Iponerang Mangyan

Planning for a worry-free retirement?KAISER is the provider of the long term healthcare in IMG Partners, of which 99% of...
15/08/2026

Planning for a worry-free retirement?

KAISER is the provider of the long term healthcare in IMG Partners, of which 99% of the people I talk to does not have.
I have mine already, while others still contemplate whether to have it or not.

Filipinos hardly prepare for this major expense - long term healthcare. That is why, isang sakit wiped out ang finances ng family.

Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Investment Product ang bawat miyembro ng Pamilya lalo na yung mga bread winner.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung short term HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya nae-expire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang Long-term care bonus (cash) sa maturity, if there are no consumption during payment period.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may mangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

✔Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chickenjoy na may drinks & fries bes?

• Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap
basta healthy ay qualified po for this program.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag”

Message me for details ❤️

Maribel H. Capuyan

04/08/2026

Bait kaya ang Banko mag deposit ka ang baba ng interest, pero magLOAN ka sa kanila ang Taas ng interest? Nasaan ang hustisya? is the KEY

Don't    your savings  to solve  someone else problem...Dikit mo sa labas ng ref mo, sa  may pintuan at every corner of ...
29/07/2026

Don't your savings to solve someone else problem...

Dikit mo sa labas ng ref mo, sa may pintuan at every corner of your room lalo na at ka..😍😍😍

Why become an IMG Member?For a one-time membership fee, you gain access to financial education, exclusive discounts, ins...
12/06/2026

Why become an IMG Member?

For a one-time membership fee, you gain access to financial education, exclusive discounts, insurance benefits, medical privileges, investment opportunities, and a community dedicated to helping individuals build a more secure future.

✅ Financial Education & Trainings
✅ Personal Accident & Life Insurance Benefits
✅ Savings & Investment Opportunities
✅ Medical Consultation Privileges
✅ Exclusive Member Discounts
✅ Access to Local & International Events

Invest in yourself today and start building a stronger financial foundation for tomorrow.

Your future deserves protection. Your dreams deserve a plan.




Bakit magandang magkaroon ng Kaiser Long-Term Healthcare? Dahil ang kaiser is 3in1 na at ito ang ipon na walang tapon. W...
11/06/2026

Bakit magandang magkaroon ng Kaiser Long-Term Healthcare? Dahil ang kaiser is 3in1 na at ito ang ipon na walang tapon. Wag masilaw sa malaking tubo kung di ka naman sigurado, Kaiser lang ang sure na sigurado ka dito.

Kung ikaw ay 20 years old ngayon, mag-ipon ka lang sa Kaiser ng P3,529 sa loob ng 7 taon, posibleng magkaroon ng P4.7 million at age 60.

Ultimate Kaiser is a 3-in-1 Savings Plan: HEALTHCARE + LIFE INSURANCE + INVESTMENT.

How It Works:

- 7 years to pay, and matures at the end of the 20th year

- Health benefits for 20 years, and even beyond maturity

- All unused health fund accumulates with interest

- With 85% return of premium upon maturity if there is no confinement during the paying period.

- With FOUR (4) Way Insurance Coverage for 20 years
a) Term Life (202,500 up to 4.5M)
b) Accidental Death & Dismemberment (202,500 up to 4.5M)
c) Waiver of Installment due to Death (no need for the beneficiary to continue paying the remaining installments)
d) Waiver of Installment due to Permanent & Total Disability

*Kaiser policy will be transferred to the principal beneficiary in case of death of the insured

- Upon maturity, planholder can withdraw in full, or 50% of the maturity amount

Who can avail the Kaiser Long-Term Care Plan?
- Individuals ages 10 to 60 years old only

Protect yourself and your family.
Start your Kaiser 3-in-1 long term healthcare plan now!

Message me.

🌏✈️ IMG GOES TO MACAU 2026! 🇲🇴Open to all — message me for details! 💬This November 2026, make your travel experience mor...
11/06/2026

🌏✈️ IMG GOES TO MACAU 2026! 🇲🇴

Open to all — message me for details! 💬

This November 2026, make your travel experience more meaningful by combining adventure, learning, and personal growth all in one unforgettable journey.

Join us in Macau as we explore not only beautiful places and exciting experiences, but also valuable lessons that can help improve your financial future and mindset in life.

Here’s what you can look forward to:
✅ Financial Literacy
✅ Wealth-Building Strategies
✅ Personal Growth
✅ Leadership Development

Because sometimes, the best investment isn’t just about the places you visit — it’s about who you become along the way.

Whether you’re new to IMG or already taking steps toward your financial goals, this is a great opportunity to learn, connect, grow, and create memories that will last a lifetime. 🚀

“Scam daw ang IMG?”Madalas, para sa mga taong naghahanap ng overnight success, madaling tawaging scam ang isang organisa...
11/06/2026

“Scam daw ang IMG?”

Madalas, para sa mga taong naghahanap ng overnight success, madaling tawaging scam ang isang organisasyong nagtuturo ng tamang paghawak ng pera at financial literacy.

Nakakalungkot na marami pa ring Pilipino ang mas mabilis maniwala sa mga pangakong instant yaman kaysa sa proseso ng pag-aaral, pag-iipon, at pagbuo ng magandang financial foundation.

Ang mission ng IMG ay simple ngunit makabuluhan: Changing People from Spenders into Savers. Hindi ito tungkol sa pagyaman nang mabilis, kundi sa pagbibigay ng tamang kaalaman para makagawa ng mas matalinong financial decisions at magkaroon ng mas magandang kinabukasan.

Financial literacy is not a scam. It’s a life skill.





Yung kaya mong mag invest sa maling tao ending luha at pasakit ang balik syo.🤭🙈Parehas na kayo😝😜Sa KAISER Longterm Healt...
30/05/2026

Yung kaya mong mag invest sa maling tao ending luha at pasakit ang balik syo.🤭🙈
Parehas na kayo😝😜
Sa KAISER Longterm Healthcare kana lang mag Invest Secured kapa 🎯💯

7 Years Savings merun ka ng;
HEALTHCARE ✅
LIFE INSURANCE ✅
INVESTMENT ✅

IPON NA WALANG TAPON ✨🎯





“Bakit ka pa nag-iinvest? Ang baba ng market ngayon.”May mga nagsasabi sakin niyan dati… lalo na kapag nakikita nilang h...
23/05/2026

“Bakit ka pa nag-iinvest? Ang baba ng market ngayon.”

May mga nagsasabi sakin niyan dati… lalo na kapag nakikita nilang hindi agad tumataas yung investment.

Pero ang sagot ko lagi: hindi kasi market ang focus ko.

Ang focus ko is simple—retirement. Financial freedom. Peace of mind.

49 years old na ako Ng magsimula sa IMG, means 7 years na ngayon. Sa ngayon na ituro ko na din sa 2 naming anak ang pag I invest. Kasi real talk: hindi naman tumitigil ang gastos kahit tumigil ang income.

Kaya habang maaga, KC yong edad ko na 49 noon Ang pinaka batang edad ko para magsimula na akong mag-build ng habits sa pag-iipon at pag-iinvest—hindi para mabilis yumaman ngayon, kundi para may kumikita pa rin para sakin kahit hindi na ako active magtrabaho.

Pero alam mo yung pinaka malaking change sa journey ko?

Hindi lang basta “nag-invest ako.”
Natuto ako.

Natuto ako sa IMG paano gumawa ng solid financial plan—hindi haka-haka, kundi may sistema.

Doon ko mas naintindihan na:
Hindi pala sapat yung “mag-iipon ka lang.”
Kailangan may direction. Kailangan may strategy.

Kaya kung nasa point ka ngayon na nalilito ka, natatakot ka, o napapaisip ka kung “huli na ba ako?”—

hindi pa huli.

Ang mahalaga, nagsisimula ka.

At kung gusto mo rin matutunan paano magplano ng maayos para sa future mo, pwede kang magsimula sa financial education.

📩 Message me to know more about IMG Financial Education
Kasi minsan, hindi kulang ang kita mo…
kulang lang talaga yung tamang kaalaman at gabay.





Maribel H. Capuyan

Address

Calapan

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