02/10/2025
Read about this exclusive feature with Rappler:
Finding a lifeline: How a Pru Life UK policy became an unexpected safety net
https://www.rappler.com/brandrap/prulife-uk-policy-sherwin-pelayo-profile/
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๐๐๐๐ ๐๐ฃ๐จ๐ช๐ง๐๐ฃ๐๐ ๐ฌ๐ค๐ง๐ ๐จ. ๐๐๐ง๐๐ค๐.
Ako mismo guys 2 clients ko na ang namatay. Nabigyan ni Pru Life UK ng cash claims. The first one was around P900,000. Yung isa more than P1,000,000.
๐ผ๐ฃ๐ค ๐๐ฃ๐ ๐๐๐ฅ๐๐ฉ ๐ข๐ค ๐๐๐ฌ๐๐ฃ?
1๐จ๐ฉ, ๐๐ฉ๐ค๐ฅ ๐ฟ๐ค๐ช๐๐ฉ๐๐ฃ๐
Lam mo ba nung pandemic, the life insurance industry paid out P9.05 BILLION in claims? Wag magpa discourage sa mga taong di ka naman tutulungan magbayad ng hospital bills mo if may mangyari sayo.
2๐ฃ๐, ๐๐ช๐ข๐๐ฃ๐๐ฅ ๐ฃ๐ ๐๐๐ฅ๐ช๐ฉ๐๐๐ก๐ ๐พ๐ค๐ข๐ฅ๐๐ฃ๐ฎ
Pru Life UK, Sunlife, Manulife, AXA, Insular, FWD, Allianz. Lahat yan super lalaking kompanya. Pumili ka na lang.
3๐ง๐, ๐๐ฆ๐ช๐๐ก๐ก๐ฎ ๐๐ข๐ฅ๐ค๐ง๐ฉ๐๐ฃ๐ฉ, ๐๐ช๐ข๐๐ฃ๐๐ฅ ๐ ๐ ๐ฃ๐ ๐พ๐ค๐ข๐ฅ๐๐ฉ๐๐ฃ๐ฉ ๐๐ฃ๐ ๐๐ง๐ช๐จ๐ฉ๐ฌ๐ค๐ง๐ฉ๐๐ฎ ๐ผ๐๐๐ฃ๐ฉ
Na alam mong magtatagal at lagi kang rereplyan. Maraming pasaway na agents, yes. Pero need I remind you na marami ding pasaway na contractors, engineers, at abogado! Haha! What I'm saying, hindi porket life insurance agent, di na ok. Hahanap ka lang ng maayos.
So do your research. Talk to the agent in person. Gauge mo his personality and capability.
4๐ฉ๐, ๐๐ค๐ช ๐๐๐ซ๐ ๐๐ค ๐ฟ๐๐๐๐๐
Na you want to be insured sufficiently. Sufficient. Kasi 1M is kulang guys. Sometimes kasi 3yrs na lumipas, pinag iisipan mo pa din. Hindi mauubos ang gastusin mo. But this is exactly the same reason why you need to be insured.
Dahil if mawala ka or magkasakit ka, life insurance talaga ang tutulong sayo maka bayad ng gastusin mo.