Build Wealth with IMG

11/08/2025

When you invest, you are PAID with interest. ✅

When you borrow, you PAY with interest. ❌

Choice is yours. ✨️

08/08/2025

IMG empowers you with the tools, knowledge, and access to build wealth.

Join IMG today and unlock exclusive benefits for your financial growth.

Message me for a free Financial Orientation...

08/08/2025

A warm welcome to our newest IMG family member Sir Marvin John, an inspiring OFW from Israel! We're excited to have you on board as you take this powerful step toward financial freedom. Together, let’s grow, learn, and build a better future!

24/07/2025

✨ "How many times have you said, 'If I had money, I’d really start investing' — but you're still stuck in the same spot?"

The truth? There's no 'perfect time' to start. Success starts with small, smart steps — not big amounts.

💼 With IMG (International Marketing Group), you’ll learn: ✅ Practical financial education from beginner to advanced
✅ How to save, grow, and protect your money
✅ Long-term strategies for financial security
✅ And yes — how this can even become an income stream!

👉 The orientation is free. The knowledge is free. All you need is the will to change your future.

💬 "But I don’t know anything about finance!"
That’s exactly why you need to start. You don’t have to be an expert — just willing to learn.

📩 Comment “INFO” or send me a message to join a free session.
🎯 Your future self will thank you.

20/07/2025

Join IMG if you want to learn all these for FREE... LUGI PA BA KA SA IMONG MEMBERSHIP REGISTRATION ANI????

1. Basic Financial Education
-How money works
-The importance of financial planning
-Breaking the cycle of "no savings, always debt"

2. How to Manage and Eliminate Debt
-Understand good vs. bad debt
-Strategies to pay off loans and credit cards faster

3. Building a Solid Savings Plan
-How to build an emergency fund
-Save the right way for short and long-term goals

4. How to Invest Properly
-Mutual funds and stock market basics
-Building passive income
-Long-term investing for wealth

5. Proper Protection (Insurance Planning)
-Why life insurance is important
-How to get protected while growing your money

6. Retirement Planning
-How to prepare even with small income
-Building a secure future through long-term plans

7. Estate Planning Basics
-Protect your family and your assets
-Learn about wills, healthcare directives, and more

8. Entrepreneurship and Business Opportunity
-How to earn extra income through IMG
-Build your own financial education business

9. Access to the IMG Financial Platform
-Discounts on financial services
-Exclusive training from top mentors and experts

10.Mindset Shift and Personal Growth
-From survival to financial confidence
-Be empowered to help your family and others

20/07/2025

📣 Welcome to the Team! 🙌
Excited to welcome our newest members to the IMG family! Your journey to financial freedom and leadership starts now. Let’s grow, serve, and succeed together. 💼✨

"Alone we can do so little; together we can do so much." – Helen Keller

Let’s make an impact and change lives, one family at a time. 💪🌟

20/07/2025

19/07/2025

Thank you IMG ❤️

19/07/2025

In IMG, you are not alone.
Backed by top partner companies in financial services — from insurance, healthcare, investments, banking, to real estate — everything you need to grow, is here.

✅ Exclusive access to discounted products
✅ One-stop-shop for all financial needs
✅ Trusted and proven companies
✅ More opportunities to earn and grow

As an IMG member, you have full access to the major providers in the Philippines without the aid of an Agent, online transactions with your own personal portal— now, it's within your reach!

We don't sell products
We sell a way of life.

Join IMG Community today
Become your own money manager

18/07/2025

𝗧𝗛𝗘 𝗧𝗥𝗨𝗧𝗛: No, your total savings is NOT being taxed. Only the interest or “tubo” your money earns gets a 20% tax.

Your ₱100,000 is still ₱100,000.
But if it earns ₱6,000 in interest, that’s when the 20% tax applies.

Quick math:
₱6,000 interest × 20% = ₱1,200 tax
You get to keep ₱4,800 of your earnings.

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𝗡𝗼𝘁 𝗔𝗳𝗳𝗲𝗰𝘁𝗲𝗱 𝗯𝘆 𝘁𝗵𝗲 𝟮𝟬% 𝗧𝗮𝘅 (𝗮𝘁 𝗹𝗲𝗮𝘀𝘁, 𝗳𝗼𝗿 𝗻𝗼𝘄):

Cooperative Time Deposits – if you’re a member of a registered coop, your savings might earn dividends tax-free.

Pag-IBIG MP2 Savings – government-backed, 5-year term, tax-free dividends (subject to availability).

Stocks & Mutual Funds – gains here have separate tax rules (e.g. capital gains tax, stock transaction tax), but not the blanket 20% on savings interest.

Digital wallets/investment apps – some fintechs offer savings-like products with varied tax implications (check each one carefully).

Life Insurance with Investment (e.g. VULs) – long-term growth, with built-in life protection, and not taxed like bank deposits.

Crypto platforms – risky, yes, but currently not affected by this FWT (Final Withholding Tax).

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So… what now?
You don’t need to pull your money out of the bank.

Diversify: Consider splitting your money across bank, MP2, coop, investment apps, etc.

Ask questions: Not all "savings" are created equal. Some grow quietly, some are taxed loudly.

“Where else can my money grow better?”
“What other options are safer and smarter?”

Don’t panic—but also, don’t park all your dreams in one taxed bucket.

Let’s talk. Let’s learn. Let’s grow.
Here —we break down big changes in real talk.

Just message me for more details Mary Grace Lagaras Ramos