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Money Management, Cebu City (2026)

02/03/2024

Someone asked me, what's the best business to start?

I answered... start a business that almost none of your friends and relatives are doing yet.

A business with a great cause.

A business with a massive system-platform.

A business with less or no inventory.

A business with less or no rental problems.

A business with less or no expansion issues.

A business with less or no manufacturing issues.

A business with no product expiry or damage issues.

A business with no environmental issues.

A business with less or no supplier issues.

A business with less or no people-labor problem in the future.

A business with less or no tax issues.

Someone asked further, what kind of business?

I answered... a business that teaches people how to manage their money, grow their money and protect or preserve their money.

A business of training people.

A business of building people.

-----------————

Find something that you believe in and put your life into it ❤️

EDUCATION

10/09/2023

What is ?

Historically, IMG system started in America and Canada way back 1977. It is aligned with a world financial organization called World Financial Group.

Since 1977, it adopted a system called "System Builders" which contains a proven system used not only by the WFG and IMG community but also of other leading financial institutions in the world. 1998 was the birth of IMG in the Philippines and was registered in the SEC in 2002. 🙂

IMG is not an investment company. You don't invest in IMG. It is focused on financial literacy.

■ It's a brokerage organization of leading companies in the Financial Industry

■ A school for Financial Literacy -- under a life-long learning program with free financial coaching for life

■ Its also a community of Savers and Investors..

It offers Total Financial Solution. Meaning you learn from them not only on investing and saving but in all other aspects of personal and family financial management including financial planning.

As a school for Financial Literacy. You are encouraged to learn first before saving and investing. And because financial and investment companies are aligned with them, you can already practice what you have learned as a One-Stop-Shop in the Financial Industry

One thing good about IMG -- you become your own money manager. In other words, you are given direct access to the companies aligned with them without passing through a broker or an agent -- thereby maximizing the use of your money when saving and investing.

Through IMG also, you have the right to participate in its business as Associate Broker (optional) and is assisted in building your own organization in the Financial Industry.
Be a part of millions of Filipinos na binago ang buhay sa pamamagitan ng tamang pag iipon at pag e invest. Alamin at discover opportunities and be one of us!

Be part of this growing Community💕💕💕

Click the link to know more about IMG
👉 https://119694sg.imgcorp.com/linkbio/

📌Upgrade your financial life and become your own Financial Educator :
👉 https://m.me/enialeroch.lecras

13/02/2023

I know everyone can relate to this especially those in healthcare! No one likes to get and be sick but no one can avoid it, each of us is prone to a lot of microorganisms. So i guess without further ado, everyone needs HEALTHCARE PROTECTION for you and for your family!
You are not expected to work until your age reach 70. (I hope so!)

https://119694sg.imgcorp.com/quote/kaiser

05/11/2022

🖐️ 3K lang ang monthly ko sa Motor. Mura lang!😁

✋ 3K ang monthly savings. Ang mahal!😁

Average people always buy liabilities they think are assets. And they less prioritize assets that they think are liabilities.

🌱If you change the way you think, then you can change your life.

Ang tamaan - mag save na. 😁😁

Financial education is the key!😊
Register here for Free online financial class 👇
https://119694sg.imgcorp.com/tagalogmofc/?nocache=1

For a free Retirement guide book just click here 👇https://119694sg.imgcorp.com/freeebook2022/?nocache=1

03/11/2022

BAGO KA MAGBIGAY NG GIFT SA IBA REGALUHAN MO MUNA ANG SARILI MO.
https://119694sg.imgcorp.com/

𝑻𝒉𝒆 𝑩𝒆𝒔𝒕 𝑮𝒊𝒇𝒕 𝑭𝒐𝒓 𝒀𝒐𝒖𝒓𝒔𝒆𝒍𝒇 𝒕𝒉𝒊𝒔 𝑪𝒉𝒓𝒊𝒔𝒕𝒎𝒂𝒔 𝒊𝒔 𝑯𝒂𝒗𝒊𝒏𝒈 𝑷𝒆𝒂𝒄𝒆 𝒐𝒇 𝑴𝒊𝒏𝒅 𝒂𝒏𝒅 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑭𝒓𝒆𝒆𝒅𝒐𝒎

Kapag nagpamember ka sa IMG, sa Membership Fee na P5,500.00 pesos (PH Code). Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.

👉IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:

👉IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits

👉 Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, “ Paano nga ba makapag-umpisa?” Now wala ng problema!, pwede mo itong dagdagan minimum P 500 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.

👉 Manila Bankers Life 100 K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100, 000 para sa kanila diba?

👉 Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!

👉Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision.

👉 Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.

👉24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service, pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association, pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga!

https://119694sg.imgcorp.com/

25/10/2022

R E T I R E M E N T

1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills (not useless paper certificates), etc.

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

MAG ARAL DITO 👇 https://119694sg.imgcorp.com/tagalogmofc/?nocache=1

CTTO

24/09/2022

Earning money is important but saving and investing money is more important

Money Management

02/03/2024

10/09/2023

13/02/2023

05/11/2022

03/11/2022

25/10/2022

24/09/2022

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