Smarteng Marinero

Smarteng Marinero Career development, Financial consultations, Entertainment.

01/03/2023

Saving and investing are both important financial concepts, but they have different meanings and goals. Here are the main differences between the two:

📝PURPOSE
The purpose of saving is to set aside money for future use, while the purpose of investing is to make your money grow over time.

📍RISK
Saving typically involves little to no risk, as the money is typically placed in a savings account, which is insured by the government. Investing, on the other hand, carries more risk, as the value of investments can fluctuate based on market conditions.

📊RETURN
Savings accounts generally offer low returns, usually in the form of interest. Investing, on the other hand, has the potential to provide higher returns, although there is no guarantee of success.

💴LIQUIDITY
Savings are generally more liquid than investments, meaning that you can access your money quickly and easily if you need it. Investments, on the other hand, may be more difficult to access, and may require time and effort to sell.

📆TIME HORIZON
Savings are generally short-term investments, intended to cover emergency expenses or save for a specific goal. Investing, on the other hand, is usually a long-term strategy, with a focus on building wealth over time.

In summary, saving is focused on preserving capital and meeting short-term financial needs, while investing is focused on growing wealth over the long-term. Both are important financial strategies, but they serve different purposes and require different approaches.

FINANCIAL ADVISOR ONBOARD!Start your 2023 with a goal, be financially protected, be insured, Start Investing at the youn...
03/01/2023

FINANCIAL ADVISOR ONBOARD!

Start your 2023 with a goal, be financially protected, be insured, Start Investing at the young age...

Strictly followed Market Code of Conduct, transaction all done at Philippines.



Greetings from your Navigational Bridge, Have a wonderful and great morning everyone!"Bawal tayong tamarin at marami pan...
27/11/2022

Greetings from your Navigational Bridge, Have a wonderful and great morning everyone!

"Bawal tayong tamarin at marami pang bayarin!"



Survey lang po!Anong magandang Business kaya ngyn?
18/10/2022

Survey lang po!

Anong magandang Business kaya ngyn?

"HAPPY SEAFARER'S DAY"
25/06/2022

"HAPPY SEAFARER'S DAY"

"MAG-IMPOK NG KITA SA TAMANG LALAGYAN"Top-up your extra allottement to your exsiting VUL Policy, much higher interest ra...
15/06/2022

"MAG-IMPOK NG KITA SA TAMANG LALAGYAN"

Top-up your extra allottement to your exsiting VUL Policy, much higher interest rate than keeping it in the bank...



-Sa banko walang Life Insurance Coverage incase of untimely incident like SAD event (SICKNESS, ACCIDENT, DEATH). In VUL it can give you as low as 700k and as high as Million Life Coverage or more pa, depende sa needs and budget mo.

-Bank only give you 1-2% Interest Rate per annum, talo ka pa sa inflation rate na 5-6%, nawawala ang PURCHASING POWER natin. In VUL you can earn atleast 4-10% or more pa per annum, betting Inflation.

-Bank and PDIC cover only 500k Insurance for your money, more than that di na nila sagot incase na mgsara or out of business na si bank.

Your money in the bank is subject for estate tax pa incase na pumanaw na ang my ari... Katakot takot pa na mga documents ang kailangan natin comply before ito ma transfer sa heirs or tagapagmana.

Kaya kung magiipon kaman, mag-impok sa tamang lalagyan... GET YOUR SUNLIFE VUL PRODUCT...





Thank you Sir Gallie of Tropang Berde boyz for representing GUDMORGAN Print and Services...PM us for you Sporting Appare...
14/06/2022

Thank you Sir Gallie of Tropang Berde boyz for representing GUDMORGAN Print and Services...

PM us for you Sporting Apparel....

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