https://linktr.ee/thewealthunnie

Life and Money by Ramona, Cebu City (2026)

10/03/2022

It took me a year to trade again. 💹

Why?

If you asked me this question last week, my answer would be:
✨ Ah, kasi sobrang busy ko last year with my financial advising.
✨ Nagiipon ako kasi mas bet ko magstart from malaki na capital.
✨ Di ko pa nape-perfect ang backtest ko, I need to study the charts even more pa.

If you ask me the same question today, my answer would be short and mapanakit:

Kasi, naging DUWAG ako. 🎯

You see, there's a difference between motion and taking action. I learned this from the book, Atomic Habits by James Clear. The two sound similar, but they're not the same.

✨ MOTION - planning, strategizing, learning.
✨ ACTION - attempting, delivering outcome, doing

Motion is useful, yes. But it will never produce an outcome by itself. It doesn't matter if we plan for years and come up with the perfect technique or strategy, that motion will never get you results.

Pero, bakit ang hilig natin to stay in motion and never take action? 🤔

Another mapanakit na answer: FEAR

We are so afraid of the risk of failure. We want to avoid criticisms. It doesn't feel good to be judged. You want to delay failure. You want to make yourself feel good by convincing yourself that you are still making progress. But it is all a tale you are telling yourself. Motion makes you feel you are getting things done but really, wala ka pa talagang nagagawa. 🎯

Your "preparation" has turned into PROCRASTINATION.

When I became aware of what I was in, I told myself, "Hanggang dito nalang ba tayo? Hanggang duwag ka nalang ba?" 🎯

The best is the enemy of the good. - Voltaire

Tama na ang kaka-aim. What you do, fire and aim. Afraid? Di na uso ang afraid, ang dami nang nangyayari sa mundo. Ngayon ka pa magiging afraid? (self pep talk) Learn from your mistakes, get back even stronger. Never stop fighting for your goals and the life you deserve. But above all, START.

And that's what I did. Just start from the beginning. Oh well, back to zero. But that's better than negative (motion).

Ikaw, when will you start fighting for your dreams? 🥰
I hope you make this day one and make the first step.
I hope you start. 🌻

10/03/2022

Accepting financial consultations for 2022! ✨

Lezz talk about protection and savings - emergency funds (and a dose of life chika too).💕

Available on Tuesdays, Thursdays and Saturdays!
Few slots per day and sessions are online and FREE! ✨

If you have interested friends or friends that need help in their finances and are willing to learn, let them join too!

Let us make this year your best year ever by fixing your finances.
See ya!💃

03/03/2022

There are some moments in our lives that we question why it had to happen but the universe allowed them because it had amazing plans for us.

This was me 3 years ago. I was penniless, di pa dumating swelds sa new job ko. Kahit sunblock di ako makabili kaya ayan, sunog na sunog ako after climbing this hill. 😂 I just moved to a new job, in a place unfamiliar to me and all I wanted was a petite salary raise so I can gala. Walang dream big, dream big. I just allowed myself small, afraid dreams.

I just wanted to escape.

I thought I was escaping but I was actually setting a trap for myself. Things got even worse - even more painful hours of work, growing insecurities, self doubts, unreasonable pay, etc.

And the breaking point was, I just left. I left and decided to bet on myself.✨

Three years after, I have no regrets. The day I started believing myself, so much magic started happening to me. It is actually possible to dream big, to believe that I am capable of lifting myself towards my goals. Why did so many things have to happen before this? Maybe the universe was teaching me a lesson? Maybe I was being prepared so that I can fill the shoes. Or maybe my heart was being prepared for even greater battles.

So if you are confused with everything that is happening in your life right now, just bet on yourself. Only when you bet on yourself will the people around and the universe start betting on you too! Fire and re-aim. You got this, ikaw pa! 🍀✨🌼🌻

09/09/2021

This scene from Hometown Cha Cha Cha touched my heart. ✨

Parents always tend to sacrifice themselves for the future of their kids. Auto pilot mode talaga sila, natural in other words. Kapag mga anak nila ang pinaguusapan, sobrang laki ng heart nila 💕

But please do not forget to take care of yourselves too because as kids, we want to make bawi to you someday and make sure you enjoy many healthy and happy years pa. 💖

May we all live happy and healthy years to enjoy our families. May we have peace of mind and prosperity - my wish for everyone. 🙏

19/03/2021

I was so happy to receive the booklet of my 2nd insurance policy.

But guess sino ang mas happy? Si mudrabells. ✨

My mama can no longer get a policy of her own dahil sa health conditions nya. Dalawa lang kami sa family, I am an only child. My father died when I was in highschool due to kidney infection. So maaga ako namulat sa thought that death can happen to anyone, anytime.

It can also happen to me, even if bata pa ako.

As the main provider, if I depart early from this world, what will happen to my mama?

So this is why in my 20s I have been trying my best to save and invest as much as I can. I’ve been jumping into new opportunities and learning as much as I can about finances and wealth.

This is how much I show my love for her.

Because even if I depart, ngayon pa lang, I made sure she will be fine. She will still be able to live the same lifestyle. This is how I spoil her. I spoil her for the future so that even if I will not be around anymore (knock on wood) I will still be able to spoil her.

It is okay to spoil our loved ones with material things, that is completely fine. But I hope we also spoil them with things that will be beneficial for their future. I know it can be challenging but saving and fixing our finances will pay off in the future. If you have your precious parents, your kids or any loved one you care for so much, prepare for YOUR future so that THEIR future will be secured.

This is my gift for her, for our future!
Love you mama! 💖

__________________

💌 I am currently a financial consultant to help others save for their future. Send me a message if you want to prepare for you and your loved one’s future too.

11/03/2021

Walk with confidence, don't tiptoe.
Keep showing the world what you got and eventually, your footprints will be filled. 💖

10/03/2021

“One year na lumipas, talunan pa rin.”

But wag mo din kalimutan na one year ka na din nagsisikap, pero hindi ka pa rin sumusuko.

It is so easy to kill ourselves for falling short on our goals. It hurts when we are off-track from what we have planned.

“Dapat kasi nung 2020, na promote ako, kaso nagclose yung company.”
“Plano ko kasi magsimula mag invest nung 2020, kaso nawalan ng work.”

We always forget the battles we needed to fight every day to keep afloat. We always forget what we had to go through last year just to survive. C’mon, pat yourself on the back. Let me tell you, you are doing a great job. Let me tell you that I am in awe of your strength. Let me tell you that matutupad mo pa din ang dreams mo, just don’t stop putting the effort and please don’t give up too early.

If you are still far from your 2020 goals, don’t kill yourself. Use your 2020 failures as your motivation. There is a reason why you survived the last year and was able to enter 2021. This is your year of redemption, claim it. Stop dwelling on regrets: refocus, magnify and fire. This year is going to be a great year for you, trust me. 💖

Walang sukuan, kahit matalo ng paulit ulit. 💪

_____________

💌 Would love to hear your story, message us!

04/03/2021

Money and women - the two strongest forces.

But what if, you are a financially confident woman?

That's the two strongest forces combined in you and that makes you UNSTOPPABLE. ✨

Happy Women's month!

____________________

💌 Let me know your thoughts on women and money, send me a message.
💌 Learn how to be a financially confident woman in 20 MINS!
Book a slot now!

09/02/2021

“Ba’t ka masaya, hindi mo pa nararating ang goals mo.”

We grew up with the notion that to become wealthy, one should offer himself to endless hours of work, sleep deprivation and eternal agony. While you are still in the process of building your wealth, you should suffer. If you have not reached your goal, you don’t have the right to be happy.

I beg to disagree.

I believe the wealth process must be filled with moments of self discovery, growth and happiness. Don’t deprive yourself of love just because you are far from your goals. Don’t kill yourself for being a little bit late on your timeline. Don’t think that you are only loveable when you succeed. Your goals are not the measure of your self-worth, self-love is not a condition only bestowed to those who are successful.

Find the balance between “you only live once” and “you only die once”.

Only if you are happy will you be able to give the world your best, and if you give the world your best, the world will give its best to you.

Happy hustling! 💪

________

💌 Let me know your thoughts, send me a message!

08/02/2021

"Dapat by 26, may bahay, kotse at successful business ka na."
"Dapat by 28, ikakasal ka na."
"Before 30, dapat nakapagtravel ka na sa buong mundo."

Bakit?

"Kasi ganun talaga kapag successful. Kapag successful ka in life, lahat ng yan dapat na achieve mo na, lahat ng targets na hit na. If you reach 30 at hindi pa to kumpleto, you are already left behind."

Talaga ba? Says who?
Should there be deadlines in the first place?
Teacher ka ba? Ba’t may pa deadline ka? 🤣

We always tend to compare our wealth building journey with those tagged as “successful” by society. And because it hurts our pride to be left off, we try to acquire the shiny things just to become “successful” in everyone’s eyes even if it does not make us happy or it doesn’t bring us closer to our purpose. If ganito ang wealth building, I’d rather not build wealth. Hindi pala sya masaya.

If may bahay ka na at 26, good for you. But I sincerely hope you achieved that goal for yourself and not for the world.

Always remember, you don’t need to be convinced of your self-worth by taking on society’s demands and living up to its expectations. The journey of wealth building is not linear and does not have a concrete end goal. Both the journey and the destination is personal. It depends on your happiness, your purpose and your North Star.

So the next time someone attempts to pressure you, listen to the voice inside of you. This is your life, your rules and your decisions. Don’t measure your journey according to their timeline. As long as you are making an honest effort to be closer to your goals, you should be proud of yourself.

Beat your own deadlines, reach your desired destination.
Rooting for you, always! 💕

Life and Money by Ramona

10/03/2022

10/03/2022

03/03/2022

09/09/2021

19/03/2021

11/03/2021

10/03/2021

04/03/2021

09/02/2021

08/02/2021

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