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Maria Theresa Cuenco - Licensed Financial Advisor of SunLife, Blk 22 lot 4 Celerina Homes, Palmera Spring 2, Brgy. 173, Caloocan (2026)

Q: What is the address?

Blk 22 Lot 4 Celerina Homes, Palmera Spring 2, Brgy. 173

23/10/2023

THE BEST HEALTH INSURANCE OF SUN LIFE 💛

SUN Fit and Well Advantage ✨

A life and health insurance plan that offers critical illness and life insurance benefits until age 100 with specific cancer benefits.

Benefits:

✅ Health and wellness benefit
Avail of special access and privileges to premium workouts and various wellness activities that will help you stay fit and healthy.

✅ Critical illness benefit
Receive cash benefits upon diagnosis of any of the 100+ critical conditions across minor and major stages.

✅ Specific cancer booster benefit
Get an additional cash benefit equivalent of up to 50% of the Face Amount upon first diagnosis of any covered advanced-stage cancer.

✅ Life insurance protection
Secure your loved ones’ future with guaranteed life insurance protection equivalent to the plan’s Face Amount until Age 100.

✅ Special bonus and dividend earnings
Enjoy a Special Paid-Up Bonus at the end of the premium paying period. Earn annual dividends thereafter, which may be withdrawn anytime or left with Sun Life to accumulate.

📌 Limited payment period
Pay a fixed amount in 10, 15, or 20 years. Annual, Semi-annual, quarterly, and monthly.

Message me for appointments 📨

17/10/2023

Life is unpredictable and this is a well-known fact. While a man or woman does everything in their power to stay alive, healthy and look after their family and loved ones, we know that it can all turn out unfavourable too.

If you’re a family person, you cannot afford to miss out on this safety tool. In case you’re not around, your family will never be dependent on anyone, just as you would not want them to be, when you were alive… So let Life Insurance help you take over those responsibilities for you!

No matter what kind of Life Insurance policy you choose, you will rest well knowing that the people close to you will be taken care of in the event of your demise. The peace of mind that comes with having a Life Insurance policy already in place is priceless.
⠀
We, Financial advisor is here if you are unsure what kind of coverage you need in order to get your whole family protected for unexpected events! 💛💛💛

Reserve your slot today for Free Financial planning.
⠀
💐 Tere Cuenco
Sunlife Financial Advisor

15/10/2023

Pamana and Pension Plan❤️

SUN SMARTER Life ELITE Peso 5/10 and VUL 🙂

Ano ang Sun Smarter Life Elite Peso 5/10?
Ito ay 5/10 year payment whole life insurance na merong GUARANTEED Cash Value and merong Guaranteed Anticipated Endowment Benefit.

Nagbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on 6th year of the policy, and every other year thereafter until age 100.

Ano ang PROS ng Sun Smarter Life Elite 5/10:
✅ Double ang face amount upon death of the insured
✅ Meron syang GUARANTEED 8% na endowment benefit
✅ Meron kang dividend (not guaranteed, projected 3%)
✅ Great for child's educational fund from 0 to 10 years old
✅ Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron kang makukuha until age 100.
✅ Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
✅ Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap siya ng pera until age 100
✅ Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
✅ Perfect para sa mga taong sigurista
✅ May paying period na 5 years or 10 years
✅ Merong Accidental Death at Total Disability Benefit

Eh anu-ano naman ang CONS nito:
▪️ Pwede sya sa mga taong merong budget na 6K or more per month para sa plan nila
▪️ Hindi ka naghahawak ng shares ng top companies sa pilipinas (shareholder)
▪️ Hindi ka naka-invest sa stocks, money market, bonds, etc.

🙂 🙂 🙂
For example if you have
1,000,000 face amount..
8% is 80,000

Child: 0 year old

6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends until 100 years old 🙂 🙂 🙂
Just do the math 😊

Eh paano kung 2,000,000 face amount
8% is 160,000 + dividend on the 6th year, 2 years thereafter until age 100 🙂 🙂 🙂

*** The lowest face amount allowed is Php 200,000
***Pwede mong ipunin ang pera and leave it to accumulate
***Kahit saan pwede mong paggamitan ang pera (House & Lot, Travel Goals, Kids’ Education, Retirement, etc.) It’s YOUR money 🙂
*** You can use the money as pension

Eh paano naman ang VUL:
✅ Perfect for maliit/ sakto lang ang budget, it's an affordable plan for everyone (Depending on your capabilities and needs, talk to me know more)
✅ Flexible ang payment period
✅Okay sa long term investing
✅ Mas affordable kesa sa Elite 🙂

Happy Learning!

13/10/2023

𝐒𝐔𝐍 𝐅𝐈𝐓 𝐀𝐍𝐃 𝐖𝐄𝐋𝐋 𝐀𝐃𝐕𝐀𝐍𝐓𝐀𝐆𝐄 — THE MOST COMPREHENSIVE HEALTH INSURANCE PLAN ☀️

IT COVERS:

✅𝗦𝗣𝗘𝗖𝗜𝗔𝗟 𝗔𝗖𝗖𝗘𝗦𝗦 𝗧𝗢 𝗪𝗘𝗟𝗟𝗡𝗘𝗦𝗦
-Once you avail Sun Fit and Well life insurance, you are automatically a GoWell GOLD member. GoWell is a wellness advocacy program of Sun Life where you can receive health and wellness contents, invites to community workouts, receive perks and privileges, and have the opportunity to meet like-minded individuals who also promote healthy living.

✅𝗖𝗢𝗠𝗣𝗥𝗘𝗛𝗘𝗡𝗦𝗜𝗩𝗘 𝗖𝗥𝗜𝗧𝗜𝗖𝗔𝗟 𝗜𝗟𝗟𝗡𝗘𝗦𝗦 𝗕𝗘𝗡𝗘𝗙𝗜𝗧
-Sun Fit and Well health insurance provide coverage from 64 Major Critical Illnesses, 34 Minor Critical Illnesses and 16 Specific Cancer for a total of 114 critical illnesses. Specific Cancer Booster benefit gives an additional 50% of the Face Amount to the insured in the case of diagnosis of cancer-related illness.

✅𝗛𝗢𝗦𝗣𝗜𝗧𝗔𝗟𝗜𝗭𝗔𝗧𝗜𝗢𝗡 𝗕𝗘𝗡𝗘𝗙𝗜𝗧
-In case of diagnosis from the critical illnesses, you can claim 0.125% of the Face Amount for Hospital Income Benefit (HIB) which will be multiplied by the number of days you’ve been confined. You also get a fixed amount of Post Hospitalization Benefit to be used for follow up check-ups.

✅𝗛𝗢𝗠𝗘 𝗥𝗘𝗖𝗢𝗩𝗘𝗥𝗬 𝗕𝗘𝗡𝗘𝗙𝗜𝗧
-This is an additional fund that you can claim upon discharge which is equivalent to 50% of HIB multiplied also by the number of days you’ve been confined.
In worst case scenario where insured becomes terminally ill, having a life expectancy of 6 months or less, a Palliative Care Benefit of 10% of the Face Amount will be given additionally to the insured. It is somehow a way of relieving the pain and stress caused by the illness.

✅𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 𝗖𝗢𝗩𝗘𝗥𝗔𝗚𝗘
-Sun Fit and Well insurance also provide a guaranteed life insurance coverage until age 100 in case no major critical illness claim has been made from the plan. It will be equivalent to the original face amount plus cash benefits, less minor critical illness claims if there’s any.

✅𝗚𝗨𝗔𝗥𝗔𝗡𝗧𝗘𝗘𝗗 𝗖𝗔𝗦𝗛 𝗕𝗘𝗡𝗘𝗙𝗜𝗧
-For eight consecutive years starting at age 65, you have the option to get 5% of the original Face Amount in advance which serves as your guaranteed steady income during retirement.
Aside from that, Special Paid Up Bonuses* at the end of premium paying period and Annual Dividend earnings* are available for withdrawal anytime. You also have the option to just leave it with Sun Life to accumulate.

✅𝗟𝗜𝗠𝗜𝗧𝗘𝗗 𝗣𝗔𝗬𝗜𝗡𝗚 𝗣𝗘𝗥𝗜𝗢𝗗
-Unlike any other plans that you need to pay for the plan forever, with SUN Fit and Well insurance, you only have to pay it for a limited period of time. You have the option to pay for it in:
*10 years
*15 years
*20 years
Take note, these are guaranteed paying periods. Sun life will never require you to pay beyond those years.

Interested? PM.
Busy for meet ups? Pwedeng mag- schedule ng online meeting. :)

PM me
TERE CUENCO
Your SunLife Licensed Financial Advisor

11/10/2023

Thank u so much mam espinosa for choosing sunlife...
Welcome to ur daughters' brighter future.

20/06/2022

Huwag sanang maging huli ang lahat... 💔

06/06/2022

Get insurance and investment for as low as P1,500 month! 💛

Be 💯 protected with GUARANTEED life insurance while letting your money GROW in the stock market!

GET INSURED ONLINE! Less Hassle and No Meet-Ups Needed! 🤩 Shoot me a message now! 💛

04/06/2022

Want to avail insurance but has tight budget?
Here's an affordable plan for you!

You can start to have VUL (insurance with investment) for as low as 799 per month.

Illustration below is for Female Non Smoker 25yo
We can check yours now, Get a free quotation now.

Premiums may vary depend on age, gender, occupation.

Tara at pagusapan natin ang Plan pra sayo.

💐 Tere Cuenco
Licensed Financial Advisor at SUN LIFE
09687901112

03/06/2022

Client: Ang dami pa kasi naming bayarin.

Me: Oh I understand, huwag kang mag alala ramdam na ramdam ko rin yan. Pero diba di naman natatapos yung mga bayarin natin?

Nadadagdagan pa nga sa totoo lang habang natanda tayo.

Pero ang pinagkaiba kapag may Life Insurance ka, may peace of mind ka na whatever happen sayo, yung mga bayarin na sinasabi mo, ay di na masyado poproblemahin ng pamilyang maiiwan mo.

Kapag kumuha ka ng Life Insurance ngayon, di ko naman sinasabi na mababawasan ang bills mo, may bills ka pa rin pero insured ka.

Pili ka client, dun sa maraming bills na insured o sa marami lang bills?

Client: Anu ba kailangan dyan, nasan na ba yung forms na pipirmahan?!?

ctto

PS: I just talked to someone today who had the same issue. Baka ito rin ang concern mo.
Start na natin insurance plan mo.
Send me a message...

💐 Tere Cuenco
Financial Advisor

01/06/2022

💐 Tere Cuenco
Sunlife Financial Advisor

29/05/2022

SSS and Pag-ibig vs. Life Insurance
Habang employed ka, dalawa sa mandatory deductions sa sweldo mo ay mapupunta sa SSS at Pag-ibig. The infograph below shows some of the benefits na pwede mong makuha sa patuloy na paghulog sa mga ito. The question is, SAPAT NA BA ANG MGA ITO?
On the other side ay ang tinatawag na VUL. Just like SSS and Pag-ibig na mandatory na binabawas sa sahod mo, pwede mo rin itong hulugan every month. In return, magkakaron ka ng mga comprehensive benefits at makakaipon ka rin ng mas malaking halaga na pwede mong magamit as retirement money, para sa bahay na gusto mong bilhin, or business na gusto mo in the future.
Isa sa mga maganda pang katangian ng VUL is pwede itong icustomize based sa budget na kaya mo or sa amount ng benefits na gusto mong makuha.
Kaya kung nagtitiwala ka sa SSS, Pag-ibig etc. why not give VUL a chance?
Tara, usap tayo! Talk to a licensed financial advisor now.

MESSAGE ME NOW TO GET YOUR FREE QUOTE AND CONSULTATION! ☀️💛

Maria Theresa Cuenco - Licensed Financial Advisor of SunLife

23/10/2023

17/10/2023

15/10/2023

13/10/2023

11/10/2023

20/06/2022

06/06/2022

04/06/2022

03/06/2022

01/06/2022

29/05/2022

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