All Ascending Aces - Team AAA 2.0

28/01/2026

Anong option meron ka?

12/01/2026

https://www.facebook.com/share/1Bpe2AuwkK/?mibextid=wwXIfr

Ano ibig sabihin ng lifetime charges?

Bakit lifetime babayaran ang charges ng insurance sa VUL ko?

"Ayaw ko nyan. Kaya nga kinuha ko 10 years to pay para 10 years lang pproblemahin ko"

Okay, reset tayo.

Mali ka ng pagkakaintindi kaya i-reredirect natin.

First,
Gusto mo ba ng lifetime insurance?
Yes.

Next,
Aware ka ba na kapag may benefits, may cost? May need kang bayaran?
Yes.

Alright. Ito ang 3 options mo.

A. Term Insurance
If want mo magpa-insure until age 70, bayad ka hanggang age 70.

B. VUL
If want mo magpa-insure until age 70, make sure mo na bayad ang CHARGES until age 70.

*Paano ba yang charges?
Same ba sa PREMIUM yan?
No.

Premium = hinuhulog mo
Charges = kinakaltas sa fund value mo

Premium ➡️ Fund Value ➡️ Charges

So kahit 10 years pa ang disenyo ng Premium payment,
Need mo mabayaran ang charges sa pamamagitan ng iyong fund value.

C. Traditional Whole Life plan
If want mo magpa-insure until age 70,
Pwedeng bayaran mo lang ng 10 years.
After 10 years, tapos na.
(Cinompress na lahat ng charges na dapat bayaran sa loob lamang ng 10 years so expect mo mataas rin ang premium)

So before ka kumuha ng insurance,
Especially VUL, make sure mo muna na ang goal mo ay income protection.

Baka naman kasi nag eexpect ka na insured ka for life, 10 yrs ka lang nagbayad, tapos may fund value ka pang maeenjoy.

Too much expectations lead to frustrations.

Join our community:
Facebook.com/groups/masterfa.insurance

11/06/2025

Congratulations Team!!! Top 3 District Wide 🎊🎉👏 Gani Tumamac Jimuel Lastimosa Refuela Aileen Alferez

29/05/2025

Congratulation Ms. Chlea Morales🎊 👏.
Welcome to All Ascending Aces - Team AAA 2.0 & Blue Pearl 9 Family.

22/05/2025

Congratulations!
To our Newly Promoted AUM in All Ascending Aces - Team AAA 2.0 ...
👏👏👏🎊🎊🎊🎊🎊🎊🎊.

22/05/2025

Congratulations!
Newly Coded Financial Advisor.
Welcome to All Ascending Aces - Team AAA 2.0 and Blue Pearl 9 Family.
👏👏🎉🎉🎊🎊🎊.

21/05/2025

One day to go! Learn from our guest speaker, Jayson Lo, on how you can protect loved ones.

There are still a few slots so register now for FREE pru.ph/Nationwide-Client-Forum

21/05/2025

Congratulations to our Newly Coded Financial Advisors.
Welcome to All Ascending Aces - Team AAA 2.0 and Blue Pearl 9 Team.

05/05/2025

The tragic accidents involving parents and children that happened last week, reminded me that no matter how careful we are, others aren’t careful. In an instant, lives vanished. Can we really prevent accidents?

29/04/2025

It only takes ONE CRITICAL ILLNESS to wipe out your SAVINGS AND INVESTMENTS. Are you adequately protected?