Armarie Macuro-Taghoy, Financial Advisor

04/10/2022

Grateful and Blessed to be part of China Gold District since 2013 and COUNTING. 😍🥰

IF YOU GROW BECAUSE OF SOMEONE, LET SOMEONE GROW BECAUSE OF YOU!

08/01/2022

Time moves fast, 3 years and 5 months in fact, when people work as a team. In this span of time, people may come and go, but what’s important is those who stay. Time may have given us challenges and obstacles, but what is important is that we remain strong and resilient. We should never forget our dreams and our goals, and that is to improve the lives of the people around us.
Thank you to all the people who stayed and made the span of time wonderful.
Be ready for 2022 will be our year!

To those who are curious and still yearning to what it feels to experience success. Join us and feel free to leave us a message!

03/06/2020

Retirement Mistakes Pinoys Always Commit....

Sadly, there are these Filipino mistakes and myths about personal and household financial management that dictate how we live our lives and raise our children. But don’t fret, because as long as you have the luxury of time, there’s something workable about your situation. The problem is that most of us today don’t prioritize retirement planning at all.
Here are some mistakes Pinoys always commit when it comes to retirement:
Dependence on relatives
Have you heard “Anak, mag-aral ka ng mabuti, para ‘pag nagtrabaho ka na, ikaw na ang bahala sa amin.” It’s not a bad thing when you’re children and relatives give you money when you retire, it’s not even bad to ask. However, the issue about it is that it’s not good and healthy, either. Most Filipinos believe that when you raise your children – feed them, give them the best education or protect them from any harm – they are obliged to pay you back someday. Parents raise their child because it’s their responsibilities to do so that goes along with children’s right to be sheltered, fed, and given the opportunities in life. Your children are your obligations, not your investment where you can expect returns.
This doesn’t mean, though, that you should ignore your parents when you’ve reached your point of success or even when you’re already earning a decent income. It’s a pride and joy to give your parents something as their reward for their hard work on nurturing you – there’s never wrong with that. But if you are the parent, would you want to depend on your kids after decades of working? You can have a choice.
Retirement age
Filipinos often retire in the last decades or years of their lives. If you work because you don’t want to stop working or making money because you feel energized or passionate about it, that’s perfect. But you have to keep in mind the difference, the great difference of working to keep your enthusiasm and avoid boredom versus working to constantly bring food for your family.
The word retirement usually connotes a gray-haired man, tired-looking because of more than 4 decades of working every day but if you strive to become the best of yourself in the first decades of your life, you will reap the fruits of your hard work early on. It’s just a matter of proper discipline and careful planning.
Retirement doesn’t mean you have to be old; it’s when you’re ready. If you’re 20-something, and you wish to start funding your retirement, that’s good. The earlier, the better.
Relying on Government/Company retirement package alone
Sure thing, social security pension plans or your company’s retirement package could be a lot of help for you and your family. However, it’s not ideal to rely on them solely. SSS (Social Security System) pension is low in terms of interest and does not adjust to inflation rate. Pension plans are great, but it’s not enough, especially if are to live more years on retirement.
How do you see yourself retiring? Is it something exciting? Or are you worried? What are you doing today, then?

Message me ASAP

Armarie M. Macuro-Taghoy
Financial Consultant
09177078470

21/03/2020

12/12/2019

03/11/2019

It’s really very important to have a rich heart

25/10/2019

Start saving for the future before it’s too late

15/10/2019

People search for a lifetime for something that would give them purpose in this world. Being a financial advisor is not your regular 8-5 job wherein your biggest reward is a big paycheck, it is a career, a vocation. It immerses me in a world of positivity and dreams, it gives me the reason to develop and grow, and it gives me the opportunity to improve people’s lives, whether mine, my clients, their families , or my fellow advisors.

Come and join me and have a purpose driven life.

Armarie Macuro-Taghoy
Financial Advisor-Unit Manager
Prulife UK

25/09/2019

HOW WOULD YOU EXPLAIN LIFE INSURANCE TO A 5-YEAR OLD?

A lady agent was trying to close a life insurance sale to a couple at their home, but to no avail.
As she was about to give up, the couple's 5-year old daughter came along and asked: "Daddy, what is the lady selling?"
Her dad answered: "Oh, she's selling life insurance, sweetheart."
The girl asked again: "What is life insurance, daddy?"
The dad turned to the agent and sarcastically said: "Well, I guess you are the most qualified person here today who can explain it to my child!"

So how would YOU answer the question if you were the agent?

The agent turned her attention to the little girl and started to explain:
"You see sweetheart, there is a very wide river where all moms and dads cross with their kids. Some would cross paddling their own boats; others would ride a very big boat together with other families. Once in a while, a big bad fish would come out and eat a mommy or a daddy. If the bad fish will eat a daddy in a small boat, the mommy will have a hard time rowing; but if the bad fish ate a daddy on the big boat, all the other moms and dads will still help rowing until everyone can come ashore safely. Now sweetheart, the big boat is called life insurance. And I am selling tickets to the big boat."

After a few seconds of hesitation, the child turned to her parents and said: "You are going to buy tickets for us in that big boat, wouldn't you? Please, daddy.... "
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If YOU are the parent, will you BUY the needed life insurance?

Ctto The Prudent Generation