St Peter Life Plan Inc. - Cagayan de oro city branch

St Peter Life Plan Inc. - Cagayan de oro city branch Hello! I'm Ariene Rayos Montejo, an authorized insurance agent with St. Peter Life Plan. Feel free to reach out—your peace of mind is my priority!
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I’m dedicated to helping you secure your future with reliable insurance and memorial plans. Here is a history of how Lance & James Travel and Tours started on April 18, 2019, during the pandemic and now known as LJJ Travel and Tours:

**April 18, 2019 - The Unlikely Beginning**

It was a challenging time to start a business, especially a travel agency, as the world was still reeling from the effec

ts of the pandemic. As the world grappled with the COVID-19 pandemic, I, Ariene Fabre Rayos - Montejo, had just started Lance & James Travel and Tours I named it with my two sons, Jerry Lance and James. I am new to the travel industry, with lacking experience and knowledge on how to market and run a successful agency. The lockdown had just been implemented, and traveling was severely restricted. It seemed like an insurmountable task to get customers. It seemed really an impossible task for me.

**The First Year - A Slow Start**

For almost a year, we didn't have any bookings. It was though and I felt hopeless, stuck between a rock and a hard place. I keep on praying that one day this business will mark its journey. And then, my sister Lohingren Fabre Rayos who worked abroad (OFW) referred some of her coworkers who wanted to visit their hometown in the Philippines. This small breakthrough gave me a glimmer of hope. Slowly but surely, we started gaining customers. My relatives and friends began to book flights with us, and they even referred their friends and colleagues. This small boost gave me hope that our agency could make it. Slowly but surely, we started gaining momentum.

**The Turning Point**

As we gained more customers, I realized that our agency was not just about flights but also about building relationships. I made sure to check on my clients' flights regularly, notifying them about any schedule changes or delays caused by the airlines. I even do online check-ins in order for them avoiding missed flights and prevent long line in the boarding area. This personalized service earned us repeat clients from different areas and even abroad.

**Expansion and Evolution**

Our services expanded to include not only flight bookings but also Ferry Bookings, Hotel reservations, Bill payments, Tours Packages for local and international, Bus Booking, Travel Insurance, Visa Processing, Passporting assistance, DTI assistance, PSA assistance, and more. My friends, classmates, colleagues and even strangers began to trust us with their travel needs.

**Renaming and Growth**

On February 5, 2022, we rebranded our agency to LJJ Travel and Tours, representing the three brothers - Lance, James, and Jance. We continued to grow and thrive, operating primarily online. I am grateful for our loyal customers who have entrusted us with their travel plans.

**Today and Tomorrow**

As we mark five years since our inception on April 18, 2019 and slowly approaching our 6-year anniversary we remain committed to providing exceptional service to our valued clients. I am thankful specially to our God Almighty for giving me the courage and blessed me. We are thankful for our husband-co-pastors who have also given us their trust by booking flights for their ministry missions. We will continue to adapt to the ever-changing travel landscape while ensuring your travel experience is seamless and your money is safe with us. Experience Safe & Easy Travel with Our Guaranteed Low Prices! Thank you for being part of our journey!

Marami sa atin ang sobrang masisipag trabaho, sa negosyo, rumaraket kahit ano ano lang para kumita,Pero Ang nakakalungko...
05/05/2026

Marami sa atin ang sobrang masisipag trabaho, sa negosyo, rumaraket kahit ano ano lang para kumita,
Pero Ang nakakalungkot. Walang malinaw na Plano para sa long-term na paghahanda .

☝️Hindi habang Buhay malakas Tayo
✅Need natin St.Peter Life Plan sa panahon Tayo Matanda na.

☝️Hindi habang Buhay kaya natin magsipag, rumakit at mag negosyo.
✅Need natin Money will work for us.

☝️May mga pang yayari na Hindi talaga natin inaasahan What if bigla ka nlang Kunin ni Lord?
✅Handa ba ang pamilya mo sa malaking gastusin?

Paghandaan habang malakas ka pa
Hindi yung senior citizen ka na at doon ka pa manghihinayang na sana ay kumuha na ako nung bata pa ako
Do the math!
Pm if interested

With the St. Peter Traditional Life Plan – 7-Year Pay Plans, you can plan ahead at your own pace, with flexible payments...
30/04/2026

With the St. Peter Traditional Life Plan – 7-Year Pay Plans, you can plan ahead at your own pace, with flexible payments that won’t strain your budget. It’s a simple, thoughtful way to make sure your loved ones are taken care of—while giving you peace of mind today. 💚
Take the first step toward a secure, meaningful future.

Gusto mong kumuha ng St. Peter Life Plan pero di alam kung paano?Q&A from St. Peter Life Plan Inc.❓ Ano ang St. Peter Li...
16/12/2025

Gusto mong kumuha ng St. Peter Life Plan pero di alam kung paano?

Q&A from St. Peter Life Plan Inc.

❓ Ano ang St. Peter Life Plan?
✔ Sagot: Isang PRE-NEED Memorial Service Package na may kasamang accident at life insurance. (Pre-need ibig sabihin hindi agad gagamitin, pero kailangan ang paghahanda 👍)

❓ Ano ang mga benefits ng Life Plan?
✔ Sagot: Guaranteed services nationwide sa St. Peter Chapels, dagdag na cash benefits, transferable, at assignable.

❓ Anong edad ang pwedeng kumuha ng insurance at hanggang kailan ang coverage?
✔ Sagot:
- 18-54 years old para sa accidental death insurance
- 18-59 years old para sa life insurance

❓ Pwede bang kumuha kahit lagpas 60 na ang edad?
✔ Sagot: Oo, pwede pa rin. Full memorial service ang coverage, bayad lang ang natitirang balance kapag gagamitin na.

❓ Ano ang Additional Cash Benefits?
✔ Sagot: Bukod sa full memorial service, makakatanggap ang beneficiaries o pamilya ng cash benefits na katumbas ng contract price. Kasama rito ang:
- Extended Cash Assistance: Kapag namatay ang Planholder sa loob ng 5 taon matapos bayaran ang buong plan o hanggang 65 taong gulang niya, whichever comes first, makakatanggap sila ng cash assistance na katumbas ng contract price less processing fee. Para sa spot cash purchase, hanggang 10 taon ang extended cash assistance.

❓ Ano ang Transferable?
✔ Sagot: Maaaring ilipat ang Life Plan contract sa pangalan ng kamag-anak o kaibigan habang buhay pa ang planholder.

❓ At ano naman ang Assignable?
✔ Sagot: Pagkatapos ng 32 araw mula nang kuha ng Life Plan, maaaring i-assign ito sa isang kamag-anak o kaibigan na pumanaw na, basta bayad ang natitirang balance. Kapag pumanaw ang planholder at lagpas na sa isang taong paghuhulog, hindi na kailangang bayaran pa ang natitirang balance; sa halip, tatanggap sila ng cash.

Para sa karagdagang impormasyon, message niyo lang ako directly o tawagan sa 09756015357

23/10/2025

Para ka lang nag iipon na may malaking benepisyo
‎✅ FREE 10 years 𝙇𝙄𝙁𝙀 𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀 ages 18-59 yrs old, 1 Yr. Contestability
‎✅ FREE 5 yrs 𝘼𝘾𝘾𝙄𝘿𝙀𝙉𝙏 𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀 ages 18-54 yrs old
‎✅ 𝘾𝘼𝙎𝙃 𝘼𝙎𝙎𝙄𝙎𝙏𝘼𝙉𝘾𝙀 for the family if covered by insurance
✔️ Transferrable and Assignable
‎✔️ Can be use in all Chapels and Accredited Partners Nationwide
‎🔹Senior Citizen can avail
‎🔹No medical requirements needed
‎🔹 5 years to pay (monthly, quarterly, semi annual and annual) Choose your mode of payment
𝐑𝐄𝐐𝐔𝐈𝐑𝐄𝐌𝐄𝐍𝐓𝐒:
‎1. Filled out form
‎2. Picture of any valid ID
‎3. Initial Payment (depends on the plan and mode of payment you chose)
‎Message me for details. I'm happy to assist you! ❤️

23/10/2025

𝐐: 𝐀𝐧𝐨 𝐛𝐚 𝐚𝐧𝐠 𝐒𝐭. 𝐏𝐞𝐭𝐞𝐫 𝐋𝐢𝐟𝐞 𝐏𝐥𝐚𝐧?
Ito ay isang memorial service package. Hindi natin gusto pero kung kinakailangan ay nandiyan.
𝐐: 𝐀𝐧𝐮-𝐚𝐧𝐨 𝐛𝐚 𝐚𝐧𝐠 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐧𝐠 𝐒𝐭 𝐏𝐞𝐭𝐞𝐫 𝐋𝐢𝐟𝐞 𝐏𝐥𝐚𝐧?
Mga benepisyo ay additional cash assistance, accidental insurance, transferability, at assignability.
𝐐: 𝐀𝐧𝐨 𝐛𝐚 𝐚𝐧𝐠 𝐚𝐝𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐜𝐚𝐬𝐡 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬?
Ang beneficiary ng planholder ay makakatanggap ng cash assistance na katumbas na halaga ng contract price ng plan, sakaling ito ay pumanaw sa loob ng limang taon nang kanyang pagbabayad, o limang taon pagkatapos niyang mabayaraan ng buo ang kanyang plan. 18-59 yrs old
𝐐: 𝐀𝐧𝐨 𝐛𝐚 𝐚𝐧𝐠 𝐚𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐚𝐥 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞?
Sakaling pumanaw ang planholder dahil sa aksidente, automatic na din na ma-fufully paid ang kanyang plan kahit isang hulog pa lang age 18-55
𝐐: 𝐀𝐧𝐨 𝐛𝐚 𝐚𝐧𝐠 𝐭𝐫𝐚𝐧𝐬𝐟𝐞𝐫𝐚𝐛𝐢𝐥𝐢𝐭𝐲?
Ang plan ay maaring ilipat sa pangalan ng kamag-anak, kaibigan o kakilala. Ito ay pinapayagan lamang sa buhay na paglilipatan.
𝐐: 𝐀𝐧𝐨 𝐛𝐚 𝐚𝐧𝐠 𝐚𝐬𝐬𝐢𝐠𝐧𝐚𝐛𝐢𝐥𝐢𝐭𝐲?
Ang plan ay maari din na ipagamit sa namatay na kamag-anak at kaibigan . Kailangan lamang na bayaran ang natitirang balance ng plan.
𝐐: 𝐈𝐥𝐚𝐧𝐠 𝐭𝐚𝐨𝐧 𝐚𝐧𝐠 𝐩𝐚𝐠𝐡𝐮𝐡𝐮𝐥𝐨𝐠 𝐬𝐚 𝐒𝐭. 𝐏𝐞𝐭𝐞𝐫 𝐋𝐢𝐟𝐞 𝐏𝐥𝐚𝐧?
Ito ay huhulugan sa loob ng limang taon (5 years)
𝐐: 𝐏𝐚𝐚𝐧𝐨 𝐦𝐚𝐠𝐢𝐧𝐠 𝐦𝐞𝐦𝐛𝐞𝐫 𝐧𝐠 𝐒𝐭. 𝐏𝐞𝐭𝐞𝐫 𝐥𝐢𝐟𝐞 𝐏𝐥𝐚𝐧 𝐡𝐨𝐥𝐝𝐞𝐫?
Kailangan mo laman mag fill-out ng St. Peter Application Form at bayaran ang unang hulog ng iyong plan.
Let me help you with your plan. Send me a message 😊

23/10/2025

Have you ever thought about how to make your family’s memorial planning hassle-free?

With St. Peter Life Plan, you get all these benefits:
✅ Only 5 years to pay
✅ Complete Memorial Service Package
✅ Free Insurance Benefits
✅ Assignable – can be used by your loved ones after your passing
✅ Transferable – can be sold or passed on to others

And the best part? You can start your plan for as low as ₱1,000/month! 😍

We also offer flexible payment options: monthly, quarterly, semi-annual, or annual.

📩 DM me now, and I’ll help you choose the perfect plan for your family — less hassle, peace of mind, and fully covered.

23/10/2025

It's so difficult to face the reality of having no plan—spending all your money in the hospital, losing a loved one, and still having no preparation in place. 🙁

Having a St. Peter Life Plan is important because it’s your partner during those challenging times. It can provide support and help you through situations we never want to experience. Don’t wait until it’s too late—these moments are incredibly hard.

If you can set aside just ₱1,000 a month for 5 years, you can secure peace of mind.

Benefits of the plan:
- Affordable monthly payments
- Complete memorial service package
- Free insurance benefits for your loved ones
- Transferable and assignable — can be used or passed on to your family
- Less burden and worry during difficult times

Let’s not make things harder for ourselves.

PM me now to discuss the plan and how to get started!

Care for your family.

23/10/2025

Avoid situations where you can no longer say, "Please, get me a St. Peter Plan.

✅ When you suddenly pass away
✅ When you become unemployed
✅ When a loved one unexpectedly passes away

Just so you know, expenses double when there's no plan in place. Plus, funeral costs are typically billed on or before the interment, and they usually require full payment immediately—no installment options.

Unlike the Pre-Need Plan from St. Peter, which is payable over 5 years at an affordable price, you can secure your plan now.

Get yours today—while you're still healthy, have an income, and before emergencies happen.

23/10/2025
📌 COMMON REASONS FOR REJECTING THE ST. PETER LIFE PLAN AND OUR RESPONSES:1. "Di muna ako kukuha ng life plan kasi marami...
22/10/2025

📌 COMMON REASONS FOR REJECTING THE ST. PETER LIFE PLAN AND OUR RESPONSES:

1. "Di muna ako kukuha ng life plan kasi marami pa akong binabayaran."
Examples: gadgets, service vehicles, house, loans, etc. When someone passes away, the family ends up with almost no savings.
Response:
"Ang monthly payment po ng St. Peter Life Plan ay only P1000—kaya po yan. Marami po tayong binabayaran araw-araw, tulad ng pagkain, online shopping, o gadgets. Pero ang life plan po ay isang paraan para mapagaan ang gastos ng inyong pamilya kung sakaling may mangyari sa inyo."

2. "Mahal kasi ang monthly payment ng St. Peter."
Pero kayang-kaya mag-monthly ng kotse, mag-order sa Foodpanda araw-araw, at mag-shopping online.
Response:
"Oo, P1000 lang po ang monthly payment ng ating plan. Mas makakatipid po kayo kung iniisip ang proteksyon at peace of mind na ibibigay nito sa inyong pamilya."

3. "Buhay pa ako! Nahihirapan nga kami sa araw-araw, tapos kukuha pa ako niyan?!"
May malaking gastos kapag may mamamatay, at halos wala nang matirang pera.
Response:
"Hindi po namin kayo pinipilit. Gusto lang naming ibahagi na may paraan para hindi mahirapan ang inyong pamilya kapag dumating ang araw na may mawawala. Mas maganda po na may naka-prepare na para sa ganitong sitwasyon."

4. "Pag-iisapan ko muna. Kakausapin ko muna ang asawa/magulang ko."**
Naantala ang pagkuha dahil sa rason na ito.
Response:
"Naalala ko po na kung nakakuha na kayo 5 o 10 taon ago, sana fully paid na ang plan niyo at handa na sa panahon ng pangangailangan. Huwag po nating sayangin ang oras, mas maganda pong magdesisyon na ngayon habang mura pa ang presyo."

5. "Pang mayaman lang yang St. Peter."
Walang qualification required. Baka bata, matanda, mahirap, mayaman, babae, lalaki, LGBT, lahat pwedeng kumuha.*
Response:
"Anyone can avail of the St. Peter Life Plan—walang edad, estado sa buhay, o gender ang hadlang."

6. "Afford ko naman yan, di ko na kailangan ng pre-need."
Pero kung iisipin, mas maganda mag-invest na habang mura pa ang presyo.
Response:
"Oo, kaya nyo po, pero mas makakatipid po kayo kung kuha na ngayon habang mas mura. Darating ang panahon na doble o triple na ang presyo. Mas maganda pong may peace of mind at nakahanda na ang pamilya ninyo."

Take Action Now
Kumuha na po kayo ng plan habang mura pa. Think wise—budget-friendly ito, payable in 5 years.
If you want to know more, PM me directly.

Address

Canitoan
Cagayan De Oro
9000

Website

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