OFW Savings and Investments Guide

01/12/2021

15/08/2021

KABAYAN,

✓Hindi habang panahon magtatrabaho tayo sa dito abroad.

✓Hindi habang panahon malayo tayo sa mga mahal natin sa buhay.

✓Hindi habang panahon malakas tayo.

Dapat mag ipon tayo, dili lang simpling ipon, dapat alam din natin how to invest in stocks, mutual funds, at marami pang long-term investments.
At dapat may emergency funds tayo. Kahit may mangyari man na di inaasahan, may madudukot tayo.😊🙂


Convert a portion of your active income today into passive income!

✓Be Financially Educated!

🥰We Share Because We Care🥰

28/07/2021

"WAG kang mag-ipon!😱"

Nagulat ka dahil ginagawa mo eto for ilang years tapos sasabihan kang mali ginagawa mo para makuha financial goals mo?

Hindi mo masabi kung legit ba ung advice na yun..

Kaya mag-research ka kung ano ba nangyayari sa pera natin kapag iniipon natin..

OMG..😱

Una, ang savings account rate ng iilang banko ay 0.0625%.

Eh ang inflation rate roughly nasa 5%.

Lugi agad pala tayo sa banko pag dun nakalagay pera natin.

Pangalawa, malaman mo na pinapa utang ng banko ang savings natin sa iba at tinutubuan ng malaki..

Pangatlo, merong fund manager ang mga banks at pinapaikot ang pera natin sa iba't ibang vehicles na lalaki ang pera overtime.

Kung totoo man mga naresearch mo o hindi, inisip mo...

Ano ang benefit mo sa pag papautang nila sa banko at pinapaikot ang pera sa ibang vehicles?

WALA..

Sino ba talaga dapat makinabang sa hard earned savings natin?

Iba, o ikaw?

If iba pinili mo, don't do anything.

If sinabi mong ikaw, what if pwede pala natin gayahin ang ginagawa nila para mag grow money natin?

(hindi ung papautang ha. wag yon.)

What i mean is pwede pala natin palaguin ang savings natin sa paraan na pwede natin matutunan at tayo ang makikinabang ng malaki.

Ang tanong mo PAANO?😇😇😇

Posibleng mag multiply ang savings natin nang hindi nalalagay sa alanganin, hindi na nonose bleed, at hindi sinusugal ang ipon natin.

Gusto mo ba matutunan kung paano ito magawa ng tama?

If yes, We have a free training where We eill explain the secrets na natutunan ko kung paano ito ginagawa.
Ito ang matututunan mo sa loob..

Secret #1: Be Financially Educated

Secret I multiplied my savings & created multiple sources of income without gambling my money by attending our continues learning about Financial Education.

Secret #3: How to reach financial goals without huge capital upfront.

Kung gusto mo matutunan to,

A simple "How" will give you more.

I'll send you the details to access the training.

Be financially informed 👌

26/07/2021

Are you Breadwinner?

An OFW asking for a good business to start in PH.. then I told her this.

Before we invest, we can follow / think about this.

#1. Healthcare. Because when we get sick, we might also sell our ′′ investment And if you really need money for hospitalization, you will sell the ′′ investment ′′ (e.g. real estate, car, stocks). What a pity. If there is healthcare, the investment can no longer be moved.

#2. Protection / Life Insurance. Instant cash that the family will receive when the Lord takes the breadwinner or policyholder. This is for our family. Because if the Lord took us and the only thing we left in the family is our ′′ investment if they don't have money (because there is no life insurance) they might just sell our investment to lose. What a waste again. 🙂

If you love yourself, dapat may healthcare. If you love your family, you need to protect them.

#3. Eliminate bad debts. Before we start investing, make sure you don't have debt with high interest. Because maybe the interest of debt is greater than the income of investment. Look closely.

#4. Emergency fund. Giving birth and teaching a child is not an emergency. Because it is being prepared for. It can be an emergency if you lose a job, having a calamity, supporting your relatives if something unexpected happens, etc. 3 x of your monthly expenses are gradually saved for emergency. If you don't have this, you might sell the investment of a loss or you can borrow money with interest.

#5. Investment. It's okay and you already have peace of mind. 🙂 Where? If you have a goal, it's easier to know where to put it. Our common investment is in stocks or in real estate or business. If you want a business but you don't want a headache, you can just partner with other companies. If you want real estate, buy stocks of Ayala Land. If you want a food business, buy Jollibee's stocks., Etc. You can leave it to the experts because they are sure that they are earning and don't need big capital. You already have an income, not yet stressed. You can use your time on more productive things.

How to get started,? We can start with so called long-term care.

What is that? This is how it is...
☝️ First, you have healthcare now and in old age. Even if you are already retired, you still have. When does the pain come out? When we grow old.
✌️ Secondly, if something happened to the person who took this, the family will receive insurance. The whole plan is already considered paid and the whole healthcare will be transferred to the beneficiary.
👌 Third, this is the beautiful one. If the healthcare fund is not used, it can only save and invest. So it's not a waste. 🙂

You can start with that. Don't do traditional business immediately if we are not protected and especially if you are not hands on and of course if you don't have experience in managing the business. That's normal mistake especially ofws. Most of the time I lose.

Message me for details now na!

08/07/2021

Be financially educated.

08/07/2021

20 Financial Mistakes That 30-Year-Olds Regret The Most:
*Mr. Fitz Gerard Villafuerte*

Saving and Spending Mistakes
1. I regret not learning how to budget my money early.
2. I wish I didn’t procrastinate on building an emergency fund.
3. I regret spending like there’s no tomorrow.

Debt Mistakes
4. I regret going into credit card debt.
5. I wish I didn’t learn how to borrow money from friends.

Lifestyle Mistakes
6. I now realize that keeping up with fads and trends was pointless.
7. I regret upgrading my lifestyle beyond what I could afford.
8. I wish I didn’t ignore the reality of inflation.

Income and Career Mistakes
9. I wish I didn’t became complacent with having my salary as my only source of income.
10. I regret not starting a business when I had the chance.
11. I wish I hadn’t stopped learning.

Financial Planning Mistakes
12. I wish I got into the habit of organizing my financial documents early.
13. I regret not learning about investments early.
14. I wish I didn’t ignore the future financial needs of my parents.
15. I wish I had set long-term financial goals when I was in my 20s.

Other Mistakes
16. I regret going into debt for a wedding.
17. I wish I hadn’t spent partying every weekend when I was in my 20s.
18. I wish I didn’t rush into buying a car.
19. I wish I didn’t ignore my health.
20. I regret shopping whenever I’m depressed or bored.



CTTO

07/07/2021

KABAYAN,
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07/07/2021

Your P196.00/day.

Will become 1.1MILLION in 20yrs!!

21/06/2021

Financial Literacy is very important to maximize hard earn money👍

If you want to retire rich,
then you need to invest –
and the earlier you start, the better.

"Time in the market”
🕖 is more important than “timing the market”;
and that’s why the best time🕖 to start investing is NOW.

Be Guided!
Learn it NOW!

16/06/2021

For as low as 1000, you can now invest in these companies on your "fingertips".

Ask me how?
Pm me!

16/06/2021

Did you know that you can invest in these Companies and more companies on your "fingertips"

Ask me how?