Stella Mar Baban, Sun Life Financial Advisor

Stella Mar Baban, Sun Life Financial Advisor I am a Sun Life Financial Advisor for 10 years now with a heart to serve my clients.

02/07/2026

Explain napud nako unsa man jud ang VUL? Bisan ako personally, mag 11 years nako sa industry naaman jud ko clients pud na naka ask re fund value. Maong karun if mag explain ko sa client ug VUL plans balik2 jud nako ang insurance charges na basin mag expect siya na ang projected fund value interest to bah.

Term Insurance vs VUL, long term mas advantage japun si VUL. Pero depende jud sa needs, priorities, and goals sa client japun kung unsa ang atong recommended na plan para sa ila and explain sa ila na even an elem student can understand.

5 lives may not seem like a lot, but to those 5 families, it means everything. ❤️ Thank you for the trust!🙏💛🌞Behind ever...
01/07/2026

5 lives may not seem like a lot, but to those 5 families, it means everything. ❤️ Thank you for the trust!🙏💛🌞

Behind every policy is a promise of protection, security, and peace of mind. This is why I do what I do.

All glory to God. 🙏

Traditional insurance plans provide guaranteed cash benefits, regardless of market conditions.On the other hand, Insuran...
01/07/2026

Traditional insurance plans provide guaranteed cash benefits, regardless of market conditions.

On the other hand, Insurance-Linked Investment Plans (VUL) offer the potential for higher returns, but their performance depends on market conditions.

This means the investment risk is borne by the investor or planholder.

Your risk profile, financial goals, needs, and priorities will help determine which product is best for you. It's also important to choose a plan with a premium you're comfortable sustaining.

Remember, this isn't something you "get now and forget later." Sayang ang imong nasugdan, sayang ang benefits, ug sayang ang imong gihulog kung dili nimo mapadayon.

After all, life's uncertainties are inevitable, and having the right financial protection can make all the difference.

If you'd like to learn more and find the plan that best suits your needs, let's sit down and talk about it.

❤️

24/06/2026

Plan your vacations, but don’t forget to plan for retirement too.
Take it even more seriously. A vacation lasts a week. Retirement lasts for decades.

Sun Fit and Well vs Sun LifeAssure👉 SUN FIT AND WELL✔ Covers more than 100 critical illnesses✔ Fixed payment (10-15-20),...
06/05/2026

Sun Fit and Well vs Sun LifeAssure

👉 SUN FIT AND WELL

✔ Covers more than 100 critical illnesses
✔ Fixed payment (10-15-20), covered until age 100
✔ With cash value, bonuses & extra benefits

👉 SUN LIFE ASSURE

✔ More affordable
✔ Renewable, but premium increases
✔ Covered until age 70, no savings/investment component

👉 Long-term: mas advantage ang Sun Fit and Well

👉 Budget-friendly: okay ra mag-start sa Sun LifeAssure kaysa wala protection

Mas maayo magstorya ta para ma-fit sa imo needs 😊

Message me 📥

09/04/2026

Insurance term that comes to my mind.🫢

Any amount of coverage is indeed better than having none at all. When getting life insurance, sustainability is very imp...
10/03/2026

Any amount of coverage is indeed better than having none at all. When getting life insurance, sustainability is very important—something you can comfortably continue paying for no matter what happens. As the saying goes, bahala gamay basta naa, kaysa wala.

However, it is even better if you know how much coverage is truly enough to sustain your family in case death or disability happens to you as the breadwinner.

To everyone, I can assist you. No time for a meet-up? No problem. We can do everything online—from Financial Needs Analysis, application, claims, partial fund withdrawals, to any policy changes and concerns. I got you.


01/03/2026

4 lives secured this February. 🙏💛

Thank you to my clients for trusting me and Sun Life in securing your future and your loved ones’ future.🙏💛🌞

If you are saving 2,100 pesos monthly to build or accumulate at least 1 million for possible medical expenses due to cri...
27/02/2026

If you are saving 2,100 pesos monthly to build or accumulate at least 1 million for possible medical expenses due to critical illnesses, it would take 40 years to reach 1 million. But with life insurance, starting from day 1, you are already covered for 1 million or more with just 2,100 pesos.

And it's not just that, life insurance also builds up cash value or fund value, which you can use for retirement, education fund, business fund or any financial milestone in life.

As featured on Kapuso Mo, Jessica Soho — 7 MILLION CKD cases na sa country.Dili ta kahibalo unsa’y mahitabo ugma.Pero ka...
24/02/2026

As featured on Kapuso Mo, Jessica Soho — 7 MILLION CKD cases na sa country.

Dili ta kahibalo unsa’y mahitabo ugma.
Pero kahibalo ta unsa atong pwede buhaton karon.

💧 Take care of your health.
💛 Protect your income.
🛡️ Get insured.

Address

Cagayan De Oro

Telephone

+639275741491

Website

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