Sulit Beyond Sweldo

Sulit Beyond Sweldo Talking to myself about money & hoping I listen 😂 Personal 'where did my salary go?' page. Budgeting, avoiding debt & saving for future me.
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Helping regular Pinoys take control of their sweldo through relatable personal finance tips & real money lessons.
📌 Posting self-roasts, sweldo struggles, & smart money moves.
💬 Featured insights from PH finance experts & my own journey.
👇 Follow for practical tips & real talk on pera management!

28/08/2026

Akala mo dip. 😌
Binili mo.
Tapos lalong lumalim (deep). 📉
Congratulations self! Swimmer ka na. 😂

28/08/2026

Rate hike daw… so kamusta kaya ang mga bangko?” 🤔
Another DragonFi email landed in my inbox about the latest rate hike.
So kung tumataas ang interest rates, good or bad ba yan for bank stocks?

Will higher rates help my BDO and BPI?
What about MBT?
Pano kung yung rates stay high for longer?

Still learning. Still asking questions.
Minsan isang headline lang ang kailangan para mapaisip ka ulit tungkol sa stocks na hawak mo. 😅
Banks are still friends in my portfolio.
Pero friends need checking too. 😂

Para Sulit Beyond Sweldo! 😉

DIVIDEND SNOWBALL: MREIT EDITION₱355.05 net.Hindi na kasing laki ng dati… pero dividend pa rin. 😅Dati, mas malaki ang MR...
28/08/2026

DIVIDEND SNOWBALL: MREIT EDITION
₱355.05 net.
Hindi na kasing laki ng dati… pero dividend pa rin. 😅

Dati, mas malaki ang MREIT dividends ko.
Then I sold part of my position, so naturally, less shares = less dividends.
Simple math. Walang drama. 😂
Your dividend income is a reflection of the shares you actually own.

Kaya kahit maliit ang payout ngayon, I still count it.
₱355.05 today → dagdag buying power → reinvest → more shares → potentially more dividends.
That's the Dividend Snowball. ❄️

Small dividends.
Small steps.
Big picture.

Para Sulit Beyond Sweldo! 😉

PSE, BAKA NAMAN MAPAPAKIUSAPAN… 😅PSEi today: 5,956.33-48.25 (-0.80%)Meanwhile, my dividend portfolio:-4% 😭📉PSE… hindi na...
28/08/2026

PSE, BAKA NAMAN MAPAPAKIUSAPAN… 😅
PSEi today: 5,956.33
-48.25 (-0.80%)
Meanwhile, my dividend portfolio:
-4% 😭📉

PSE… hindi naman ako demanding.
Hindi naman ako humihingi ng araw-araw green.
Hindi rin naman kailangan mag-₱7,500 agad. 😂
Pero baka naman…
Konting rebound lang. 😉 Mag-rebound ka ha! 🥹

Kasi yung portfolio ko, from “okay lang, long-term tayo” naging:
“Long-term talaga… kasi mukhang wala akong choice.” 😂 Charot!

Pero seriously, this is also part of investing.
When you’re building for years, red days are part of the journey. The goal isn't to avoid every pullback—it’s to have a plan strong enough that you don't panic every time the market gets moody. 😉

So for now:
📉 PSEi down
📉 Portfolio down
💰 Dividends still coming
🧠 Lesson still loading
PSE, baka naman.

May weekend pa tayo para pag-isipan mo. 😅🙏
—from isang small retail investor na hindi naman galit… slightly umasa lang. 😂

Sulit Beyond Sweldo! 😉

Bukas na. 🚨📍 FR2, SMX Convention CenterSM Aura Premier, 26th St cor. McKinley Parkway, Taguig City🗓 Saturday, August 29 ...
28/08/2026

Bukas na. 🚨
📍 FR2, SMX Convention Center
SM Aura Premier, 26th St cor. McKinley Parkway, Taguig City
🗓 Saturday, August 29 · 9:00 AM

Kung ilang taon mo nang sinasabing "balang araw mag-iinvest din ako" — bukas na yung balang araw. 😉

Use 🎟 Code louiecezar for 10% off
Para Sulit Beyond Sweldo 😉

Hala tuloy-tuloy lang nang pagbaba si MER 😅 How deep pa? Nag-hold ka pa ba? Or nag-cut loss na? Or naubusan na ng buying...
28/08/2026

Hala tuloy-tuloy lang nang pagbaba si MER 😅 How deep pa? Nag-hold ka pa ba? Or nag-cut loss na? Or naubusan na ng buying power?

Happy investing!

28/08/2026

ICT: 📉
ICT management: BUY. 😅
Me: “Ikaw na mismo bumibili ng shares mo?”
ICT: “May gusto lang akong samantalahin.” 😉

Market Close Yesterday: Super Red Day Pero may Isang Papansin 🔴😅 Si ICT? ₱881, -4.29%.Kumurot na din ako nung isang ara...
27/08/2026

Market Close Yesterday: Super Red Day Pero may Isang Papansin 🔴😅

Si ICT? ₱881, -4.29%.
Kumurot na din ako nung isang araw—sold just 20 shares. 😅
Hindi dahil ayoko na kay ICT.
Nag-take lang ng konting gains.
At yesterday… ayun. Bumaba pa. 😂
Pero love ko pa rin si ICT.

Kasi isa sa natututunan ko habang tumatagal sa investing:
Hindi porket red today, pumangit na agad ang stock.
At hindi rin porket green today, automatic winner na.

Tingnan mo si ALI.
Green na green sa gitna ng puro p**a.
Papansin, charot! 🙂
Pero ganito talaga ang stock market.
May araw na ikaw ang green.
May araw na ikaw ang red.
May araw na parang buong portfolio mo may personal na problema. 😂
Ang mahalaga, alam mo bakit mo hawak yung stock.

Kung long-term investor ka,
Ang goal isn't to predict every move.
Ang goal is to stay invested in good businesses, manage your risk, and let time do some of the heavy lifting.
Kaya kapag p**a ang market…
hinga muna.
Check your thesis.
Huwag agad mag-panic sell dahil lang sa kulay. 😅
Market close lang yan. Hindi pa closing remarks ng investment journey mo.

Stay Sulit Beyond Sweldo! 😉

27/08/2026

Kapag p**a ang market…
hinga muna.
Check your reasons.
Self, huwag agad mag-panic sell dahil lang sa kulay. 😅

27/08/2026

My 9K Experiment Portfolio

From ₱9K capital → ₱11K January → ngayon… below ₱9K ulit. 😂

Progress? Meron.
Profit? Nawala.
Lessons? Marami. 🤣
Trading experiment daw na emotions at discipline ko mismo ang subject. 🥲📉

Trading experiment continues.
Until maging Sulit Beyond Sweldo!

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