Hojbar PLUK Journey

Hojbar PLUK Journey Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Hojbar PLUK Journey, Insurance Agent, Blk 24 Lot 30 La paz 1 Lapasan, Cagayan de Oro.

It is all about PRUtection of your LIFE and as well as your family and love once, your incomes, properties, assets and investments that are fit for your incomes.

🎓 Their dreams start with the right plan today.Education is one of the greatest investments we can give our children. Bu...
25/08/2026

🎓 Their dreams start with the right plan today.

Education is one of the greatest investments we can give our children. But with rising education costs and life’s uncertainties, preparing early can make all the difference.

💡 Plan today. Empower tomorrow.

Let’s build an education plan that helps protect their dreams while keeping your family’s financial future secure.

📩 Let’s talk about your goals.

Your dreams. Our plan. Their future.

Because we want our next generation has a strong foundation and higher skills and knowledge.

— Horace Jed B. Reños
Financial Consultant





🚀 WE ARE HIRING!Looking for more than just a job? Build a career with purpose, growth, flexibility, and unlimited potent...
24/08/2026

🚀 WE ARE HIRING!

Looking for more than just a job? Build a career with purpose, growth, flexibility, and unlimited potential.

As a Financial Consultant, you can help families protect what matters most while building a meaningful and rewarding career of your own.

✨ Make an impact.
📈 Grow professionally.
💰 Create your own income potential.
🤝 Build a lasting legacy.

Your journey. Your impact. Their future.

Because I want you to experience freedom on your daily routine no hussle.

📩 Message me today and let’s talk about your future!

Horace Jed B. Reños
Financial Consultant




14th Collab Hiving
24/08/2026

14th Collab Hiving

23rd CG Basics Training
24/08/2026

23rd CG Basics Training

Plan Today. Enjoy Tomorrow. ❤️Retirement should be more than simply stopping work—it should be the beginning of the life...
22/08/2026

Plan Today. Enjoy Tomorrow. ❤️

Retirement should be more than simply stopping work—it should be the beginning of the life you’ve always dreamed of. 🌅

Start preparing today so you can enjoy tomorrow with confidence, financial security, and peace of mind.

As your Financial Consultant, I’m here to help you build a retirement strategy aligned with your goals and the future you want for yourself and your loved ones.

Your future. Your freedom. Let’s plan it together.

Because it could overcome poverty.

📩 Message me for a personalized retirement planning consultation.







🛡️ PROTECT WHAT MATTERS MOST.Life is unpredictable, but your family’s financial future doesn’t have to be. ❤️Financial p...
21/08/2026

🛡️ PROTECT WHAT MATTERS MOST.

Life is unpredictable, but your family’s financial future doesn’t have to be. ❤️

Financial protection can help secure your loved ones, protect your income, prepare for life’s unexpected events, and build a stronger tomorrow.

Let’s start planning today for a more secure future. 💼✨

Horace Jed B. Reños
Financial Consultant

Because more than 98% of the Filipinos don't have protection yet.😢

📩 Message me for a personalized financial protection plan.





Simple Financial Tips 💰Financial freedom doesn’t happen overnight—it starts with the small, smart decisions we make toda...
19/08/2026

Simple Financial Tips 💰

Financial freedom doesn’t happen overnight—it starts with the small, smart decisions we make today.

Here are 5 simple steps to strengthen your financial future:

1️⃣ Track your money
2️⃣ Spend wisely
3️⃣ Save consistently
4️⃣ Build an emergency fund
5️⃣ Protect what matters most ❤️

Remember: Your financial future is created by what you do today, not tomorrow.

I’m Horace Jed Reños, Financial Consultant, here to help you build a more secure
financial future for yourself and the people you love.

📩 Let’s plan your future together.







I guide people's turn today’s decisions into tomorrow’s possibilities, guiding them toward a brighter future while prote...
19/08/2026

I guide people's turn today’s decisions into tomorrow’s possibilities, guiding them toward a brighter future while protecting the people they love. When life takes an unexpected turn, I help their families navigate their claims to recover from financial loss, and preserve the stability they worked so hard to build.

Proud to be one of the agents of Pru Life UK.

Because my journey leads me to this company to guide clients and there's a lot of learning here that will help me on my future and yours too.




13th Collab Hiving
18/08/2026

13th Collab Hiving

22nd CG Basics Training
18/08/2026

22nd CG Basics Training

Address

Blk 24 Lot 30 La Paz 1 Lapasan
Cagayan De Oro
9000

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