Kahayag Inspirations

14/10/2019

05/10/2019

[HOW TO USE INSURANCE TO GIVE MONEY TO YOUR CHILDREN WITHOUT SPOILING THEM] 🤩

If you give Money to your children and you don't give them Values; the Money will be LOST.

BUT if you give them Values and don't give any Money; then the Values will also be LOST.

THE REASON IS:
✅The hungry stomach is stronger than "Value Systems". We all know stealing is bad; but when a person is hungry they will be tempted to steal.

“Money is not good or Money is not bad…Money is POWER ”

VALUE will show them where to use this power. SO the best combination is to give your children a lot of money and a lot of values and watch them impact the world.

If you had the option to choose how much money you would like to leave for your kids... How much would it be?

This can be created by "You" over your lifetime and till you hit that target; Use Insurance to create it for you.

INSURANCE is your tool to create what you dream off.

INSURANCE is not a product; it is a replacement of what could not be finished in our lifetime. USE it to create the future you want to see for your family. 👨‍👩‍👧‍👦

If you truly care about your kids future, why not spend 10 mins chatting with a financial advisor today and discuss what is lacking in your portfolio? There is no harm to it, isn’t it? 😊

If you are a client reading this: Speak to your financial advisor today

If you are a financial advisor reading this: please share this with clients who you believe needs to read this 😁😁.

Photo and Text by: Dr. Sanjay Tolani

02/10/2019

"You seem to be doing just fine with your current income. You have great health care, life insurance, and car insurance. And you have started to save for your emergency fund, retirement, and your child’s education. All you need to do is work another couple of decades and you and your loved one retire in bliss.

"You forgot something. Income protection. Every stage in your life depends upon your ability to earn. And then one day, you can no longer work for at least a year or so. What now?"

Let me help you in having an INCOME PROTECTION.

SEND US A MESSAGE and we will sit down & talk on what could be the best way for you.

Kerry Alferez & Igie Alferez
Financial Coaches
0923 873 7883

CTTO

16/09/2019

Spread Love!❤

13/09/2019

Buying a Brand New Car is okay, there's no harm in doing so as long as you have prioritised your needs properly which means that one should have an emergency fund readily available, has an income protection, has a health protection for critical illness, has funds for kids education and has funds for retirement planning--- if you haven't thought about it, then you might want to reconsider these:

If you can still pay the same premium of the car for the next 5 years, buying a Variable Life Investment can double your money and have a huge coverage.
A 10M Coverage can feed your family for years. A 26M money in investment can fill your needs and happiness for life.

To learn more about it, please dont hesitate to SEND ME A MESSAGE. Lets talk and see what we can do to help you create a plan for you and your family.

♡,
Kerry Alferez & Igie Alferez
Sun Life Financial Advisors
0923 873 7883

10/09/2019

Good morning.

09/09/2019

BUY a house. BUY a car. BUY appliances. BUY a new phone and even other latest gadgets.

BUT WHEN YOU GET SICK?
BENTA house. BENTA car. BENTA appliances. BENTA phone and other gadgets. Ayan tayo eh... 😓

START BUYING your BASIC NEEDS FIRST, my friend. Life insurance keeps your sanity intact by giving you peace of mind , if an unforeseen event happens. :)

Should you want to learn more about it, SEND ME A MESSAGE. I will help and guide you to create your needed plan for you and your family. 🤳💁‍♀️📈📋🔑

09/09/2019

We know that it is important to save.

We know that it is important to protect our income for our families.

We know that preparing for education or retirement is important.

How come you still procastinate in doing it?

We are here to remind you of this and show you the posibilities if you fail to prepare for it when everything is too late.

The one that suffers the most is your families.

Lets do a Personal Money Management Session for FREE. Just SEND ME A MESSAGE.📈📋💁‍♀️☕💛

05/09/2019

Let us keep our retirement money intact by preparing ahead.

To those employed currently saying, ah we have medical coverage naman....

When will you have it? When you retire na? When premiums are high and when health is not cooperating anymore? We need to consider this early not because it is an expense but it is A PREPARATION.

Otherwise, possible SWIPE OUT IPON.





CTTO 💛

05/09/2019

🙌❤

05/09/2019

"IF YOU GIVE UP, THE GAME IS ALREADY OVER."

-COACH ANZAI