Sulit Beyond Sweldo

Sulit Beyond Sweldo Talking to myself about money & hoping I listen 😂 Personal 'where did my salary go?' page. Budgeting, avoiding debt & saving for future me.
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Helping regular Pinoys take control of their sweldo through relatable personal finance tips & real money lessons.
📌 Posting self-roasts, sweldo struggles, & smart money moves.
💬 Featured insights from PH finance experts & my own journey.
👇 Follow for practical tips & real talk on pera management!

GFunds Update  #6 — Road to pantay na capital 😉Started this journey via the GCash app March 2021 with just ₱1,000.Ngayon...
11/05/2026

GFunds Update #6 — Road to pantay na capital 😉

Started this journey via the GCash app March 2021 with just ₱1,000.

Ngayon, Portfolio is at ₱52,732

Current Breakdown:

ATRAM Global Tech Feeder Fund
Capital: ₱21K
Value: ₱43,918
+₱22,918 (+109%)

ATRAM Global Consumer Trends Feeder Fund
Capital: ₱8K
(Includes this month’s auto-invest na ₱1K)
Value: ₱8,813
+₱813 (+10.1%)

From Last Update
₱48,541 → ₱52,732
+₱4,191 (+8.63%)

Tahimik lang ulit…tapos kapag chineck mo biglang galaw 😅

Dati Tech lang talaga ang bida sa funds port ko na ito.
Yunf Consumer parang taga-cheer lang 😅
Pero ngayon?
Unti-unti nang humahabol.

Goal ko:
Gawing ₱21K din ang total capital ng Consumer Fund.
Gusto kong makita kung anong mangyayari kapag parehong nabigyan ng oras yung 2 fund at parehong nabigyan ng consistent na hulog 🤩

Biggest Lesson So Far sa GFunds:
Hindi sapat yung “magandang fund”

Mas importante minsan yung:
✔️ Kaya mong mag-commit to buy consistently 😜
✔️ Kaya mong tiisin habang boring 🫠
✔️ Hindi mo gagalawin kapag emotional ka 😋

Small money.
Consistent hulog.
Long game.

Para Sulit Beyond Sweldo 💙

Gen San! This might be your sign na hindi habang buhay puro trabaho lang. 👀📈Most people delay investing for years not be...
11/05/2026

Gen San! This might be your sign na hindi habang buhay puro trabaho lang. 👀📈

Most people delay investing for years not because tamad sila…kundi dahil intimidating talaga sa simula.

“Baka malugi.”
“Hindi ko gets.”
“Wala pa kong malaking pera.”

Pero minsan, ang kailangan lang talaga is
the right mentors, the right environment, and the courage to finally start learning.

That’s why events like this matter.
💸 How to Make Millions in the Stock Market Seminar
📍 Venue 88 Hotel & Events Place, General Santos City
🗓 May 16, 2026 | 9AM–3PM

Learn from:
Bro. Bo Sanchez
Sir Edward Lee (Founder of COL Financial)
Marco Victoria (COO of Truly Rich Club)

Hindi ito tungkol sa instant milyonaryo fantasy. 😅
It’s about building financial direction, discipline, and long-term thinking.

🎟 Regular Ticket: ₱1,497
🍪 Snacks included
💥 Use promo code LOUIECEZAR for 10% OFF

One good financial decision can quietly change the next few years of your life.
Baka ito na yun. 😉

Ang simula ni PSE today, green! 🤩
11/05/2026

Ang simula ni PSE today, green! 🤩

10/05/2026

Pareho lang namang PSE tinitingnan natin…
magkakaiba lang tayo ng interpretation 😅🤣
Problem X Opportunity

My 9K Experiment PortfolioUpdate  #25 — End of Week (May 9, 2026) Ayun… from momentum trader back to “long-term investor...
10/05/2026

My 9K Experiment Portfolio
Update #25 — End of Week (May 9, 2026)

Ayun… from momentum trader back to “long-term investor by virtue of PCOR” real quick 😅

Last week’s moves:

Sold SPNEC at ₱1.66
Entry: ₱1.53
Approx gain: +₱260 befoe fees

Sold SGP at ₱26.80
Entry: ₱22.05
Approx gain: +₱475 before fees

Meanwhile…
❌ PCOR: -14.19%
Hindi ko pa rin binenta 😅
Ewan ko ba. Parang gusto ko yatang makipagmatigasan hanggang emotionally damaged na kami pareho 😅

At least may dalawang matinong desisyon this week 😂

Current Snapshot:
Total Deposits: ₱9,000
Current Value: ₱9,194.72
Stocks: ₱9,021.71
Cash: ₱173.01
Unrealized: -₱552.96 (-5.78%)

Then bumili ulit: JFC & URC 🤩
Makaahon na kaya next week?
Wish me luck! Wish me cut loss! 😉

09/05/2026

Sana maabutan pa ni Mother yung part na "Living off Dividends" na ako.
Happy Mother's Day sa lahat na nanay na naging inspiration natin para maging Sulit Beyond Sweldo

Hindi ito fundamental analysis.Hindi rin valuation breakdown.Hindi tayo ganyan ka-sophisticated 😅Pero minsan mapapaisip ...
09/05/2026

Hindi ito fundamental analysis.
Hindi rin valuation breakdown.
Hindi tayo ganyan ka-sophisticated 😅

Pero minsan mapapaisip ka rin talaga kapag tinitingnan mo yung price nila noon VS ngayon!

BDO
From around All-Time High na nasa ₱166+ area…ngayon ₱117 na lang. 🥲

ALI
Naalala niyo nung halos ₱50 territory vibes ito dati?
Ngayon nasa teens na. 😅

URC
Dati parang “safe Tito/Tita stock” na laging nasa radar.
From highs of ₱230, ngayon battered din around ₱60 area.

TEL
Ito talaga eh. From glory days na nasa ₱3k+ years ago…ngayon nasa ₱1,230-ish territory na lang.

Does this mean automatic tataas sila ulit?
Of course not. 😅
Hindi porket malayo sa all-time high = bargain agad.

Pero bilang "regular" (Talaga? 🤪) investor na trying to survive the PSE…
Minsan napapaisip ako:
“What if these beaten-down boring giants eventually excite people again?”

Kasi honestly, ang hirap din minsan bumili kapag “wala nang excitement.”
Just patience. Dividends.
And hope na hindi lang ikaw ang naniniwala. 😂

Pero isa rin sa natutunan ko sa PSE:
The market loves making people bored… before making them interested again.
(Or delusional lang talaga tayo. Pwede rin. 🤣)

Curious tuloy ako,
Anong stock sa port mo ang feeling mo super down ngayon… pero may comeback story pa?👀

Makakapag-outing pa ba lahat? 😅Happy investing!
09/05/2026

Makakapag-outing pa ba lahat? 😅

Happy investing!

09/05/2026

Akala mo tapos ka na sa market…
biglang green lang ng konti, invested emotionally ka na ulit 😅

Sukli Stocks! 🙂 Thank you Sir Project Retirement PH Follow his page, may free portfolio tracker 😉
08/05/2026

Sukli Stocks! 🙂 Thank you Sir Project Retirement PH Follow his page, may free portfolio tracker 😉

You may have noticed that cash is almost always less than 500 in the portfolio. The reason is because of "Sukli stocks".

"Sukli stocks" are stocks with a board lot of less than ₱600. When the dividend shift started, PSB was added primarily for this purpose. Portfolio later on moved from PSB to FB. When RFM surged above ₱5, it became the latest "Sukli stock" of choice of the portfolio.

Address

Candelaria
4323

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