20/03/2018
Overview
Make your dreams come true with our multi-purpose, low-interest loan option with affordable payment terms. Consider a personal loan as your lifeline or a safety net in times when you need that financial boost. Not sure if you need a personal loan? Click here. You can also use it for:
Education
Travel
Emergencies
Home Improvements/ Lot Down Payments *
Car Repair/ Car Purchase *
*As long as the secured portion is not financed by Security Bank
At a Glance
Take a look at what we can offer:
Minimum Loan Amount PHP 30,000
Maximum Loan Amount PHP 1,000,000
Payment Terms up to 36 months
Approval Time 5-7 banking days
Personal Loan Calculator
Standard Personal Loan Rates
Term Monthly Add-on Rate*
12 months 1.39%
18 months 1.49%
24 months 1.59%
36 months 1.69%
*The Annual Percentage Rate (APR) begins at 29.48%.
Eligibility
At least 21 years old at the time of application but not more than 65 years old upon loan maturity
Must be a Filipino Citizen
Must have an office or residence landline.
If Employed
Minimum gross monthly income:
For Metro Manila: PHP15,000
For outside Metro Manila: PHP12,000
If Self-employed:
With at least two (2) continuous years of profitable operations in the same line of business
Minimum gross monthly income:
For Metro Manila: PHP30,000
For outside Metro Manila: PHP25,000