Andre Abanggan - AFP

16/06/2026

“Mom, Dad… what will happen to us if something happens to you?”

That’s a question no children may ask out loud, but every loving parent has thought about it.

That’s why there’s a strategy called Buy Term, Invest the Difference (BTID).It’s a smart move for families like yours.

👉 Step 1: Buy Term Life Insurance

Get high coverage at a low cost — so if the unthinkable happens, your family won’t have to worry about food, school, or shelter.
👉 Step 2: Invest the Difference

Instead of paying for expensive insurance, you save the extra and grow it in MP2, PDF, or Mutual Funds — so your dreams (like college fund and a family home) still come true.

📩 DM to start your BTID journey today!

Disclaimer: I am an independent representative of IMG and a certified Associate Financial Planner. I am also a Life Insurance agent license to sell MOST18 term insurance product from Manila Bankers. I am not selling MP2 and Mutual funds but I personally invest in these funds and I'm sharing this as your investment options to pair it with your term insurance.

15/06/2026

RETIREMENT HEALTHCARE HMO!

👉 7 years to pay, 20 years to maturity
👉 HMO beyond 60 years old
👉 Short term HMO while paying (year 1-7)
👉 Term Insurance while waiting for maturity (year 1-20)
👉 Return of 85% of Premium at maturity if Short Term Benefit remains unused

Perfect if you are working for a company that provides you a short-term HMO while you are working with them.

When you resign or retire, you can't bring your HMO with you and HMO for seniors are very pricey, so it's better to prepare for your retirement HMO now while your company still provides you one.

DM me for a quotation 🙂

31/12/2025

🌍 IMG INTERNATIONAL MEMBERSHIP – FOR OFWs 🇵🇭
Protect your future. Secure your family. Build peace of mind.

Working abroad is never easy—but your sacrifices deserve real protection and long-term security. With IMG International Membership, you and your loved ones can enjoy financial safety wherever you are in the world.

✨ Enjoy 66+ Powerful Membership Benefits, including:

✅ ₱1,000 PDF Savings – start building your financial foundation
✅ ₱600,000 Personal Accident Insurance – protection wherever you work
✅ ₱100,000 Burial Benefit – financial support for your family
✅ ₱100,000 Accidental Medical Reimbursement – help when emergencies strike
✅ ₱600,000 Act of Terrorism Coverage – added global protection
✅ ₱600,000 Unprovoked Murder & Assault Coverage – peace of mind anywhere in the world

💼 One-Time Membership – Lifetime Benefits
💙 Designed especially for Overseas Filipino Workers
🏡 Protect your future and your family back home
🌍 Coverage that goes with you—wherever life takes you.
650k free insurance coverage is not bad.

📩 Message me today and be part of IMG community and start securing your future now!

27/12/2025

Did you know?

27/12/2025

The abundance formula = PEACE OF MIND!

27/12/2025

26/12/2025

Pm is the key ;)

16/12/2025

It is hard but choosing the right, is always a better choice :)

Rich ay ang current income mo. For example, kung kaya mong mag-drive ng mamahaling sasakyan ibig sabihin ay rich ka dahil kailangan mo ng malaking sweldo para ma-approve ang car loan mo at ma-afford ang monthly payment.

Ang wealth naman ay nakatago ito, income na nakatabi at di ginaastos. Ang value ng pera mo ay nakakapagbigay sa iyo ng options, flexibility at growth. Yung tipong kaya mong mamuhay ng simple kahit alam mo na kaya mo naman bilhin lahat ng bagay ng gusto mo.

11/12/2025

Care That Lasts Beyond Christmas

Give yourself and your family the protection, support, and well-being that continue long after the holiday season.

Let Kaiser be with you every step of the way.
💙✨

PM ME.

11/12/2025

Filipino Christmas is More Secure and Protected 💙

At Kaiser, take care of you and your family for a safe and happy Christmas.

Pm Me for inquiry.