the concept that a sum of money is worth more now than the same sum will be at a future date due to its earnings potential in the interim. The time value of money is a core principle of finance. A sum of money in the hand has greater value than the same sum to be paid in the future.

So ang pera mong Ph1,000.00 worth ngayon na nakakabili pa ng 16kgs na bigas, balang araw mga 5kgs nalang ang nabibili. Ibig sabihin ang pera mo ay dapat mong e invest para ang Ph1,000 mo ngayon ay lalago at makakabili pa rin ng 16kgs or even more balang araw.

Investopedia.com

04/10/2023

Listen to hear...
Look to see...

Kung ikaw ay 20 years old ngayon, posibleng magkaroon ka ng P4.7 Million at age 60. Pag-ipunan lang ang iyong Ultimate Kaiser Health Builder (Long Term Healthcare) Plan ng P3,529 monthly sa loob ng 7 taon.

Ultimate Kaiser is a 3 in 1 Savings Plan. It has

1. Healthcare
2. Life Insurance
3. Investment.

How it works?
- The Health Care Benefit can be used lifetime.
-85% return of premium upon maturity of the plan if there is no -utilization of health benefit during the paying period.
- Life Insurance or Instant Money will be given to the beneficiary in case the plan holder dies too soon.
- Waiver of Installment due to Death. No need for the beneficiary to continue paying the unpaid installments. And the plan will be transferred to the primary beneficiary.
- Unused health fund are invested
- On the maturity date, it is GOOD AS CASH with option to withdraw full or partial.

Who can avail this Kaiser Health Builder (long term care) Plan?
This is for individuals ages 10 to 60 years old only.

Protect yourself and your family, start your Kaiser 3-in-1 long term healthcare plan now!

Mag save na.

Message me

29/09/2023

Kung ikaw ay 20 years old ngayon, posibleng magkaroon ka ng P4.7 Million at age 60. Pag-ipunan lang ang iyong Ultimate Kaiser Health Builder (Long Term Healthcare) Plan ng P3,529 monthly sa loob ng 7 taon.

Ultimate Kaiser is a 3 in 1 Savings Plan. It has

1. Healthcare
2. Life Insurance
3. Investment.

How it works?
- The Health Care Benefit can be used lifetime.
-85% return of premium upon maturity of the plan if there is no -utilization of health benefit during the paying period.
- Life Insurance or Instant Money will be given to the beneficiary in case the plan holder dies too soon.
- Waiver of Installment due to Death. No need for the beneficiary to continue paying the unpaid installments. And the plan will be transferred to the primary beneficiary.
- Unused health fund are invested
- On the maturity date, it is GOOD AS CASH with option to withdraw full or partial.

Who can avail this Kaiser Health Builder (long term care) Plan?
This is for individuals ages 10 to 60 years old only.

Protect yourself and your family, start your Kaiser 3-in-1 long term healthcare plan now!

Mag save na.

Message me

29/09/2023

"Things may come to those who wait, but only the things left by those who hustle.”