Pru Life UK Financial Advisor - Riza Atillo Sarabia

10/07/2026

Team RDB June monthly meeting

It was a very productive Saturday as everyone came to learn and share valuable experiences in the business.

More importantly, it was a time to realign our focus, renew our commitment and embrace opportunities that the second half of the year has to offer.

With renewed energy and shared vision, our team looks forward to achieving even greater results and more milestones to celebrate together. The best is yet to come.

Good luck, team! 🤩🙏

01/05/2026

Personal Accident for only 514.58 yearly

Message me for the full info!

01/05/2026

🥰

06/04/2026

💯 👍

Retirement planning is often underestimated… until it is almost too late.

Many people only realise it's importance when key opportunities have already passed, leaving less room to build the financial stability and peace of mind they truly deserve later in life.

The truth is simple. Starting early is powerful, but starting now is still better than not starting at all.

If you have not begun your retirement planning journey yet, take that first step today. Speak to a financial advisor and understand what is possible for your future.

06/04/2026

Just sharing this about my life insurance, especially for those who think it’s “lugi.” 🤔

I currently have Prulink Assurance Account Plus with:

✔️ ₱2.8M Life Coverage
✔️ ₱1M Critical Illness Coverage
✔️ Personal Accident & Murder Benefit
✔️ Burial Assistance
✔️ Daily Hospital Income
✔️ AccidentalMedical Expense Reimbursement
✔️ Waiver for Total Permanent Disability
✔️ Plus an investment component (with fund value, but not guaranteed)

My monthly premium is ₱4,000, and yes—this is a regular pay plan (lifetime to pay).

Now let’s address the “lugi” mindset. Life insurance is mainly for PROTECTION, not investment. The investment part is just a bonus (“pakapin”) and may go up or down.

If you compute it:
₱2,800,000 ÷ ₱4,000 = 700 months
700 ÷ 12 = around 58 years

Meaning, you’d have to save ₱4,000/month for about 58 years (without considering interest or inflation) to reach ₱2.8M on your own. But with insurance, if something happens to me (knock on wood 🙏), my family can receive ₱2.8M after claim processing—generally tax-free under current laws—plus possible fund value.

Now ask yourself:
If you just save ₱4,000/month in the bank… will your family receive ₱2.8M right away if something unexpected happens to you?
That’s the real value of life insurance.

At the end of the day, life insurance is not for everyone—we all have different priorities and mindsets. But for me, it’s about protecting the people I love, not just saving money.

Just sharing my thoughts. Something to think about. 💭

05/04/2026

👏

05/04/2026

😘

19/03/2026

It was truly a pleasure to join the MDRT (Million Dollar Round Table) breakfast last Wednesday @ City Sports Club Cebu .

My sincere appreciation to everyone who shared their best practices and insights. Your experiences were both valuable and inspiring. 🥰

11/03/2026

👌👌 👌

11/03/2026

I hope more people will learn to think ahead 🙏

Have you already prepared for the unexpected?”

What would happen to your family if income suddenly stops?