27/10/2022
It's better to get insurance 5 years early than 5 minutes too late :)
๐๐จ ๐ฒ๐จ๐ฎ ๐ค๐ง๐จ๐ฐ ๐ฐ๐ก๐ฒ ๐ฉ๐๐จ๐ฉ๐ฅ๐ ๐๐ซ๐ ๐ซ๐ฎ๐ฌ๐ก๐ข๐ง๐ ๐ญ๐จ ๐๐ฎ๐ฒ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐ซ๐๐๐๐ง๐ญ๐ฅ๐ฒ?๐ฅ
A few days ago, I got a call from a client telling me that he wanted to buy insurance for his family and himself right now.
I asked him, โWhy? What happened?โ
He said, โThe recent tough situation has made me realized I have too much risks which I cannot take and Iโm not willing to take. So I want to transfer it out via insurance. I also want to ๐ฆ๐๐ค๐ ๐ฌ๐ฎ๐ซ๐ ๐ข๐ ๐๐ง๐ฒ๐ญ๐ก๐ข๐ง๐ ๐ก๐๐ฉ๐ฉ๐๐ง๐ฌ ๐ญ๐จ ๐ฆ๐, ๐ฆ๐ฒ ๐๐๐ฆ๐ข๐ฅ๐ฒ ๐ข๐ฌ ๐๐จ๐ฏ๐๐ซ๐๐. Could you help me with that?โ
Now if you are not in the insurance industry, you might be thinking, what just happened?
===๐๐๐ฅ๐ฅ, ๐ก๐๐ซ๐โ๐ฌ ๐ฌ๐จ๐ฆ๐๐ญ๐ก๐ข๐ง๐ ๐ฒ๐จ๐ฎ ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐ค๐ง๐จ๐ฐ..===
๐ฑThere is actually something money canโt buy, that is an insurance policy.
๐ฑInsurance is purchased with 2 things, health and age.
๐ฑIf at the time of buying the insurance, youโre not healthy, you wonโt be allowed to buy insurance.
๐ฑAlso, as you grow older, the insurance premium you pay actually gets more expensive.
So if an advisor comes to you today and tell you, โHey, let's see if we can get you covered?โ
=== ๐๐๐ซ๐ ๐ข๐ฌ ๐ฐ๐ก๐๐ญ ๐ฒ๐จ๐ฎ ๐๐๐ง ๐๐จ ===
โ
๐๐ฌ๐ค ๐ฒ๐จ๐ฎ๐ซ๐ฌ๐๐ฅ๐ ๐ข๐ ๐ฒ๐จ๐ฎ ๐ก๐๐ฏ๐ ๐๐ง๐จ๐ฎ๐ ๐ก ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ - If you are not sure, talk to an advisor to find out about it.
โ
๐๐ ๐ฒ๐จ๐ฎ ๐๐จ๐งโ๐ญ ๐ก๐๐ฏ๐ ๐๐ง๐ฒ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐, ๐๐ก๐๐๐ค ๐ฐ๐ข๐ญ๐ก ๐ก๐ข๐ฆ/her ๐ข๐ ๐ฒ๐จ๐ฎ ๐๐๐ง ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ฉ๐ฎ๐ซ๐๐ก๐๐ฌ๐ ๐ข๐ญ ๐ฐ๐ข๐ญ๐ก ๐ฒ๐จ๐ฎ๐ซ ๐๐ฎ๐ซ๐ซ๐๐ง๐ญ ๐๐ ๐ ๐๐ง๐ ๐ก๐๐๐ฅ๐ญ๐ก ๐๐จ๐ง๐๐ข๐ญ๐ข๐จ๐งs - at least make sure you can still buy insurance.
โ
๐๐ ๐ฒ๐จ๐ฎ ๐๐ซ๐ ๐๐ฎ๐ฅ๐ฅ๐ฒ ๐๐จ๐ฏ๐๐ซ๐๐ ๐ ๐ซ๐๐๐ญ - spend time finding out if those people you care about are fully covered, if not advise them to and be their guide.
โ
๐๐ ๐ฒ๐จ๐ฎ ๐ฐ๐๐ง๐ญ ๐ญ๐จ ๐ญ๐ซ๐ฒ ๐ญ๐จ ๐๐ข๐ ๐ฎ๐ซ๐ ๐จ๐ฎ๐ญ ๐ก๐จ๐ฐ ๐ฆ๐ฎ๐๐ก ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐ฒ๐จ๐ฎ ๐ง๐๐๐ -ask your advisor to send you a copy of the โ๐
๐ข๐ง๐๐ง๐๐ข๐๐ฅ ๐๐ฅ๐๐ง๐ง๐ข๐ง๐ ๐๐จ๐จ๐คโ. Read it to find out more about insurance yourself.
Remember, insurance serves to give you and your loved ones a peace of mind. Get yourself covered as early as you can, ๐๐๐๐๐ฎ๐ฌ๐ ๐ฉ๐ซ๐๐ฆ๐ข๐ฎ๐ฆ๐ฌ ๐ฐ๐ข๐ฅ๐ฅ ๐จ๐ง๐ฅ๐ฒ ๐ ๐๐ญ ๐ฆ๐จ๐ซ๐ ๐๐ฑ๐ฉ๐๐ง๐ฌ๐ข๐ฏ๐ across time.
Every professional financial advisor knows that premium will ONLY get more expensive across time, that is why some are rushing to meet you during this period of time.
