St Peter Life Plan Inc. - Cagayan de oro city branch

St Peter Life Plan Inc. - Cagayan de oro city branch Hello! I'm Ariene Rayos Montejo, an authorized insurance agent with St. Peter Life Plan. Feel free to reach out—your peace of mind is my priority!
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I’m dedicated to helping you secure your future with reliable insurance and memorial plans. Here is a history of how Lance & James Travel and Tours started on April 18, 2019, during the pandemic and now known as LJJ Travel and Tours:

**April 18, 2019 - The Unlikely Beginning**

It was a challenging time to start a business, especially a travel agency, as the world was still reeling from the effec

ts of the pandemic. As the world grappled with the COVID-19 pandemic, I, Ariene Fabre Rayos - Montejo, had just started Lance & James Travel and Tours I named it with my two sons, Jerry Lance and James. I am new to the travel industry, with lacking experience and knowledge on how to market and run a successful agency. The lockdown had just been implemented, and traveling was severely restricted. It seemed like an insurmountable task to get customers. It seemed really an impossible task for me.

**The First Year - A Slow Start**

For almost a year, we didn't have any bookings. It was though and I felt hopeless, stuck between a rock and a hard place. I keep on praying that one day this business will mark its journey. And then, my sister Lohingren Fabre Rayos who worked abroad (OFW) referred some of her coworkers who wanted to visit their hometown in the Philippines. This small breakthrough gave me a glimmer of hope. Slowly but surely, we started gaining customers. My relatives and friends began to book flights with us, and they even referred their friends and colleagues. This small boost gave me hope that our agency could make it. Slowly but surely, we started gaining momentum.

**The Turning Point**

As we gained more customers, I realized that our agency was not just about flights but also about building relationships. I made sure to check on my clients' flights regularly, notifying them about any schedule changes or delays caused by the airlines. I even do online check-ins in order for them avoiding missed flights and prevent long line in the boarding area. This personalized service earned us repeat clients from different areas and even abroad.

**Expansion and Evolution**

Our services expanded to include not only flight bookings but also Ferry Bookings, Hotel reservations, Bill payments, Tours Packages for local and international, Bus Booking, Travel Insurance, Visa Processing, Passporting assistance, DTI assistance, PSA assistance, and more. My friends, classmates, colleagues and even strangers began to trust us with their travel needs.

**Renaming and Growth**

On February 5, 2022, we rebranded our agency to LJJ Travel and Tours, representing the three brothers - Lance, James, and Jance. We continued to grow and thrive, operating primarily online. I am grateful for our loyal customers who have entrusted us with their travel plans.

**Today and Tomorrow**

As we mark five years since our inception on April 18, 2019 and slowly approaching our 6-year anniversary we remain committed to providing exceptional service to our valued clients. I am thankful specially to our God Almighty for giving me the courage and blessed me. We are thankful for our husband-co-pastors who have also given us their trust by booking flights for their ministry missions. We will continue to adapt to the ever-changing travel landscape while ensuring your travel experience is seamless and your money is safe with us. Experience Safe & Easy Travel with Our Guaranteed Low Prices! Thank you for being part of our journey!

Marami sa atin ang sobrang masisipag trabaho, sa negosyo, rumaraket kahit ano ano lang para kumita,Pero Ang nakakalungko...
05/05/2026

Marami sa atin ang sobrang masisipag trabaho, sa negosyo, rumaraket kahit ano ano lang para kumita,
Pero Ang nakakalungkot. Walang malinaw na Plano para sa long-term na paghahanda .

☝️Hindi habang Buhay malakas Tayo
✅Need natin St.Peter Life Plan sa panahon Tayo Matanda na.

☝️Hindi habang Buhay kaya natin magsipag, rumakit at mag negosyo.
✅Need natin Money will work for us.

☝️May mga pang yayari na Hindi talaga natin inaasahan What if bigla ka nlang Kunin ni Lord?
✅Handa ba ang pamilya mo sa malaking gastusin?

Paghandaan habang malakas ka pa
Hindi yung senior citizen ka na at doon ka pa manghihinayang na sana ay kumuha na ako nung bata pa ako
Do the math!
Pm if interested

With the St. Peter Traditional Life Plan – 7-Year Pay Plans, you can plan ahead at your own pace, with flexible payments...
30/04/2026

With the St. Peter Traditional Life Plan – 7-Year Pay Plans, you can plan ahead at your own pace, with flexible payments that won’t strain your budget. It’s a simple, thoughtful way to make sure your loved ones are taken care of—while giving you peace of mind today. 💚
Take the first step toward a secure, meaningful future.

Gusto mong kumuha ng St. Peter Life Plan pero di alam kung paano?Q&A from St. Peter Life Plan Inc.❓ Ano ang St. Peter Li...
16/12/2025

Gusto mong kumuha ng St. Peter Life Plan pero di alam kung paano?

Q&A from St. Peter Life Plan Inc.

❓ Ano ang St. Peter Life Plan?
✔ Sagot: Isang PRE-NEED Memorial Service Package na may kasamang accident at life insurance. (Pre-need ibig sabihin hindi agad gagamitin, pero kailangan ang paghahanda 👍)

❓ Ano ang mga benefits ng Life Plan?
✔ Sagot: Guaranteed services nationwide sa St. Peter Chapels, dagdag na cash benefits, transferable, at assignable.

❓ Anong edad ang pwedeng kumuha ng insurance at hanggang kailan ang coverage?
✔ Sagot:
- 18-54 years old para sa accidental death insurance
- 18-59 years old para sa life insurance

❓ Pwede bang kumuha kahit lagpas 60 na ang edad?
✔ Sagot: Oo, pwede pa rin. Full memorial service ang coverage, bayad lang ang natitirang balance kapag gagamitin na.

❓ Ano ang Additional Cash Benefits?
✔ Sagot: Bukod sa full memorial service, makakatanggap ang beneficiaries o pamilya ng cash benefits na katumbas ng contract price. Kasama rito ang:
- Extended Cash Assistance: Kapag namatay ang Planholder sa loob ng 5 taon matapos bayaran ang buong plan o hanggang 65 taong gulang niya, whichever comes first, makakatanggap sila ng cash assistance na katumbas ng contract price less processing fee. Para sa spot cash purchase, hanggang 10 taon ang extended cash assistance.

❓ Ano ang Transferable?
✔ Sagot: Maaaring ilipat ang Life Plan contract sa pangalan ng kamag-anak o kaibigan habang buhay pa ang planholder.

❓ At ano naman ang Assignable?
✔ Sagot: Pagkatapos ng 32 araw mula nang kuha ng Life Plan, maaaring i-assign ito sa isang kamag-anak o kaibigan na pumanaw na, basta bayad ang natitirang balance. Kapag pumanaw ang planholder at lagpas na sa isang taong paghuhulog, hindi na kailangang bayaran pa ang natitirang balance; sa halip, tatanggap sila ng cash.

Para sa karagdagang impormasyon, message niyo lang ako directly o tawagan sa 09756015357

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Canitoan
Cagayan De Oro
9000

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